CGO
ActiveCGO has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €64k and a net result of €11k. Equity is growing by ~48.1% per year across the filed fiscal years. Its solvency ranks better than 61% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
81
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability83▼-17
Solvency92▲+4
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 2.26 against 2.33 in 2024; short-term debt: 27.1% and cash: 5.4% of total assets), and 32.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
67.1%
Return on assets
11.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 d early
2024
1 d early
2023
on the day
2022
60 d early
2021
45 d late
2020
2 d late
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€64k▲ 20.0%
2024 · €53k
2018: €-160k
2019: €-123k
2020: €-95k
2021: €-76k
2022: €-24k
2023: €9k
2024: €53k
2018 → 2025
Total assets
€95k▲ 13.3%
2024 · €84k
2018: €118k
2019: €118k
2020: €29k
2021: €27k
2022: €50k
2023: €66k
2024: €84k
2018 → 2025
Net result
€11k▼ 75.7%
2024 · €44k
2018: €84k
2019: €37k
2020: €29k
2021: €18k
2022: €52k
2023: €45k
2024: €44k
2018 → 2025
Working capital
€33k▼ 16.0%
2024 · €39k
2018: €4k
2019: €12k
2020: €-31k
2021: €-46k
2022: €-9k
2023: €14k
2024: €39k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-76k-€-24k▲ 68.3%€9k€53k▲ 467%€64k▲ 20.0%
Operating result€31k-€80k▲ 161%€62k▼ 22.4%€63k▲ 0.9%€18k▼ 71.8%
Net result€18k-€52k▲ 183%€45k▼ 14.0%€44k▼ 2.3%€11k▼ 75.7%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 72% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €95k
Fixed assets
€37k▲ 129%
Current assets
€59k▼ 14.0%
Equity and liabilities €95k
Equity
€64k▲ 20.0%
Debt
€31k▲ 1.8%
The debt ratio falls from 36.7% to 32.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€21k▼
2024 · €68k
Cash flow
€14k▼
2024 · €49k
Solvency
67.1%▲
2024 · 63.3%
Current ratio
2.26▼
2024 · 2.33
Quick ratio
2.26▼
2024 · 2.33
Debt / equity
0.49▼
2024 · 0.58
ROE
16.7%▼
2024 · 82.4%
ROA
11.2%▼
2024 · 52.2%
Interest coverage
22.38▼
2024 · 124.83
Debt
€31k▲
2024 · €31k
Debt ≤ 1 year
€26k▼
2024 · €29k
Debt > 1 year
€6k▲
2024 · €2k
Income taxes
€8k▼
2024 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€84k€95k▲
Fixed assets21/28€16k€37k▲
Tangible fixed assets22/27€16k€37k▲
Plant, machinery and equipment23€1k€881▼
Furniture and vehicles24€3k€19k▲
Leasing and similar rights25€5k€0▼
Other tangible fixed assets26€7k€17k▲
Current assets29/58€68k€59k▼
Amounts receivable after more than one year29-€3k
Other amounts receivable291-€3k
Amounts receivable within one year40/41€65k€51k▼
Trade receivables40€23k€5k▼
Other amounts receivable41€42k€46k▲
Cash at bank and in hand54/58€2k€5k▲
Deferred charges and accrued income490/1€875€0▼
Equity and liabilities
Total equity and liabilities10/49€84k€95k▲
Equity10/15€53k€64k▲
Contributions10/11€8k€8k=
Reserves13€44k€55k▲
Distributable reserves133€44k€55k▲
Profit (loss) carried forward14€2k€2k=
Amounts payable17/49€31k€31k▲
Amounts payable after more than one year17€2k€6k▲
Financial debts170/4€2k€6k▲
Amounts payable within one year42/48€29k€26k▼
Current portion of amounts payable after more than one year42€13k€5k▼
Financial debts43-€1k
Credit institutions430/8-€1k
Trade debts44€4k€12k▲
Suppliers440/4€4k€12k▲
Taxes, remuneration and social security45€12k€7k▼
Taxes450/3€12k€7k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€4k▼
Other operating charges640/8€2k€1k▼
Non-recurring operating charges66A€6k€34k▲
Gross operating margin9900€75k€56k▼
Operating profit (loss)9901€63k€18k▼
Financial income75/76B€1k€2k▲
Recurring financial income75€1k€2k▲
Financial charges65/66B€544€951▲
Recurring financial charges65€544€951▲
Profit (loss) for the period before taxes9903€63k€19k▼
Income taxes67/77€20k€8k▼
Profit (loss) for the period9904€44k€11k▼
Profit (loss) for the period to be appropriated9905€44k€11k▼
Appropriation of the result
Profit (loss) to be appropriated9906€46k€13k▼
Profit (loss) brought forward from the previous period14P€2k€2k=
Transfer to equity691/2€44k€11k▼
To other reserves6921€44k€11k▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €11k ▼75.7%
Net result drops to €11k, the lowest in the series.
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
01-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
14-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 45 days late
2021
02-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 2 days late
2020
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
10-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
24-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
07-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalst · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kortenhoekstraat 429308 AalstGround area
1,211 m²
Building footprint
148 m²
Volume, LiDAR
986 m³
Parcel 41029C0250/00F000, Flanders · tallest building 10.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CGO
since 20072.166.330.197
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41029C0250/00F000 | Flanders | 1,211 m² | 1 · 148 m² | 10.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 116 EUR awarded| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 116 EUR | 0 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 39,267 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-11-2007
Fiscal year end31-12
Trade name NL
Trebmog, CGO68, CGO ConDev, Insure Invest en Yachtlover_Belgium
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
47811Retail sale of cars and light vans (up to 3.5 tonnes)
45402
47830Retail sale of motorcycles and motorcycle parts and accessories
96102Launderettes and laundries for private customers
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.