Turnover
≈ €180,000 estimated
The micro format states no turnover.
Certivin
Lifetime
3 annual accounts with figures on one time axispeak €43,946 (2026)
€43,946▲ 126%
lowest -€838 (2025)
€19,367▲ €20,205
peak €26,598 (2026)
€26,598▲ 268%
€64,146▼ 25.6%
Board1 name since 2023
1 directorOOSTERWIJK Vincent Frank Elisabeth
Documentsfilings and deeds
29-09-202632 days before the deadline
2026micro format
Gross margin from €19,446 to €43,946Back to profit: €19,367Equity from €7,231 to €26,598Debts from €86,180 to €64,146Cash from €2,542 to €13,414
Key points
from the 2026 annual accountsChecked score
69
Healthy
Financially stronger than 54% of micro companies in computing infrastructure and information services (NACE 63)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 2,947 companies (NACE 63, micro).
About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.1%
01-2025: 1.1%● unchanged vs 12-2024
02-2025: 1.1%● unchanged vs 01-2025
03-2025: 1.1%● unchanged vs 02-2025
04-2025: 1.1%● unchanged vs 03-2025
05-2025: 1.1%● unchanged vs 04-2025
06-2025: 1.1%● unchanged vs 05-2025
07-2025: 1.2%▲ +0.1 percentage points vs 06-2025
08-2025: 1.3%▲ +0.1 percentage points vs 07-2025
09-2025: 1.2%▼ -0.1 percentage points vs 08-2025
10-2025: 3.9%▲ +2.7 percentage points vs 09-2025
11-2025: 3.9%● unchanged vs 10-2025
12-2025: 3.8%▼ -0.1 percentage points vs 11-2025
01-2026: 3.8%● unchanged vs 12-2025
02-2026: 3.8%● unchanged vs 01-2026
03-2026: 3.8%● unchanged vs 02-2026
04-2026: 3.8%● unchanged vs 03-2026
05-2026: 3.8%● unchanged vs 04-2026
06-2026: 3.8%● unchanged vs 05-2026
07-2026: 3.9%▲ +0.1 percentage points vs 06-2026
08-2026: 4.0%▲ +0.1 percentage points vs 07-2026highest value
09-2026: 3.9%▼ -0.1 percentage points vs 08-2026
10-2026: 0.7%▼ -3.2 percentage points vs 09-2026lowest value
11-2026: 0.7%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
1 change of registered office in 24 months
Founded in 2023
lowers risk
Sector: Computing infrastructure, data processing, hosting and other information service activities (NACE 63)
Liquidity: current ratio 0.95, cash €13,414
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 63, micro). It does better than 31% of them on solvency, 23% on liquidity, 66% on profitability and 96% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-03-2026.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 7,976 companies had the same profile as Certivin has now. Each dot stands for 20 companies, two years later.
94.3%
were still trading
1.8%
stopped another way
3.6%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of Certivin itself: 0.7% within 12 months.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 7,976 companies, not a prediction for Certivin. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.95 (0.61 in 2025), below 1. Short-term debt is 49.8% and cash 14.8% of total assets. 70.7% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 75 sector peers (2026).
NBB · sector comparisonPosition among 75 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 29-09-2026, 32 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2026
32 days early
2025
35 days early
2024
30 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 3 accounts on average 32 days before the deadline. In the sector (NACE 63), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. The company usually files around 29 September (3 of the last 3 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-03-2027 year end31-10-2027 deadline
Recent changes
Registered office moved within Antwerp
New registered office: Haantjeslei 62, 2018 Antwerpen · Previous registered office: Braziliëstraat 32 bus 001, 2000 Antwerpen · General meeting of 28-07-2025 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0800768949
Registered office moved from Brecht to Antwerp
New registered office: Braziliëstraat 32 bus 001, 2000 Antwerpen · Previous registered office: Zandstraat 45, 2960 Brecht · General meeting of 30-07-2024 · Gazette deed
Incorporation
Founder: OOSTERWIJK Vincent Frank Elisabeth · Appointment: OOSTERWIJK Vincent Frank Elisabeth (director) · published on 18-04-2023 · Gazette deed
Comparable companies
same main activity, similar in size and ageThese companies have the same main activity as Certivin: other information service activities (NACE 63920). They are comparable in size and age: total assets between €82,400 and €108,000, founded in 2023.
Official details
Source: KBO- Status
- Active since 14-04-2023Normal situation
- Activity
- Other information service activitiesNACE 63920
- Establishment unit
- 2.344.200.0872018 Antwerp, since 14-04-2023
- Financial year end
- 31 March
- Peppol
- Reachable since 25-11-2024
Annual accounts to 31-03-2026
- €90,744▼ 2.9%
- Filing
- Filed on 29-09-2026, 32 days before the end of the filing period
Insights on Certivin
Certivin files the micro format. That format states no turnover. The gross margin rose from €8,336 in 2024 to €43,946 in 2026.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Certivin
- What is the company number of Certivin?
- The company number of Certivin is 0800.768.949. The VAT number is the same number with BE in front: BE 0800.768.949.
- Where is Certivin based?
- The registered office is at Haantjeslei 62, 2018 Antwerp.Company details
- What does Certivin do?
- According to the KBO register, the main activity is other information service activities (NACE 63920).
- What is the legal form of Certivin?
- Certivin is a private limited company (BV).
- When was Certivin founded?
- Certivin was founded on 14-04-2023.
- Is Certivin still active?
- Yes, Certivin is an active enterprise in the KBO register.
- What is the turnover of Certivin?
- The turnover in financial year 2026 is ≈ €180,000. This figure is estimated from the gross margin of €43,946 and 2,936 comparable companies of the same size. It probably lies between €110,000 and €320,000. It is a rough estimate.Financials
- Is Certivin profitable?
- In financial year 2026, Certivin made a profit of €19,367.
- Where can I find the annual accounts of Certivin?
- Certivin filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
- When are the next annual accounts of Certivin due?
- Certivin must file the annual accounts for financial year 2027 by 31-10-2027.Timeline
Next steps
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