CGVB
Open bankruptcyA bankruptcy procedure is open for CGVB according to publications in the Belgian State Gazette; curator: BENOIT HOC.
Summary
The 2020 annual accounts show equity of €94,046 and a net result of -€74,446.
Are you a creditor?
Open bankruptcy
Source: Belgian Official Gazette
If this company owes you money, you are not paid automatically: you file your claim yourself, within the deadline the judgment sets.
The procedure
- Court
- Enterprise Court of Liège, Namur division
- Declared bankrupt
- 15 April 2021
- Supervising judge
- Baudouin Piret
- Official Gazette
- 27-04-2021 (pdf) ↗search the document for 2021/115946
Deadlines
- Appeal or third-party opposition until
- passed on 12 May 2021Fifteen days after the publication in the Official Gazette.art. XX.108 CEL
- File the claim in RegSol until
- passed on 15 May 2021art. XX.104 and XX.155 CEL
- First verification report
- passed on 25 May 2021Goods that belong to you, such as those delivered under retention of title, are reclaimed before this day.art. XX.104 and XX.194 CEL
- Late claim until
- passed on 15 April 2022Late, you share only in what has not been paid out yet, and the costs are yours.art. XX.165 CEL
Curator
- Benoit HocRoute De Saint Gerard, 98 2, 5100 04 Wepionhoc.benoit@skynet.be
What to do now
- Do not deliver on credit any more without an agreement with the curator.
- Gather your documents: invoices, purchase orders, contract, delivery notes and reminders.
- File your proof of claim in RegSol (regsol.be), yourself with eID or itsme, or through your lawyer. State principal, interest and costs separately, and any preferential right you hold.
- Delivered under retention of title? Reclaim your goods before the first report on the verification of claims.
- Ask your accountant about the VAT on the unpaid invoices: in a bankruptcy it can be recovered under conditions.
- Follow the file in RegSol: the verification report (admitted or disputed) and the curator's reports appear there.
The deadlines above come from the publication of the judgment. Check them in RegSol before you file anything; a passed deadline no longer applies.
File a claim in RegSol ↗
Watch
Follow this bankruptcy: you are alerted when it is closed or reversed.
General information, not legal advice. If in doubt, the curator, your lawyer or your accountant can help.Creditor guide for this company
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Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-03-2020 was due by 31-10-2020 and was filed on 23-11-2020, 23 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not filed
2024
not filed
2023
not filed
2022
not filed
2021
not filed
2020
23 d late
2019
34 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 2 accounts on average 6 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 48% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
Who ran this company, and where was it based, on a date before the end?Company as of a date Are there other customers at risk in your own list?List enrichment How is the Hairdressing and barber services sector doing?Sector figures
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2020, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€74,446▼ 884%
2019 · -€7,568
Working capital
€14,682▼ 84.0%
2019 · €92,037
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 96, Personal service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20192020
Operating result-€3,055--€69,325▼ 2,169%
Net result-€7,568--€74,446below the sector's middle half▼ 884%
Equity€168,492-€94,046within the sector's middle half▼ 44.2%
Total assets€315,356-€255,534within the sector's middle half▼ 19.0%
Debt€146,864-€161,488▲ 10.0%
Working capital€92,037-€14,682within the sector's middle half▼ 84.0%
Solvency53.4%-36.8%within the sector's middle half▼ 16.6pp
Current ratio1.77-1.10within the sector's middle half▼ 0.67
Return on assets (ROA)-2.4%--29.1%below the sector's middle half▼ 26.7pp
Staff (FTE)12.1-11.7within the sector's middle half▼ 3.3%
above
within
below
the middle half (P25 to P75) of NACE 96, Personal service activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €69,325 in 2020 against €3,055 in 2019; the loss grows.
