Equity
CEVAI has made a profit in every financial year since 2006.
CEVAI has made a profit in every financial year since 2006.
Six of the last ten came late. The 2019 accounts came latest: 81 days after the end of the period.
More equity than 95% of companies in retail trade. Sector median €40,864 · 25,352 companies.
In July 2024, 17,044 companies had the same profile as CEVAI has now. Each dot stands for 43 companies, two years later.
Another 0.2% stopped without a precise date, possibly only after those two years.
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 17,044 companies, not a prediction for CEVAI. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
| Company | ||||
|---|---|---|---|---|
| CEVAI Molenbeek-Saint-Jean | €558,418 | €88,423 | 83.9% | - |
| Etablissements GATHON Chimay | €519,633 | €91,127 | 96.9% | - |
| SERMANT Ninove | €475,096 | €76,019 | 65.8% | - |
| CONSTANT WITHAECKX - RAY OF LIGHT Antwerp | €568,037 | €117,561 | 90.2% | - |
| MESDAGH INTERIEURDECORATIE Zottegem | €644,487 | €78,448 | 69.4% | - |
| X 38 B.V. Ixelles | €596,781 | €49,567 | 64.1% | - |
| LESCRENIER Landen | €407,905 | €83,417 | 68.6% | - |
These companies have the same main activity as CEVAI: retail sale of lighting equipment (NACE 47552). They are comparable in size and age: total assets between €408,000 and €644,000, founded between 1978 and 1984.
CEVAI files the micro format. That format states no turnover. The gross margin fell from €143,109 in 2006 to €88,423 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
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