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CFLVM

Active
Private limited companyfounded 2020active for 6 yearsDamhertenlaan 5, 1950 Kraainem, BelgiumKBO/BCE: BE 0748.659.163
Summary

The computed 12-month bankruptcy probability of CFLVM is 1.9% (moderate). The 2025 annual accounts show equity of €215,756 and a net result of -€131. Equity has been growing by about 49% per year since 2022. Its solvency ranks better than 31% of 13,741 sector peers (NACE 46, financial year 2025). The company has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 17-06-2020 Normal situation
Activity
Agents in the wholesale of textiles, clothing, fur, footwear and leather goods NACE 46160and 5 others
Establishment unit
2.304.199.069 1950 Kraainem, since 17-06-2020
Financial year end
31 March
Peppol
Reachable since 17-12-2025

Board and ownership

Board
  • FIERENS CharlesDirector · since 17-06-2020

Financial position

53 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.9%
Annual accounts to 31-03-2025
Gross margin
-€15,374
▲ 36.1%
Loss
€131
▼ 99.9%
Equity
€215,756
▼ 0.1%
Total assets
€1.3m
=
  • 2026 accounts not filed, 3 days past the deadline
Turnover not published (micro format)
Score breakdownraises risk1 financial year not filed after the legal deadline; 1 of the last 3 accounts lateLiquidity: current ratio 4.16, cash €2,201Figures for financial year 2025 (filed on 29-10-2025)lowers riskSize: total assets €1.3mShow the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 32% of micro companies in wholesale trade (NACE 46)
Financial strength · tick: 2024
Weak
Solvency 41=
equity 16.4% of total assets
Liquidity 42=
short-term debt 23.0% · cash 0.2%
Profitability 19+12
return on assets 0.0%
Bankruptcy probability within 12 months
1.9% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,899 companies, NACE 46, micro)
Last 24 months 12-2024: 0.7%lowest value 01-2025: 1.2%▲ +0.5 percentage points vs 12-2024 02-2025: 3.6%▲ +2.4 percentage points vs 01-2025 03-2025: 3.6%● unchanged vs 02-2025 04-2025: 3.7%▲ +0.1 percentage points vs 03-2025 05-2025: 3.7%● unchanged vs 04-2025 06-2025: 3.7%● unchanged vs 05-2025highest value 07-2025: 3.7%● unchanged vs 06-2025 08-2025: 3.5%▼ -0.2 percentage points vs 07-2025 09-2025: 3.6%▲ +0.1 percentage points vs 08-2025 10-2025: 3.3%▼ -0.3 percentage points vs 09-2025 11-2025: 1.5%▼ -1.8 percentage points vs 10-2025 12-2025: 1.5%● unchanged vs 11-2025 01-2026: 1.6%▲ +0.1 percentage points vs 12-2025 02-2026: 1.5%▼ -0.1 percentage points vs 01-2026 03-2026: 1.5%● unchanged vs 02-2026 04-2026: 1.5%● unchanged vs 03-2026 05-2026: 1.5%● unchanged vs 04-2026 06-2026: 1.5%● unchanged vs 05-2026 07-2026: 1.4%▼ -0.1 percentage points vs 06-2026 08-2026: 1.5%▲ +0.1 percentage points vs 07-2026 09-2026: 1.4%▼ -0.1 percentage points vs 08-2026 10-2026: 1.5%▲ +0.1 percentage points vs 09-2026 11-2026: 1.9%▲ +0.4 percentage points vs 10-2026
Credit of up to €11,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 4.16 (4.16 in 2024), above the usual 1.5. Short-term debt is 23% and cash 0.2% of total assets. However, 83.6% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 28% of them on solvency, 40% on liquidity, 22% on profitability and 39% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · 1 financial year not filed after the legal deadline; 1 of the last 3 accounts late
NBB · filings
raises risk · Liquidity: current ratio 4.16, cash €2,201
NBB · annual accounts
lowers risk · Size: total assets €1.3m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Figures for financial year 2025 (filed on 29-10-2025)
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
22232425
2022 to 2025 · latest year -€131
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 26-10-2025, 5 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2026
not filed
2025
5 days early
2024
51 days late
2023
30 days late
2022
112 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 4 accounts on average 47 days after the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Result rose in 2025from -€128,320 to -€131 ▲ 99.9% View
  • Positive: 7th largest company by total assets in Kraainem, Wholesale and retail trade…in the Checked rankings No. 7 View
  • Caution: 2 loss-making years in a rowloss in financial year 2025 -€131 View

Recent changes

  1. · Gazette deed Incorporation
All 7 events

Comparable companies

These companies have the same main activity as CFLVM: agents in the wholesale of textiles, clothing, fur, footwear and leather goods (NACE 46160). They are comparable in size and age: total assets between €343,000 and €1.4m, founded between 2010 and 2023.

CompanyTotal assetsGross margin
CFLVM Kraainem€1.3m-€0.02m
ROFF International Hamont-Achel€0.6m-€0.09m
CR OUTDOOR INTL Herstal€0.9m-€0.2m
LUISA SPAGNOLI BELGIUM Brugge€0.7m-€0.09m
A-LISTAIR (BELGIUM) Waregem€0.4m-€0.06m
LES 3 CRO Estaimpuis€1.4m-€347
LAWADISSA Ath€0.3m-€0.003m
Full comparison

Key facts about CFLVM

What is the company number of CFLVM?
The company number of CFLVM is 0748.659.163. The VAT number is the same number with BE in front: BE 0748.659.163.
Where is CFLVM based?
The registered office is at Damhertenlaan 5, 1950 Kraainem.Company details
What does CFLVM do?
According to the KBO register, the main activity is agents in the wholesale of textiles, clothing, fur, footwear and leather goods (NACE 46160).
What is the legal form of CFLVM?
The legal form of CFLVM is Private limited company (BV).
When was CFLVM founded?
CFLVM was founded on 17-06-2020.
Is CFLVM still active?
Yes, CFLVM is an active enterprise in the KBO register.
What is the turnover of CFLVM?
The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
Is CFLVM profitable?
In financial year 2025, CFLVM made a loss of €131.
Where can I find the annual accounts of CFLVM?
CFLVM filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.

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