Equity
€646,403 ▲ 6.2%
CFD IMMO has made a profit without a break since 2015.
CFD IMMO
Lifetime
14 annual accounts with figures on one time axispeak €133,218 (2025)
€133,218▲ 5.0%
lowest -€9,311 (2014)
€37,804▲ 12.1%
peak €646,403 (2025)
€646,403▲ 6.2%
€247,151▼ 23.9%
Board2 names since 2019
2 directorsFOUCHER Carl and 1 other
Documentsfilings and deeds
05-01-2026115 days before the deadline
2025micro format
Amendment of the articles 05-05Debts from €324,922 to €247,151Cash from €29,092 to €45,100
Key points
from the 2025 annual accountsChecked score
95
Excellent
Financially stronger than 58% of micro companies without a NACE code
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%
01-2025: 0.3%▲ +0.1 percentage points vs 12-2024highest value
02-2025: 0.3%● unchanged vs 01-2025highest value
03-2025: 0.3%● unchanged vs 02-2025highest value
04-2025: 0.1%▼ -0.2 percentage points vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: < 0.1%▼ -0.1 percentage points vs 01-2026lowest value
03-2026: < 0.1%● unchanged vs 02-2026lowest value
04-2026: < 0.1%● unchanged vs 03-2026lowest value
05-2026: < 0.1%● unchanged vs 04-2026lowest value
06-2026: < 0.1%● unchanged vs 05-2026lowest value
07-2026: < 0.1%● unchanged vs 06-2026lowest value
08-2026: < 0.1%● unchanged vs 07-2026lowest value
09-2026: < 0.1%● unchanged vs 08-2026lowest value
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
lowers risk
Size: total assets €893,555
Figures for financial year 2025 (filed on 07-01-2026)
Equity €646,403 (72.3% of total assets)
No main activity registered
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 60% of them on solvency, 52% on liquidity, 56% on profitability and 62% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-09-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 6,049 companies had the same profile as CFD IMMO has now. Each dot stands for 16 companies, two years later.
95.9%
were still trading
3.6%
stopped another way
0.4%
went bankrupt
That fits the bankruptcy probability of CFD IMMO itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,049 companies, not a prediction for CFD IMMO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €60,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.61 (0.43 in 2024), below 1. Short-term debt is 10.8% and cash 5% of total assets. 27.7% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 05-01-2026, 115 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
115 days early
2024
129 days early
2023
117 days early
2022
118 days early
2021
149 days early
2020
134 days early
2019
141 days early
← before the deadline
after the deadline →
tick = median of all Belgian filings
The company filed its last 7 accounts on average 129 days before the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 2 January (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-09-2026 year end09-11-2026 today30-04-2027 deadline
Recent changes
Amendment of the articles
General meeting of 29-04-2025 · Gazette deed
2 directors appointed, 2 resignations
Resignations: DANNO Frank René and FOUCHER Carl · Appointments: DANNO Frank René (director) and FOUCHER Carl (director) · Registered office clause: Avenue de Broqueville 167 boite 14 1200 Woluwe-Saint-Lambert · General meeting of 28-03-2023 · Gazette deed
Appointment: Carl Foucher (manager)
Carl Foucher holds 30 shares · Frank Danno holds 70 shares · Director discharge: Carl Foucher (manager) · General meeting of 11-01-2019 · Gazette deed
Incorporation
published on 06-05-2011 · Gazette deed
Official details
Source: KBO- Status
- Active since 26-04-2011Normal situation
- Registered office
- 13 active companies are registered at this addressSource: KBO register, as of 8 November 2026.
- Activity
- “Toutes opérations immobilières au sens le plus large du terme et notamment assurer la…” (deed in French)From the articles, 5 activitiesNo NACE code in the KBO yet
- Establishment unit
- 2.198.501.2381200 Woluwe-Saint-Lambert, since 21-04-2011
- Financial year end
- 30 September
- Peppol
- Not found in the Peppol Directory
Annual accounts to 30-09-2025
- €893,555▼ 4.3%
- Filing
- Filed on 05-01-2026, 115 days before the end of the filing period
Insights on CFD IMMO
CFD IMMO files the micro format. That format states no turnover. The gross margin rose from €98,906 in 2012 to €133,218 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about CFD IMMO
- What is the company number of CFD IMMO?
- The company number of CFD IMMO is 0835.756.849. The VAT number is the same number with BE in front: BE 0835.756.849.
- Where is CFD IMMO based?
- The registered office is at de Broquevillelaan 167, 1200 Woluwe-Saint-Lambert.Company details
- What is the legal form of CFD IMMO?
- CFD IMMO is a private limited company (BV).
- When was CFD IMMO founded?
- CFD IMMO was founded on 26-04-2011.
- Is CFD IMMO still active?
- Yes, CFD IMMO is an active enterprise in the KBO register.
- What is the turnover of CFD IMMO?
- The turnover in financial year 2025 is ≈ €330,000. This figure is estimated from the gross margin of €133,218 and 2,205 comparable companies of the same size. It probably lies between €220,000 and €520,000. It is a rough estimate.Financials
- Is CFD IMMO profitable?
- In financial year 2025, CFD IMMO made a profit of €37,804.
- Where can I find the annual accounts of CFD IMMO?
- CFD IMMO filed 14 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of CFD IMMO due?
- CFD IMMO must file the annual accounts for financial year 2026 by 30-04-2027.Timeline
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