CFM
Open bankruptcyA bankruptcy procedure is open for CFM according to publications in the Belgian State Gazette; curator: PATRICK BERBEN.
Summary
The 2025 annual accounts show equity of €98,435 and a net result of €62,650.
Are you a creditor?
Open bankruptcy
Source: Belgian Official Gazette
If this company owes you money, you are not paid automatically: you file your claim yourself, within the deadline the judgment sets.
The procedure
- Court
- Enterprise Court of Antwerp, Hasselt division
- Declared bankrupt
- 17 September 2020
- Supervising judge
- Christiaan De Meester
- Official Gazette
- 23-09-2020 (pdf) ↗search the document for 2020/133129
Deadlines
- Provisional date payments stopped
- 17 September 2020A later judgment can change the date.art. XX.105 CEL
- Appeal or third-party opposition until
- passed on 8 October 2020Fifteen days after the publication in the Official Gazette.art. XX.108 CEL
- File the claim in RegSol until
- passed on 17 October 2020art. XX.104 and XX.155 CEL
- First verification report
- passed on 29 October 2020Goods that belong to you, such as those delivered under retention of title, are reclaimed before this day.art. XX.104 and XX.194 CEL
- Late claim until
- passed on 17 September 2021Late, you share only in what has not been paid out yet, and the costs are yours.art. XX.165 CEL
Curator
- Patrick BerbenBoseind 33, 3910 Neerpeltpatrick.berben@advocaat.be
What to do now
- Do not deliver on credit any more without an agreement with the curator.
- Gather your documents: invoices, purchase orders, contract, delivery notes and reminders.
- File your proof of claim in RegSol (regsol.be), yourself with eID or itsme, or through your lawyer. State principal, interest and costs separately, and any preferential right you hold.
- Delivered under retention of title? Reclaim your goods before the first report on the verification of claims.
- Ask your accountant about the VAT on the unpaid invoices: in a bankruptcy it can be recovered under conditions.
- Follow the file in RegSol: the verification report (admitted or disputed) and the curator's reports appear there.
The deadlines above come from the publication of the judgment. Check them in RegSol before you file anything; a passed deadline no longer applies.
File a claim in RegSol ↗
Watch
Follow this bankruptcy: you are alerted when it is closed or reversed.
General information, not legal advice. If in doubt, the curator, your lawyer or your accountant can help.Creditor guide for this company
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Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-07-2026, 10 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
10 d early
2024
5 d early
2023
2 d early
2022
3 d late
2021
144 d late
2020
15 d late
2019
122 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 38 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 48% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
Who ran this company, and where was it based, on a date before the end?Company as of a date Is the registered address a letterbox address or a business centre?Addresses Are there other customers at risk in your own list?List enrichment How is the Funeral services sector doing?Sector figures
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, abbreviated schema
Equity
€98,435▲ 4.4%
2024 · €94,285
Total assets
€344,702▲ 26.0%
2024 · €273,470
Net result
€62,650▲ 140%
2024 · €26,131
Working capital
-€45,318▲ 34.0%
2024 · -€68,688
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 96, Personal service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€42,354-€10,417▲ 75.4%€7,784€32,744▲ 321%€68,807▲ 110%
Net result-€44,056below the sector's middle half-€11,437below the sector's middle half▲ 74.0%€5,247within the sector's middle half€26,131within the sector's middle half▲ 398%€62,650above the sector's middle half▲ 140%
Equity€74,345within the sector's middle half▼ 37.2%€62,908within the sector's middle half▼ 15.4%€68,155within the sector's middle half▲ 8.3%€94,285within the sector's middle half▲ 38.3%€98,435within the sector's middle half▲ 4.4%
