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CGHM

Active
Private limited companyfounded 200323 years activeNinoofsesteenweg 927, 1703 Dilbeek, BelgiumKBO/BCE: BE 0479.728.544
Summary

CGHM has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.9m and a net result of €444,360. Equity is growing by ~7.8% per year across the filed fiscal years. Its solvency ranks better than 93% of 4,038 sector peers (NACE 69, fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Overview

Activity
Activities of notaries
NACE 69102
1 site
Size
€3.1mtotal assets 2025
Staff
6.9 FTE
Equity
€2.9m
Profit
€444,360
Turnover not published (abridged schema)
Financial health
97 Excellent Checked score 2025
Bankruptcy probability, 12 months
< 0.1%
Structure
Accounts filed 13 days late1 of 5 deeds read
Why 97+ Liquidity: current ratio 14.21, cash €2.7m+ Sector Legal and accounting activities (NACE 69)+ Equity €2.9m (93.4% of total assets)+ Profit of €444,360 (FY 2025)Show the evidence

Checked score

Score 2025
97 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 73% of its sector peers (NACE 69, micro)
Financial strength · tick = 2024
Strong
Solvency 100+2
equity 93.4% of total assets
Liquidity 100+11
short-term debt 6.6% · cash 89.3%
Profitability 87-3
return on assets 14.6%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (20,004 companies)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026highest value 09-2026: < 0.1%● unchanged vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026lowest value
Credit up to €270,000 at 30 days acceptable
Liquidity ample (current ratio 14.21 against 3.4 in 2024; short-term debt: 6.6% and cash: 89.3% of total assets), and 6.6% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro): better than 87% on solvency, 97% on liquidity, 46% on profitability and 63% on growth.

The bankruptcy probability was computed on 06-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
−lowers risk○neutral
lowers risk · Liquidity: current ratio 14.21, cash €2.7m
NBB · annual accounts
lowers risk · Sector Legal and accounting activities (NACE 69)
KBO
lowers risk · Equity €2.9m (93.4% of total assets)
NBB · annual accounts
lowers risk · Profit of €444,360 (FY 2025)
NBB · annual accounts
neutral · A punctual record breaks
This company filed 8 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-08-2026, 13 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
13 days late
2024
2 days early
2023
1 day early
2022
38 days early
2021
11 days early
2020
32 days early
2019
11 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 12 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
07-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. PurposePurpose change · Name change…
  3. Liquidity quadruplescurrent ratio 14.21

Key points

  • Positive: Among the best 6% on equitysector median €271,683 · 4,038 companies €2.9m View
  • Positive: 8 profitable years in a rowprofit 2025: €444,360 8 years View
  • Total assets 20256 fiscal years filed €3.1m View

By topic

Financials

Fiscal year
2025
Total assets
€3.1m
Profit
€444,360
Solvency
93.4%
Total assets▼ 8.3%
Net result
20182025
Go to Financials

Timeline

Events
16
Since
2017
Next accounts
by 31-07-2027
  1. 29-07-2025Annual accounts filed
  2. 30-07-2024Annual accounts filed
  3. 31-12-2023Weakest financial year
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Activities of notariesNACE 69102
Founded
10-03-2003
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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