Equity
€3,309 from €71,535 in 2023
Equity fell by 95% in 2 years.
CFAV CONSEIL
Lifetime
5 annual accounts with figures on one time axispeak €44,681 (2023)
€31,039▼ 27.4%
peak €33,748 (2023)
€22,013▼ 30.7%
peak €71,535 (2023)
€3,309▲ 0.4%
€50,999▼ 56.4%
Board1 name since 2021
1 directorFAVREAU Claude Germain Omer
Documentsfilings and deeds
20-11-202510 days before the deadline
2025micro format
Gross margin from €42,782 to €31,039Result from €31,761 to €22,013Dividend €22,000Debts from €117,057 to €50,999Cash from €17,613 to €31,140
Key points
from the 2025 annual accountsTurnover
≈ €100,000 estimated
The micro format states no turnover.
Debts
€50,999 94% of the balance sheet
After one year 5%Within one year 95%
Of this, €48,542 falls due within a year.
Filings
5 annual accounts 1 late
The 2021 accounts came 48 days late. The other four were filed on time.
Starting capital
€2,000 200 shares
Position in the sector
€3,309
Less equity than 89% of companies in computer programming and consultancy. Sector median €69,062 · 21,212 companies.
Checked score
93
Excellent
Financially stronger than 43% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%
01-2025: 0.2%● unchanged vs 12-2024
02-2025: 0.2%● unchanged vs 01-2025
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.2%● unchanged vs 06-2025
08-2025: 0.2%● unchanged vs 07-2025
09-2025: 0.2%● unchanged vs 08-2025
10-2025: 0.2%● unchanged vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025highest value
12-2025: 0.1%▼ -0.1 percentage points vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026lowest value
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Equity €3,309 (6.1% of total assets)
lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Liquidity: current ratio 1.10, cash €31,140
Size: total assets €54,308
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 14% of them on solvency, 31% on liquidity, 82% on profitability and 44% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-04-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,153 companies had the same profile as CFAV CONSEIL has now. Each dot stands for 6 companies, two years later.
96.1%
were still trading
2.2%
stopped another way
1.7%
went bankrupt
The bankruptcy probability of CFAV CONSEIL itself is lower: 0.1% within 12 months. It rests on far more data about CFAV CONSEIL than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,153 companies, not a prediction for CFAV CONSEIL. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 21206 sector peers (2025).
NBB · sector comparisonPosition among 21206 sector peers
Solvency
better than 12%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-04-2025 was due by 30-11-2025 and was filed on 20-11-2025, 10 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
10 days early
2024
8 days early
2023
8 days early
2022
1 day early
2021
48 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 5 accounts on average 4 days after the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-04-2026 is due by 30-11-2026. Nothing is late today. The company usually files around 22 November (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-04-2026 year end09-11-2026 today30-11-2026 deadline
Board and ownership
- FAVREAU Claude Germain Omer 199 sharesdeed of 04-03-2021
- NDIAYE Seynabou 1 sharedeed of 04-03-2021
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0764546377
First establishment
Rue Cardinal Mercier 13, Ittre
Incorporation
Founding capital of €2,000 · Founders: FAVREAU Claude Germain Omer and NDIAYE Seynabou · Founding capital of EUROS 2,000, 200 shares · Appointment: FAVREAU Claude Germain Omer (director) · published on 04-03-2021 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| CFAV CONSEIL Ittre | €54,308 | €31,039 | 6.1% | - |
| HOPLITAI Sint-Katelijne-Waver | €56,707 | €30,801 | 44.2% | - |
| deltix Waregem | €58,597 | €31,491 | 66.8% | - |
| VERSTRAS Brasschaat | €58,031 | €29,690 | 75.6% | - |
| TWEAKD Zele | €52,812 | €29,095 | 48.7% | - |
| ACCEPT ALL COOKIES Pajottegem | €49,790 | €31,870 | 50.4% | - |
| MCHLBLLN Sint-Truiden | €57,648 | €31,657 | 91.5% | - |
These companies have the same main activity as CFAV CONSEIL: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €49,800 and €58,600, founded between 2020 and 2021.
Official details
Source: KBO- Status
- Active since 02-03-2021Normal situation
- Activity
- Computer consultancy and computer facilities managementNACE 62200and 15 others
- Establishment unit
- 2.313.842.9481460 Ittre, since 03-03-2021
- Financial year end
- 30 April
- Peppol
- Reachable since 18-12-2025
Annual accounts to 30-04-2025
- €54,308▼ 54.9%
- Filing
- Filed on 20-11-2025, 10 days before the end of the filing period
Insights on CFAV CONSEIL
CFAV CONSEIL files the micro format. That format states no turnover. The gross margin rose from €19,540 in 2021 to €31,039 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about CFAV CONSEIL
- What is the company number of CFAV CONSEIL?
- The company number of CFAV CONSEIL is 0764.546.377. The VAT number is the same number with BE in front: BE 0764.546.377.
- Where is CFAV CONSEIL based?
- The registered office is at Rue Cardinal Mercier 13, 1460 Ittre.Company details
- What does CFAV CONSEIL do?
- According to the KBO register, the main activity is computer consultancy and computer facilities management (NACE 62200).
- What is the legal form of CFAV CONSEIL?
- CFAV CONSEIL is a private limited company (BV).
- When was CFAV CONSEIL founded?
- CFAV CONSEIL was founded on 02-03-2021.
- Is CFAV CONSEIL still active?
- Yes, CFAV CONSEIL is an active enterprise in the KBO register.
- What is the turnover of CFAV CONSEIL?
- The turnover in financial year 2025 is ≈ €100,000. This figure is estimated from the gross margin of €31,039 and 63 comparable companies (NACE 62200). It probably lies between €85,000 and €140,000.Financials
- Is CFAV CONSEIL profitable?
- In financial year 2025, CFAV CONSEIL made a profit of €22,013.
- Where can I find the annual accounts of CFAV CONSEIL?
- CFAV CONSEIL filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of CFAV CONSEIL due?
- CFAV CONSEIL must file the annual accounts for financial year 2026 by 30-11-2026.Timeline
Next steps
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