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CF

Active Private limited companyfounded 2022active for 4 yearsZonnebloemstraat 50, 3600 GenkKBO/BCE: BE 0785.541.632
CF
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Overview

Lifetime

3 annual accounts with figures on one time axis
peak €16,682 (2023)
-€37,278▼ €41,412
lowest -€52,256 (2025)
-€52,256▼ €39,752
peak €3,638 (2023)
-€48,618▼ €52,256
€91,356▲ 70.5%
Board2 names since 2022
1 director
Documentsfilings and deeds
25-09-202656 days late
2025micro format
Gross margin from €4,134 to -€37,278Loss of €52,256Equity from €3,638 to -€48,618Debts from €53,593 to €91,356Cash from €7,261 to €3,716

Key points

from the 2025 annual accounts

Equity

-€48,618
202320242025

Debts exceed assets in financial year 2025.

Losses

-€64,760 in two years
-12,5042024-52,2562025

The 2024 and 2025 financial years closed with a loss. 2025 was the heaviest.

Debts

€91,356 214% of the balance sheet

Filings

3 annual accounts 3 late
AprilJune31 JulyOctober202320242025

The 2024 accounts came latest: 68 days after the end of the period.

Position in the sector

-113.8%

Lower solvency than 95% of companies in specialised construction. Sector median 46.9% · 37,177 companies.

Turnover not published (micro format)

Checked score

Bankruptcy probability within 12 months

Financial strength

Score breakdown

Comparable companies, two years later

In July 2024, 7,637 companies had the same profile as CF has now. Each dot stands for 20 companies, two years later.

84.7%
were still trading
5.6%
stopped another way
8.9%
went bankrupt
  • Micro
  • 2 to 5 years old
  • negative equity
  • a loss of 10% of the balance sheet or more

Another 0.8% stopped without a precise date, possibly only after those two years.

Test of the method

The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 2.9% 3.1%
10 5.6% 6.1%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 7,637 companies, not a prediction for CF. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Board and ownership

Director, since 29-04-2022
  • 50 sharesdeed of 03-05-2022
  • 50 sharesdeed of 03-05-2022
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0785541632
Resignation: (director) General meeting of 21-02-2024 · Gazette deed
New establishment in Genk RILA-MARKET, Hoevenzavellaan 27
Registered office moved to Genk New registered office: Zonnebloemstraat 50 te 3600 Genk · General meeting of 01-11-2022 · Gazette deed
All 10 events

Comparable companies

same main activity, similar in size and age
Company
CF Genk €42,738 -€37,278 -113.8% -
PHB Antwerp €44,028 -€1,771 -40.1% -
GLOBAL CHÂSSIS Sint-Genesius-Rode €43,612 €504 36.6% -
JBO CREATIONS Lebbeke €37,750 €597 46.0% -
OZKAPRO Fléron €43,968 -€15,699 -102.2% -
SCHRIJNWERKERIJ DE BRABANTER Puurs-Sint-Amands €45,804 -€5,806 5.3% -
VIVASOL Wingene €47,943 -€8,413 -25.6% -

These companies have the same main activity as CF: joinery installation (NACE 43320). They are comparable in size and age: total assets between €37,800 and €47,900, founded between 2021 and 2022.

Official details

Source: KBO
Status
Active since 29-04-2022Normal situation
Activity
Joinery installationNACE 43320and 4 others
Establishment units
2.330.706.2013600 Genk, since 29-04-2022
2.352.373.0313600 Genk, since 01-12-2023
Financial year end
31 December
Peppol
Reachable since 20-04-2026
Company details

Annual accounts 2025

-€37,278
€52,256▲ 318%
-€48,618
€42,738▼ 25.3%
Filing
Filed on 25-09-2026
Financials

Insights on CF

CF files the micro format. That format states no turnover. The gross margin fell from €16,682 in 2023 to -€37,278 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

micro format, filed on 25-09-2026, 56 days late
-€37,278
▼ €41,412
-€51,982
▼ €39,862
-€52,256
▼ €39,752
-€75,611
▼ €42,899
-113.8%
▼ 120.1 percentage points
0.17
▼ 0.16

Turnover and EBIT margin are not published. The micro format does not require them.

Balance sheet

balance sheet total €42,738 on 31-12-2025
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

Compare with sector

-113.8%

Lower than 95% of 37,177 companies in 2025.

0.17

Lower than 95% of 36,472 companies in 2025.

-122.3%

Lower than 95% of 36,707 companies in 2025.