Total assets€258,338within the sector's middle half▼ 28.7%€218,175within the sector's middle half▼ 15.5%€213,359within the sector's middle half▼ 2.2%€273,470within the sector's middle half▲ 28.2%€344,702within the sector's middle half▲ 26.0%
Debt€183,993▼ 24.6%€155,267▼ 15.6%€145,205▼ 6.5%€179,185▲ 23.4%€246,266▲ 37.4%
Working capital-€116,157▼ 48.6%-€117,522▼ 1.2%-€98,740▲ 16.0%-€68,688▲ 30.4%-€45,318▲ 34.0%
Solvency28.8%within the sector's middle half▼ 3.9pp28.8%within the sector's middle half▲ 0.1pp31.9%within the sector's middle half▲ 3.1pp34.5%within the sector's middle half▲ 2.5pp28.6%within the sector's middle half▼ 5.9pp
Staff (FTE)0below the sector's middle half
above
within
below
the middle half (P25 to P75) of NACE 96, Personal service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 110% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €344,702
Fixed assets
€146,511 ▼ 10.1%
Current assets
€198,190 ▲ 79.4%
Equity and liabilities €344,702
Equity
€98,435 ▲ 4.4%
Debt
€246,266 ▲ 37.4%
Debt's share of the balance-sheet total rises from 65.5% to 71.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€89,996▲
2024 · €52,789
Cash flow
€83,839▲
2024 · €46,175
Current ratio
0.81▲
2024 · 0.62
Debt to equity
2.50▲
2024 · 1.90
ROE
63.6%▲
2024 · 27.7%
ROA
18.2%▲
2024 · 9.6%
Interest coverage
27.50▲
2024 · 7.97
Debt ≤ 1 year
€243,508▲
2024 · €179,185
Income taxes
€2,892
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €0 | - | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €18,799 | €19,007 | €19,007 | €20,044 | €21,189 | ▲ 5.7% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | €0 | - | - | - | - | - |
| Other operating charges640/8 | €3,936 | €2,047 | €19,933 | €8,419 | €2,943 | ▼ 65.0% |
| Non-recurring operating charges66A | €0 | - | - | - | - | - |
| Gross operating margin9900 | -€19,619 | €10,637 | €46,724 | €61,207 | €92,939 | ▲ 51.8% |
| Operating profit (loss)9901 | -€42,354 | -€10,417 | €7,784 | €32,744 | €68,807 | ▲ 110% |
| Financial income75/76B | €0 | €15 | €209 | €6 | €7 | ▲ 17.0% |
| Recurring financial income75 | €0 | €15 | €209 | €6 | €7 | ▲ 17.0% |
| Financial charges65/66B | €1,702 | €1,035 | €2,747 | €6,620 | €3,272 | ▼ 50.6% |
| Recurring financial charges65 | €1,702 | €1,035 | €2,747 | €6,620 | €3,272 | ▼ 50.6% |
| Profit (loss) for the period before taxes9903 | -€44,056 | -€11,437 | €5,247 | €26,131 | €65,542 | ▲ 151% |
| Income taxes67/77 | - | - | - | - | €2,892 | - |
| Profit (loss) for the period9904 | -€44,056 | -€11,437 | €5,247 | €26,131 | €62,650 | ▲ 140% |
| Profit (loss) for the period to be appropriated9905 | -€44,056 | -€11,437 | €5,247 | €26,131 | €62,650 | ▲ 140% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €258,338 | €218,175 | €213,359 | €273,470 | €344,702 | ▲ 26.0% |
| Fixed assets21/28 | €204,909 | €185,902 | €166,895 | €162,974 | €146,511 | ▼ 10.1% |
| Intangible fixed assets21 | - | - | - | €1,790 | €1,370 | ▼ 23.5% |
| Tangible fixed assets22/27 | €204,909 | €185,902 | €166,895 | €161,184 | €145,142 | ▼ 10.0% |
| Land and buildings22 | €203,035 | €184,861 | €166,687 | €157,519 | €141,556 | ▼ 10.1% |
| Plant, machinery and equipment23 | - | - | - | - | €1,113 | - |
| Furniture and vehicles24 | €1,874 | €1,041 | €208 | €3,665 | €2,473 | ▼ 32.5% |
| Current assets29/58 | €53,429 | €32,273 | €46,464 | €110,496 | €198,190 | ▲ 79.4% |
| Amounts receivable within one year40/41 | €32,344 | €25,824 | €27,163 | €17,149 | €26,153 | ▲ 52.5% |
| Trade receivables40 | €19,834 | €17,929 | €27,111 | €16,968 | €26,153 | ▲ 54.1% |
| Other amounts receivable41 | €12,510 | €7,895 | €51 | €181 | - | - |
| Cash at bank and in hand54/58 | €20,973 | €6,337 | €19,301 | €93,097 | €171,238 | ▲ 83.9% |
| Deferred charges and accrued income490/1 | €112 | €112 | - | €250 | €799 | ▲ 219% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €258,338 | €218,175 | €213,359 | €273,470 | €344,702 | ▲ 26.0% |
| Equity10/15 | €74,345 | €62,908 | €68,155 | €94,285 | €98,435 | ▲ 4.4% |
| Contributions10/11 | €18,592 | €18,592 | €18,592 | €18,592 | €18,592 | = |
| Reserves13 | €81,659 | €81,659 | €81,659 | €81,659 | €79,843 | ▼ 2.2% |
| Non-distributable reserves130/1 | €1,859 | €1,859 | - | - | - | - |
| Reserves not available under the articles1311 | €1,859 | €1,859 | - | - | - | - |
