CEULEMANS - DIRIX
ActiveThe computed 12-month bankruptcy probability of CEULEMANS - DIRIX is 2.0% (moderate). The 2025 annual accounts show equity of €669k and a net result of €366k. Its solvency ranks better than 82% of 10253 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
81
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency96▲+2
Growth78
Track record82
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days only on tighter terms
Liquidity ample (current ratio 3.18 against 2.8 in 2024; short-term debt: 28.9% and cash: 80.1% of total assets), and 28.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
71.1%
Return on assets
39%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
28 d early
2024
22 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€669k▲ 121%
2024 · €303k
2024: €303k
2024 → 2025
Total assets
€941k▲ 115%
2024 · €438k
2024: €438k
2024 → 2025
Net result
€366k▲ 21.5%
2024 · €302k
2024: €302k
2024 → 2025
Working capital
€592k▲ 142%
2024 · €245k
2024: €245k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€303k-€669k▲ 121%
Operating result€397k-€488k▲ 22.8%
Net result€302k-€366k▲ 21.5%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 23% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €941k
Fixed assets
€77k▲ 32.3%
Current assets
€864k▲ 127%
Equity and liabilities €941k
Equity
€669k▲ 121%
Debt
€272k▲ 100%
The debt ratio falls from 31.0% to 28.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€504k▲
2024 · €407k
Cash flow
€382k▲
2024 · €311k
Solvency
71.1%▲
2024 · 69.0%
Current ratio
3.18▲
2024 · 2.80
Quick ratio
3.18▲
2024 · 2.80
Debt / equity
0.41▼
2024 · 0.45
ROE
54.8%▼
2024 · 99.7%
ROA
39.0%▼
2024 · 68.8%
Interest coverage
91.51▼
2024 · 277.11
Debt
€272k▲
2024 · €136k
Debt ≤ 1 year
€272k▲
2024 · €136k
Income taxes
€116k▲
2024 · €94k
Staff costs
€168k▼
2024 · €252k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€438k€941k▲
Fixed assets21/28€58k€77k▲
Tangible fixed assets22/27€58k€77k▲
Land and buildings22€17k€22k▲
Plant, machinery and equipment23€22k€41k▲
Furniture and vehicles24€12k€7k▼
Other tangible fixed assets26€6k€6k=
Current assets29/58€380k€864k▲
Amounts receivable within one year40/41€128k€107k▼
Trade receivables40€21k€347▼
Other amounts receivable41€106k€106k▼
Cash at bank and in hand54/58€252k€753k▲
Deferred charges and accrued income490/1€382€4k▲
Equity and liabilities
Total equity and liabilities10/49€438k€941k▲
Equity10/15€303k€669k▲
Contributions10/11€1k€1k=
Profit (loss) carried forward14€302k€668k▲
Amounts payable17/49€136k€272k▲
Amounts payable within one year42/48€136k€272k▲
Trade debts44€4k€32k▲
Suppliers440/4€4k€32k▲
Taxes, remuneration and social security45€131k€240k▲
Taxes450/3€107k€220k▲
Remuneration and social security454/9€25k€20k▼
Income statement
Code20242025
Remuneration, social security and pensions62€252k€168k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€16k▲
Other operating charges640/8€2k€1k▼
Gross operating margin9900€662k€673k▲
Operating profit (loss)9901€397k€488k▲
Financial charges65/66B€1k€6k▲
Recurring financial charges65€1k€6k▲
Profit (loss) for the period before taxes9903€396k€483k▲
Income taxes67/77€94k€116k▲
Profit (loss) for the period9904€302k€366k▲
Profit (loss) for the period to be appropriated9905€302k€366k▲
Appropriation of the result
Profit (loss) to be appropriated9906€302k€668k▲
Profit (loss) brought forward from the previous period14P-€302k
Social balance
Average headcount (FTE)9087-4.5
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Equity above €500kEq €669k ▲121%
2 profitable years in a row build equity to €669k.
22-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 22 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zemst · 2 establishment units since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kleempoelstraat 93 A1980 ZemstGround area
843 m²
Building footprint
254 m²
Volume, LiDAR
1,678 m³
2 parcels, Flanders · tallest building 11.2 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
Slagerij Ceulemans
since 20242.357.810.177
CEULEMANS - DIRIX
since 20242.357.810.276
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23096C0510/00L000 | Flanders | 443 m² | 1 · 158 m² | 11.2 m · 3 fl. |
| 23096C0142/00M000 | Flanders | 400 m² | 1 · 97 m² | 10.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteZemst2.357.810.177
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ATELIER BATSELIER, SLAGERIJ
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Of 3,043 companies in sector 47221 we hold annual accounts for 1,561. 978 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-03-2024
Fiscal year end31-12
Activities, NACEBEL
47221Retail sale of meat and meat products, excluding game and poultry
47222Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.