CF Middle half of the sector 80% of the sector Micro accounts in specialised construction (NACE 43)

Net result: bottom quarter · Equity: bottom quarter · Balance sheet total: bottom quarter · Working capital: bottom quarter

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend202520242023
Balance sheet: assets
20/58 42,73857,23155,698
20 -223881
21/28 26,99340,38038,948
22/27 18,49331,88030,948
23 5,7548,8976,636
24 12,73922,98324,312
28 8,5008,5008,000
29/58 15,74516,62815,869
40/41 10,2298,491338
40 9,0308,000-
41 1,199491338
54/58 3,7167,26114,642
490/1 1,800876889
Balance sheet: equity and liabilities
10/49 42,73857,23155,698
10/15 -48,6183,6383,638
10/11 2,0002,0002,000
13 1,6381,6381,638
133 1,6381,6381,638
14 -52,256--
17/49 91,35653,59352,060
17 -4,25314,193
170/4 -4,25314,193
42/48 91,35649,34037,867
43 --30,000
430/8 --30,000
44 35,94420,0094,148
440/4 35,94420,0094,148
46 --2,485
45 -1,679-
450/3 -1,679-
47/48 55,41227,6521,234
Income statement
9900 -37,2784,13416,682
630 13,61014,04011,805
640/8 1,0942,2142,137
9901 -51,982-12,1202,740
75/76B 1-118
75 1--
76B --118
65/66B 275384356
65 275384356
9903 -52,256-12,5042,502
67/77 --864
9904 -52,256-12,5041,638
9905 -52,256-12,5041,638
Appropriation of the result
9906 -52,256-12,5041,638
691/2 --1,638
6920 --1,638
794 -12,504-
Document PDFPDFPDF

The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 25-09-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank

2025 annual accounts filed 56 days after the deadline. Filed on 25 September 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00524230.

Financial year Type Filed Reference Document
31-12-2025 micro format 25-09-2026 2026-00524230 PDF
31-12-2024 micro format 07-10-2025 2025-00532890 PDF
31-12-2023 micro format 30-09-2024 2024-00478886 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend202520242023
-38,3721,92014,545
-38,6461,53613,443
22315,47249,660
-3,545-7,381-
-75,611-32,712-21,998
-113.8%6.4%6.5%
0.170.340.42
-14.7314.31
--343.7%45.0%
-122.3%-21.8%2.9%
-139.535.0040.86

Debt to equity is not shown because equity is negative. Debt divided by negative equity means nothing.

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Investments

fixed assets acquired
Item202520242023
Tangible fixed assets-€14,972€41,660
Financial fixed assets-€500€8,000
€13,610€14,040€11,805

Source: notes to the 2023 to 2025 annual accounts (statement of fixed assets)

Insights on CF

The operating result for 2025 is a loss of €51,982, larger than the loss of €12,120 in 2024. It is the lowest result since 2023.

Equity is negative. Debt (€91,356) exceeds the balance-sheet total (€42,738).

Board & ownership

Board

1 director, no change since 2024
Director
since 29-04-2022
listed in the 2025 annual accounts, filed on 25-09-2026
Signing authorityThe articles say who may bind the company, for example by signing a contract.
“- met als gemachtigden tot besturen één of meer bestuurders, al dan niet aandeelhouders, die elk afzonderlijk de vennootschap kunnen…”
deed of 03-05-2022

Office holders in the KBO →

Mandates through the years

2 names, the dashed line is today

Director

Director
BoardEarlier
Mandates as a list
    • Director, from 29-04-2022 to date
    • Director, appointed by deed of 03-05-2022, until 29-02-2024

See the board, name and registered office on a given date →

Control

Founders
,
This company
CF
Equity -€48,618
Loss €52,256 in 2025

Capital

Contribution
€2,000
Shares
100
Contribution per share
€20
Equity per share
-€486 in 2025
Source
deed of 03-05-2022

Articles of association

deed of 03-05-2022 (in Dutch)
Board ruleThese rules set how the board is made up, meets and takes decisions.
At least 1 director
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Last Sunday of May at 15:00

Shareholders

At incorporation deed of 03-05-2022 ↗
  • 50 shares (50%) · €1,000
  • 50 shares (50%) · €1,000

Network & group

No group

CF has no parent and no holdings in its annual accounts. is the only director. CF shares no director with another company.