| Tax-exempt reserves132 | €79,800 | €79,800 | €79,800 | €79,800 | €79,800 | = |
| Distributable reserves133 | - | - | €1,859 | €1,859 | €43 | ▼ 97.7% |
| Profit (loss) carried forward14 | -€25,907 | -€37,343 | -€32,097 | -€5,966 | - | - |
| Amounts payable17/49 | €183,993 | €155,267 | €145,205 | €179,185 | €246,266 | ▲ 37.4% |
| Amounts payable after more than one year17 | €14,407 | €5,471 | - | - | - | - |
| Financial debts170/4 | €14,407 | €5,471 | - | - | - | - |
| Amounts payable within one year42/48 | €169,586 | €149,795 | €145,205 | €179,185 | €243,508 | ▲ 35.9% |
| Current portion of amounts payable after more than one year42 | €9,025 | €8,880 | €4,381 | - | - | - |
| Trade debts44 | €49,647 | €1,910 | €5,599 | €31,518 | €16,849 | ▼ 46.5% |
| Suppliers440/4 | €49,647 | €1,910 | €5,599 | €31,518 | €16,849 | ▼ 46.5% |
| Taxes, remuneration and social security45 | €6,434 | €0 | €482 | €8,401 | €8,661 | ▲ 3.1% |
| Taxes450/3 | €6,434 | €0 | €482 | €8,401 | €8,661 | ▲ 3.1% |
| Other amounts payable47/48 | €104,480 | €139,006 | €134,743 | €139,266 | €217,997 | ▲ 56.5% |
| Accrued charges and deferred income492/3 | €0 | - | - | - | €2,758 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€44,056 | -€11,437 | €5,247 | €26,131 | €62,650 | ▲ 140% |
| + Depreciation and write-downs630 | €18,799 | €19,007 | €19,007 | €20,044 | €21,189 | ▲ 5.7% |
| Operating cash flow (approximation) | -€25,257 | €7,570 | €24,253 | €46,175 | €83,839 | ▲ 81.6% |
| Investment in fixed assets (approximation) | - | €0 | €0 | -€16,123 | -€4,727 | ▲ 70.7% |
| Change in cash | - | -€14,636 | €12,964 | €73,795 | €78,141 | ▲ 5.9% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €62,650 ▲140%
Operating result €68,807, net result €62,650, both a record.
26-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Back to profitnet €5,247
Net result €5,247 after 2 loss-making years.
03-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 3 days late
2022
22-12
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 144 days late
2021
31-12
Financial
Weakest financial yearnet -€44,056
Net result drops to -€44,056, the lowest in the series.
15-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 15 days late
2020
31-12
Financial
Back to profitnet €2,286
Net result €2,286 after 2 loss-making years.
30-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 122 days late
30-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 488 days late
Show earlier events
19-11
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 842 days late
23-09
Bankruptcy
Opening
Ondernemingsrechtbank Antwerpen, afdeling Hasselt · event 17-09-2020
2017
28-11
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 120 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts
We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 1997
Ground area
1,178 m²
Building footprint
201 m²
Volume, LiDAR
1,495 m³
Parcel 71056A0808/00W000, Flanders · tallest building 9.9 m, ±3 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
CFM
since 19972.081.774.804
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71056A0808/00W000 | Flanders | 1,178 m² | 1 · 201 m² | 9.9 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | PATRICK BERBEN Boseind 33, 3910 NEERPELT- |
17-09-2020 → present |
Structure & network
Owners and holdings
1 ownerChain of control
- ANJO-INVEST
- CFM
Highest known parent: ANJO-INVEST. The sources do not say who stands above it.
Owners 1
- ANJO-INVESTparent99.87%
Holdings 0
No holding stated in the accounts, acts or LEI register we read.
According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 903 companies in sector 96301 we hold annual accounts for 612. 486 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded28-02-1997
Fiscal year end31-12
Activities, NACEBEL 2025
96301Funeral services
46499Wholesale of other household goods
47554Retail trade
47789Other retail sale of new goods
Contact
E-mail
ablock@telenet.beHasselt
E-invoicing
Reachable via Peppol
Peppol ID
0208:0460138207
Also
9925:BE0460138207
Registered
15-06-2025
The company is no longer active; its Peppol card can remain until its access point withdraws it.
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.