CEVOMAN
ActiveCEVOMAN has been active since 1984 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €886k and a net result of €32k. Equity is growing by ~24.9% per year across the filed fiscal years. Its solvency ranks better than 46% of 7971 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
61
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability51▼-29
Solvency65▼-9
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity tight (current ratio 1.36 against 1.6 in 2024; short-term debt: 52% and cash: 0.4% of total assets), and 60.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
39.8%
Return on assets
1.4%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-06-2026, 49 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
49 d early
2024
13 d early
2023
20 d early
2022
17 d early
2021
32 d early
2020
26 d early
2019
4 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€886k▼ 17.4%
2024 · €1.07M
2018: €295k
2019: €318k
2020: €417k
2021: €522k
2022: €654k
2023: €897k
2024: €1.07M
2018 → 2025
Total assets
€2.23M▲ 1.7%
2024 · €2.19M
2018: €1.23M
2019: €1.16M
2020: €1.22M
2021: €1.33M
2022: €1.77M
2023: €2.17M
2024: €2.19M
2018 → 2025
Net result
€32k▼ 84.2%
2024 · €199k
2018: €38k
2019: €23k
2020: €99k
2021: €104k
2022: €175k
2023: €281k
2024: €199k
2018 → 2025
Working capital
€411k▼ 25.4%
2024 · €551k
2018: €162k
2019: €171k
2020: €242k
2021: €343k
2022: €397k
2023: €527k
2024: €551k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€522k-€654k▲ 25.3%€897k▲ 37.1%€1.07M▲ 19.7%€886k▼ 17.4%
Operating result€164k-€266k▲ 62.4%€445k▲ 67.4%€328k▼ 26.4%€85k▼ 73.9%
Net result€104k-€175k▲ 67.4%€281k▲ 60.9%€199k▼ 29.1%€32k▼ 84.2%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 74% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.23M
Fixed assets
€658k▼ 8.8%
Current assets
€1.57M▲ 6.9%
Equity and liabilities €2.23M
Equity
€886k▼ 17.4%
Debt
€1.34M▲ 20.1%
The debt ratio rises from 50.9% to 60.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€149k▼
2024 · €390k
Cash flow
€95k▼
2024 · €261k
Solvency
39.8%▼
2024 · 49.1%
Current ratio
1.36▼
2024 · 1.60
Quick ratio
0.09▼
2024 · 0.16
Debt / equity
1.51▲
2024 · 1.04
ROE
3.6%▼
2024 · 18.6%
ROA
1.4%▼
2024 · 9.1%
Interest coverage
3.70▼
2024 · 9.29
Debt
€1.34M▲
2024 · €1.11M
Debt ≤ 1 year
€1.16M▲
2024 · €916k
Debt > 1 year
€170k▼
2024 · €189k
Income taxes
€14k▼
2024 · €87k
Staff costs
€98k▼
2024 · €130k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.19M€2.23M▲
Fixed assets21/28€721k€658k▼
Tangible fixed assets22/27€721k€657k▼
Land and buildings22€647k€608k▼
Plant, machinery and equipment23€10k€7k▼
Furniture and vehicles24€64k€42k▼
Financial fixed assets28€540€540=
Current assets29/58€1.47M€1.57M▲
Stocks and contracts in progress3€1.32M€1.46M▲
Stocks30/36€1.32M€1.46M▲
Amounts receivable within one year40/41€116k€74k▼
Trade receivables40€94k€38k▼
Other amounts receivable41€21k€36k▲
Cash at bank and in hand54/58€7k€9k▲
Deferred charges and accrued income490/1€20k€20k▼
Equity and liabilities
Total equity and liabilities10/49€2.19M€2.23M▲
Equity10/15€1.07M€886k▼
Contributions10/11€19k€19k=
Reserves13€1.05M€867k▼
Distributable reserves133€1.05M€867k▼
Profit (loss) carried forward14€0€0=
Provisions and deferred taxes16€0-
Provisions for liabilities and charges160/5€0-
Pensions and similar obligations160€0-
Amounts payable17/49€1.11M€1.34M▲
Amounts payable after more than one year17€189k€170k▼
Financial debts170/4€189k€170k▼
Amounts payable within one year42/48€916k€1.16M▲
Current portion of amounts payable after more than one year42€71k€317k▲
Financial debts43€416k€432k▲
Credit institutions430/8€416k€432k▲
Trade debts44€247k€221k▼
Suppliers440/4€247k€221k▼
Advances received on contracts in progress46€13k€10k▼
Taxes, remuneration and social security45€106k€36k▼
Taxes450/3€80k€15k▼
Remuneration and social security454/9€26k€22k▼
Other amounts payable47/48€62k€140k▲
Accrued charges and deferred income492/3€10k€13k▲
Income statement
Code20242025
Non-recurring operating income76A€217€0▼
Remuneration, social security and pensions62€130k€98k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€62k€64k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€10k€276▼
Other operating charges640/8€20k€22k▲
Non-recurring operating charges66A€0-
Gross operating margin9900€550k€269k▼
Operating profit (loss)9901€328k€85k▼
Financial income75/76B€1€19▲
Recurring financial income75€1€19▲
Financial charges65/66B€42k€40k▼
Recurring financial charges65€42k€40k▼
Profit (loss) for the period before taxes9903€286k€45k▼
Income taxes67/77€87k€14k▼
Profit (loss) for the period9904€199k€32k▼
Profit (loss) for the period to be appropriated9905€199k€32k▼
Appropriation of the result
Profit (loss) to be appropriated9906€199k€32k▼
Transfer from equity791/2€23k€219k▲
Transfer to equity691/2€199k€32k▼
To other reserves6921€199k€32k▼
Profit to be distributed694/7€23k€219k▲
Return on contributions (dividend)694€23k€219k▲
Social balance
Average headcount (FTE)90873.52.5▼
The notes to these accounts (24 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Equity above €1MEq €1.07M ▲19.7%
7 profitable years in a row build equity to €1.07M.
11-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Highest result since 2018net €281k ▲60.9%
Operating result €445k, net result €281k, both a record.
14-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Equity above €500kEq €522k ▲25%
4 profitable years in a row build equity to €522k.
05-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
27-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Weakest financial yearnet €23k ▼41.1%
Net result drops to €23k, the lowest in the series; recovery starts the following year.
12-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
02-05
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
22-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herentals · 1 establishment unit since 1988
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lenskensdijk 52200 HerentalsGround area
3,978 m²
Building footprint
2,125 m²
Volume, LiDAR
11,509 m³
Parcel 13027A0475/00C000, Flanders · tallest building 10.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CEVOMAN
since 19882.034.845.709
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13027A0475/00C000 | Flanders | 3,978 m² | 1 · 2,125 m² | 10.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
FLEET- SERVICES
BE 0874.129.950
Spa · Eq €887k
DE LIM - MOL
BE 0403.771.408
Mol · Eq €893k
EXPO by KG
BE 0737.890.480
Londerzeel · Eq €875k
Lazoore Cars
BE 0505.876.873
Nieuwpoort · Eq €872k
AALST MOTORS
BE 0454.370.863
Wetteren · Eq €904k
Of 2,128 companies in sector 46711 we hold annual accounts for 1,126. 617 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-06-1984
Fiscal year end31-12
Activities, NACEBEL
46711Wholesale of cars and light vans (up to 3.5 tonnes)
50101
47812Retail trade
45194
46713Wholesale trade
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 41 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.