CG-ESTIMATING
ActiveCG-ESTIMATING has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €66k and a net result of €46k. Equity is growing by ~139.8% per year across the filed fiscal years. Its solvency ranks better than 59% of 9438 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
89
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency88▲+5
Growth78=
Track record82
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 2.66 against 2.23 in 2024; short-term debt: 36.9% and cash: 73.3% of total assets), and 36.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
63.1%
Return on assets
43.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-08-2026, 19 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
19 d late
2024
13 d late
2023
93 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€66k▲ 214%
2024 · €21k
2023: €7k
2024: €21k
2023 → 2025
Total assets
€104k▲ 188%
2024 · €36k
2023: €15k
2024: €36k
2023 → 2025
Net result
€46k▲ 214%
2024 · €15k
2023: €2k
2024: €15k
2023 → 2025
Working capital
€64k▲ 242%
2024 · €19k
2023: €7k
2024: €19k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€7k-€21k▲ 189%€66k▲ 214%
Operating result€3k-€25k▲ 686%€67k▲ 166%
Net result€2k-€15k▲ 555%€46k▲ 214%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 166% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €104k
Fixed assets
€2k▼ 14.9%
Current assets
€102k▲ 202%
Equity and liabilities €104k
Equity
€66k▲ 214%
Debt
€38k▲ 152%
The debt ratio falls from 42.1% to 36.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€68k▲
2024 · €26k
Cash flow
€46k▲
2024 · €15k
Solvency
63.1%▲
2024 · 57.9%
Current ratio
2.66▲
2024 · 2.23
Quick ratio
2.66▲
2024 · 2.23
Debt / equity
0.58▼
2024 · 0.73
ROE
69.6%=
2024 · 69.5%
ROA
43.9%▲
2024 · 40.2%
Interest coverage
29.11▲
2024 · 13.11
Debt
€38k▲
2024 · €15k
Debt ≤ 1 year
€38k▲
2024 · €15k
Income taxes
€20k▲
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€36k€104k▲
Fixed assets21/28€2k€2k▼
Tangible fixed assets22/27€2k€2k▼
Furniture and vehicles24€211€100▼
Other tangible fixed assets26€2k€2k▼
Current assets29/58€34k€102k▲
Amounts receivable within one year40/41€24k€25k▲
Trade receivables40€21k€16k▼
Other amounts receivable41€4k€9k▲
Cash at bank and in hand54/58€9k€76k▲
Deferred charges and accrued income490/1€166€959▲
Equity and liabilities
Total equity and liabilities10/49€36k€104k▲
Equity10/15€21k€66k▲
Contributions10/11€5k€5k=
Reserves13-€45k
Distributable reserves133-€45k
Profit (loss) carried forward14€16k€16k▲
Amounts payable17/49€15k€38k▲
Amounts payable within one year42/48€15k€38k▲
Trade debts44€765€1k▲
Suppliers440/4€765€1k▲
Taxes, remuneration and social security45€14k€36k▲
Taxes450/3€14k€36k▲
Other amounts payable47/48€859€900▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€298€333▲
Other operating charges640/8€2k€3k▲
Gross operating margin9900€27k€70k▲
Operating profit (loss)9901€25k€67k▲
Financial income75/76B-€261
Recurring financial income75-€261
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€23k€65k▲
Income taxes67/77€9k€20k▲
Profit (loss) for the period9904€15k€46k▲
Profit (loss) for the period to be appropriated9905€15k€46k▲
Appropriation of the result
Profit (loss) to be appropriated9906€17k€61k▲
Profit (loss) brought forward from the previous period14P€2k€16k▲
Transfer to equity691/2-€45k
To other reserves6921-€45k
Profit to be distributed694/7€859€900▲
Return on contributions (dividend)694€859€900▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 19 days late
2025
31-12
Financial
Highest result since 2023net €46k ▲214%
Operating result €67k, net result €46k, both a record.
13-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 13 days late
2024
29-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Olne · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Voie Pirson 34877 OlneGround area
1,102 m²
Building footprint
162 m²
Volume, LiDAR
436 m³
Parcel 63057A1166/00L000, Wallonia · tallest building 5.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
CG-ESTIMATING
since 20232.354.875.829
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63057A1166/00L000 | Wallonia | 1,102 m² | 1 · 162 m² | 5.7 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BE.PRO CONSULTING
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BE 0788.817.856
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AHORN MILIEU - EN VEILIGHEIDADVIES
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TW ENGINEERING SERVICES
BE 0480.203.844
Nijlen · Eq €65k
NVH Services
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Turnhout · Eq €66k
Of 11,555 companies in sector 71121 we hold annual accounts for 6,561. 5,084 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-11-2023
Fiscal year end31-12
Activities, NACEBEL
71121Engineering and related technical consultancy, excluding land surveyors
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.