Balance-sheet composition
2020 in colour, 2019 as the grey bar beneath
Assets €255,534
Fixed assets
€94,021 ▼ 9.0%
Current assets
€161,513 ▼ 23.8%
Equity and liabilities €255,534
Equity
€94,046 ▼ 44.2%
Debt
€161,488 ▲ 10.0%
Debt's share of the balance-sheet total rises from 46.6% to 63.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
-€46,068▼
2019 · €20,159
Cash flow
-€51,189▼
2019 · €15,646
Quick ratio
0.73▼
2019 · 1.33
Debt to equity
0.16▼
2019 · 0.16
ROE
-79.2%▼
2019 · -4.5%
Debt ≤ 1 year
€146,831▲
2019 · €119,970
Debt > 1 year
€14,657▼
2019 · €26,894
Income taxes
€320▲
2019 · -€457
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2019 | 2020 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €23,214 | €23,257 | ▲ 0.2% |
| Gross operating margin9900 | €511,065 | €450,986 | ▼ 11.8% |
| Operating profit (loss)9901 | -€3,055 | -€69,325 | ▼ 2,169% |
| Recurring financial income75 | €21 | €7 | ▼ 66.7% |
| Recurring financial charges65 | €4,991 | €4,808 | ▼ 3.7% |
| Profit (loss) for the period before taxes9903 | -€8,025 | -€74,126 | ▼ 824% |
| Income taxes67/77 | -€457 | €320 | ▲ 170% |
| Profit (loss) for the period9904 | -€7,568 | -€74,446 | ▼ 884% |
| Profit (loss) for the period to be appropriated9905 | -€7,568 | -€74,446 | ▼ 884% |
| Line | 2019 | 2020 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €315,356 | €255,534 | ▼ 19.0% |
| Fixed assets21/28 | €103,349 | €94,021 | ▼ 9.0% |
| Tangible fixed assets22/27 | €103,349 | €94,021 | ▼ 9.0% |
| Current assets29/58 | €212,007 | €161,513 | ▼ 23.8% |
| Stocks and contracts in progress3 | €52,554 | €53,906 | ▲ 2.6% |
| Amounts receivable within one year40/41 | - | €10,013 | - |
| Cash at bank and in hand54/58 | €159,453 | €97,594 | ▼ 38.8% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €315,356 | €255,534 | ▼ 19.0% |
| Equity10/15 | €168,492 | €94,046 | ▼ 44.2% |
| Contributions10/11 | €18,600 | €18,600 | = |
| Reserves13 | €157,460 | €157,460 | = |
| Profit (loss) carried forward14 | -€7,568 | -€82,014 | ▼ 984% |
| Amounts payable17/49 | €146,864 | €161,488 | ▲ 10.0% |
| Amounts payable after more than one year17 | €26,894 | €14,657 | ▼ 45.5% |
| Amounts payable within one year42/48 | €119,970 | €146,831 | ▲ 22.4% |
| Trade debts44 | €15,569 | €41,432 | ▲ 166% |
| Line | 2019 | 2020 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | -€7,568 | -€74,446 | ▼ 884% |
| + Depreciation and write-downs630 | €23,214 | €23,257 | ▲ 0.2% |
| Operating cash flow (approximation) | €15,646 | -€51,189 | ▼ 427% |
| Investment in fixed assets (approximation) | - | -€13,929 | - |
| Change in cash | - | -€61,859 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2021
27-04
Bankruptcy
Opening
Tribunal de l’entreprise de Liège, division Namur · event 15-04-2021
2020
23-11
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 23 days late
2019
27-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2018
20-11
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 20 days late
2017
27-11
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 27 days late
2016
10-11
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 10 days late
2015
30-09
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
2014
27-11
NBB filing
Annual accounts filed
fiscal year 2014 · full schema · 27 days late
2013
25-11
NBB filing
Annual accounts filed
fiscal year 2013 · full schema · 25 days late
2012
21-11
NBB filing
Annual accounts filed
fiscal year 2012 · full schema · 21 days late
2011
15-11
NBB filing
Annual accounts filed
fiscal year 2011 · full schema · 15 days late
SignalNBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Eghezée · 2 establishment units since 2009
Ground area
2,847 m²
Building footprint
414 m²
Volume, LiDAR
1,469 m³
3 parcels, Wallonia · tallest building 11.0 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
ENJOY COIFFURE
since 20092.177.154.112
ENJOY COIFFURE
since 20132.220.142.730
3 parcels
Wallonia
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92335B0145/00D000 | Wallonia | 1,967 m² | 1 · 86 m² | - |
| 25020A0287/00Y002indicative | Wallonia | 621 m² | 1 · 196 m² | 11.0 m · 2 fl. |
| 83034A0205/00C000 | Wallonia | 260 m² | 1 · 132 m² | - |
Linked by address, not proof of ownership
Good to know
2 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | BENOIT HOC ROUTE DE SAINT GERARD, 98 2,
5100 04 WEPION |
15-04-2021 → present |
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Of 21,734 companies in sector 96210 we hold annual accounts for 2,835. 1,800 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded16-01-2009
Fiscal year end31-03
Activities, NACEBEL 2025
96210Hairdressing and barber services
E-invoicing
Not found in the Peppol register
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.