Turnover
≈ €130,000 estimated
The abbreviated format states no turnover.
Ceustermans IT
Lifetime
3 annual accounts with figures on one time axispeak €41,906 (2023)
€24,783▲ 0.2%
peak €31,102 (2023)
€17,336▼ 4.2%
peak €69,039 (2025)
€69,039▲ 33.5%
€8,875▼ 45.7%
Board1 name since 2022
1 directorCEUSTERMANS Benjamin
Documentsfilings and deeds
29-06-202632 days before the deadline
2025abbreviated format
Equity from €51,703 to €69,039Debts from €16,343 to €8,875Cash from €25,600 to €45,806
Key points
from the 2025 annual accountsLiquidity
8.54 was 3.96 in 2024
Short-term debts fell from €16,343 to €8,875.
Position in the sector
88.6%
Higher solvency than 88% of companies in computer programming and consultancy. Sector median 46.4% · 3,405 companies.
Checked score
97
Excellent
Financially stronger than 77% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: 0.1%▲ +0.1 percentage points vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026highest value
10-2026: < 0.1%▼ -0.1 percentage points vs 09-2026lowest value
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Liquidity: current ratio 8.54, cash €45,806
Equity €69,039 (88.6% of total assets)
Figures for financial year 2025 (filed on 29-06-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 85% of them on solvency, 91% on liquidity, 61% on profitability and 73% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as Ceustermans IT has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Ceustermans IT itself is lower: < 0.1% within 12 months. It rests on far more data about Ceustermans IT than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for Ceustermans IT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €6,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 8.54 (3.96 in 2024), above the usual 1.5. Short-term debt is 11.4% and cash 58.8% of total assets. 11.4% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
32 days early
2024
32 days early
2023
31 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 3 accounts on average 32 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 June (3 of the last 3 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0783289846
Incorporation
Founding capital of €2,500, 100 shares · Founder: CEUSTERMANS Benjamin · Appointment: CEUSTERMANS Benjamin (director) · published on 14-03-2022 · Gazette deed
First establishment
Oudestraat 22, Hasselt
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Ceustermans IT Hasselt | €77,913 | €24,783 | 88.6% | - |
| WB Software Services Hasselt | €84,927 | €24,492 | 60.1% | - |
| Bruler Lievegem | €76,447 | €25,146 | 27.8% | - |
| PRUXIS Wielsbeke | €79,212 | €24,913 | 83.2% | - |
| CPM-INVEST Beersel | €79,209 | €24,108 | 3.8% | - |
| REDEV Dilbeek | €75,775 | €21,515 | 52.9% | - |
| MBP Consulting Leuven | €75,332 | €22,376 | 85.6% | - |
These companies have the same main activity as Ceustermans IT: computer programming (NACE 62100). They are comparable in size and age: total assets between €75,300 and €84,900, founded between 2021 and 2022.
Official details
Source: KBO- Status
- Active since 10-03-2022Normal situation
- Activity
- Computer programmingNACE 62100and 2 others
- Establishment unit
- 2.329.110.2533510 Hasselt, since 10-03-2022
- Financial year end
- 31 December
- Peppol
- Reachable since 29-12-2025
Annual accounts 2025
- €77,913▲ 14.5%
- Filing
- Filed on 29-06-2026, 32 days before the end of the filing period
Insights on Ceustermans IT
Ceustermans IT files the abbreviated format. That format states no turnover. The gross margin fell from €41,906 in 2023 to €24,783 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Ceustermans IT
- What is the company number of Ceustermans IT?
- The company number of Ceustermans IT is 0783.289.846. The VAT number is the same number with BE in front: BE 0783.289.846.
- Where is Ceustermans IT based?
- The registered office is at Oudestraat 22, 3510 Hasselt.Company details
- What does Ceustermans IT do?
- According to the KBO register, the main activity is computer programming (NACE 62100).
- What is the legal form of Ceustermans IT?
- Ceustermans IT is a private limited company (BV).
- When was Ceustermans IT founded?
- Ceustermans IT was founded on 10-03-2022.
- Is Ceustermans IT still active?
- Yes, Ceustermans IT is an active enterprise in the KBO register.
- What is the turnover of Ceustermans IT?
- The turnover in financial year 2025 is ≈ €130,000. This figure is estimated from the gross margin of €24,783 and 68 comparable companies (NACE 62100). It probably lies between €64,000 and €250,000. It is a rough estimate.Financials
- Is Ceustermans IT profitable?
- In financial year 2025, Ceustermans IT made a profit of €17,336.
- Where can I find the annual accounts of Ceustermans IT?
- Ceustermans IT filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Ceustermans IT due?
- Ceustermans IT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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