CeSou
ActiveCeSou has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €112k and a net result of €107k. Equity is growing by ~42% per year across the filed fiscal years. Its solvency ranks better than 36% of 17046 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
81
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency68▼-32
Growth78=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity tight (current ratio 1.49 against 4.08 in 2024; short-term debt: 56.9% and cash: 77.8% of total assets), and 56.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
43.1%
Return on assets
41.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-03-2026, 150 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
150 d early
2024
99 d early
2023
9 d early
2022
90 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€112k▼ 55.5%
2024 · €253k
2022: €56k
2023: €146k
2024: €253k
2022 → 2025
Total assets
€261k▼ 18.0%
2024 · €318k
2022: €103k
2023: €197k
2024: €318k
2022 → 2025
Net result
€107k▲ 1.1%
2024 · €106k
2022: €51k
2023: €90k
2024: €106k
2022 → 2025
Working capital
€73k▼ 63.8%
2024 · €202k
2022: €36k
2023: €130k
2024: €202k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€56k-€146k▲ 159%€253k▲ 72.6%€112k▼ 55.5%
Operating result€65k-€115k▲ 77.0%€135k▲ 16.8%€145k▲ 7.3%
Net result€51k-€90k▲ 74.8%€106k▲ 18.2%€107k▲ 1.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen three years in a row; 2025 is 7% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €261k
Fixed assets
€39k▼ 22.5%
Current assets
€222k▼ 17.2%
Equity and liabilities €261k
Equity
€112k▼ 55.5%
Debt
€149k▲ 126%
The debt ratio rises from 20.7% to 56.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€157k▲
2024 · €146k
Cash flow
€120k▲
2024 · €118k
Solvency
43.1%▼
2024 · 79.3%
Current ratio
1.49▼
2024 · 4.08
Quick ratio
1.49▼
2024 · 4.08
Debt / equity
1.32▲
2024 · 0.26
ROE
95.6%▲
2024 · 42.1%
ROA
41.2%▲
2024 · 33.4%
Interest coverage
21.59▼
2024 · 1036.20
Debt
€149k▲
2024 · €66k
Debt ≤ 1 year
€149k▲
2024 · €66k
Income taxes
€31k▲
2024 · €29k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€318k€261k▼
Fixed assets21/28€51k€39k▼
Tangible fixed assets22/27€51k€39k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€49k€38k▼
Current assets29/58€268k€222k▼
Amounts receivable within one year40/41€19k€17k▼
Trade receivables40€17k€17k▲
Other amounts receivable41€2k€0▼
Cash at bank and in hand54/58€248k€203k▼
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€318k€261k▼
Equity10/15€253k€112k▼
Contributions10/11€5k€5k=
Reserves13€248k€107k▼
Distributable reserves133€248k€107k▼
Profit (loss) carried forward14-€0
Amounts payable17/49€66k€149k▲
Amounts payable within one year42/48€66k€149k▲
Trade debts44€1k€2k▲
Suppliers440/4€1k€2k▲
Taxes, remuneration and social security45€64k€21k▼
Taxes450/3€64k€21k▼
Other amounts payable47/48€0€125k▲
Accrued charges and deferred income492/3€60€0▼
Income statement
Code20242025
Non-recurring operating income76A€5k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€13k▲
Other operating charges640/8€551€919▲
Gross operating margin9900€146k€158k▲
Operating profit (loss)9901€135k€145k▲
Financial income75/76B€1k€1k▲
Recurring financial income75€1k€1k▲
Financial charges65/66B€141€7k▲
Recurring financial charges65€141€7k▲
Profit (loss) for the period before taxes9903€136k€139k▲
Income taxes67/77€29k€31k▲
Profit (loss) for the period9904€106k€107k▲
Profit (loss) for the period to be appropriated9905€106k€107k▲
Appropriation of the result
Profit (loss) to be appropriated9906€106k€107k▲
Transfer from equity791/2-€248k
Transfer to equity691/2€106k€107k▲
To other reserves6921€106k€107k▲
Profit to be distributed694/7-€248k
Return on contributions (dividend)694-€248k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2022net €107k ▲1.1%
Operating result €145k, net result €107k, both a record.
23-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €200kEq €253k ▲72.6%
3 profitable years in a row build equity to €253k.
22-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity doublescurrent ratio 3.56
Current ratio from 1.76 to 3.56.
31-12
Financial
Equity above €100kEq €146k ▲159%
2 profitable years in a row build equity to €146k.
02-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kleine Bissegemstraat(Bis) 358501 KortrijkGround area
599 m²
Building footprint
51 m²
Volume, LiDAR
305 m³
Parcel 34007A0079/00N008, Flanders · tallest building 10.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CeSou
since 20222.331.557.425
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34007A0079/00N008 | Flanders | 599 m² | 1 · 51 m² | 10.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
VAN DAMME
BE 0689.591.212
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KUNDEC
BE 0730.853.428
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Txt CONSULTING
BE 0682.782.901
Waterloo · Eq €112k
SYNERGIX CONSULTING
BE 1002.212.116
Beerse · Eq €112k
IT2ServU
BE 0882.396.825
Leuven · Eq €112k
Of 30,000 companies in sector 62200 we hold annual accounts for 18,395. 15,546 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-05-2022
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.