Timeline

Timeline

10 events since 2022

Deadline for the 2026 accounts: 31-07-2027

2026
Annual accounts 2025 filed NBBmicro format · 56 days late
Registered in the Peppol Directory Reachable for e-invoices through 0208:0785541632
2025
Weakest financial year net -€52,256 The net result drops to -€52,256, the lowest from 2023 to 2025.
Annual accounts 2024 filed PDFmicro format · 68 days late
2024
Annual accounts 2023 filed PDFmicro format · 61 days late
Resignation: (director)General meeting of 21-02-20242 points ▸
  • General meeting, 21-02-2024
  • Director resignation, (director (not named in the articles))

Open the deed in the Belgian Official Gazette

2023
New establishment in Genk RILA-MARKET, Hoevenzavellaan 27
Registered office moved to GenkNew registered office: Zonnebloemstraat 50 te 3600 Genk · General meeting of 01-11-20222 points ▸
  • General meeting, 01-11-2022
  • Registered-office move, Zonnebloemstraat 50 te 3600 Genk

Open the deed in the Belgian Official Gazette

2022
IncorporationFounding capital of €2,000, 100 shares · Founders: and · Appointments: (director) and (director) · published on 03-05-20225 points ▸
  • Founder,
  • Founder,
  • Founding capital, €2,000, 100 shares
  • Director appointment,
  • Director appointment,
  • The deed holds 4 more points.

Open the deed in the Belgian Official Gazette

First establishment Zonnebloemstraat 50, Genk

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

CF was incorporated on 29 April 2022 as a private limited company by two natural persons, with a starting capital of €2,000.12 The registered office was moved to Genk in 2023.3 Since 2022, has served as director.4 Total assets fell from €55,698 in 2023 to €42,738 in 2025.5

  1. 1KBO register
  2. 2Belgian Official Gazette, 03-05-2022
  3. 3Belgian Official Gazette, 30-01-2023
  4. 4National Bank, annual accounts 2025
  5. 5National Bank, annual accounts 2023 and 2025

Company details

Identity

Enterprise number
0785.541.632
VAT number
BE 0785.541.632
Peppol ID
0208:0785541632
Other Peppol ID
9925:BE0785541632
Legal form
Private limited company
Status
Active, normal situation
Founded
29-04-2022
Financial year
ends on 31 December
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Last Sunday of May at 15:00
deed of 03-05-2022 (in Dutch)
Peppol
Reachable since 20-04-2026Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
CF in Dutch
Entity type
Legal entity

Activities

NACEBEL 2025
43320 Joinery installation main activity
43310 Plastering work
43343 Specialised construction activities
43350 Other building finishing work
43410 Roofing work
Codes under NACEBEL 2008
43320 Joinery installation main activity
43310 Plastering work
43343 Specialised construction activities
43390 Specialised construction activities
43910 Specialised construction activities
PurposeThe purpose describes the activities the company may carry out under its articles.
“Aan- en verkoop van handelsgoederen; Plaatsen van ramen, deuren, rolluiken en aanverwanten; Plaatsen veranda’s; Schrijnwerkerij, alle…”
16 activities
  1. Aan- en verkoop van handelsgoederen
  2. Plaatsen van ramen, deuren, rolluiken en aanverwanten.
  3. Plaatsen veranda’s
  4. Schrijnwerkerij, alle houtwerkingen
  5. Afwerking huizen (binnen)
  6. Algemene bouwwerken
  7. Bouw klaarmaken van terreinen
  8. Fundering plaatsen
  9. Ontwikkeling, marketing, onderhoud, herstelling en productie van alle goederen en activa, met bieren in het bijzonder.
  10. Groot- en kleinhandel in de ruimste zin van het woord
  11. Aan- en verkoop via postorderbedrijven of via internet,
  12. Handelsbemiddeling
  13. In- en uitvoer in de ruimste zin van het woord,
  14. Huur en verhuur van alle roerende en onroerende goederen
  15. Management, makelaar, advies en consultancy
  16. Overige dienstverlenende activiteiten op het gebied van informatie, n.e.g.;
deed of 03-05-2022 (in Dutch)

Registered office and establishments

2 establishments
Establishment Since Unit numberFASFC approval
Zonnebloemstraat 50 registered office 3600 Genk 29-04-2022 2.330.706.201
RILA-MARKET Hoevenzavellaan 27, 3600 Genk 47110 Non-specialised retail sale with food, beverages or tobacco predominating 01-12-2023 2.352.373.031 Retail trade

Buildings and parcels at the addresses

Ground area
867 m²
Buildings
511 m²
Volume, LiDAR
2,772 m³
Tallest building
14.6 m
Buildings to scale, each on its own parcel
347 m², 14.6 m 164 m², 9.0 m 347 m², 14.6 m 164 m², 9.0 m

Location

registered office establishment All 2 establishment units on the map

Parcels

Cadastral parcelArea Buildings Height / floors
71302A0032/00M016618 m² 1 · 164 m² 9.0 m · 1
71308A0816/00Z052250 m² 1 · 347 m² 14.6 m · 1

Recognitions

Food safety, FASFC

1 site
Genkunit number 2.352.373.031
1 permission
Authorisation · Retail trade · since 04-01-2023

Source: FAVV-AFSCA, open data, updated on 02-11-2026

Invoicing and payment

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0785.541.632

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