Certitude
ActiveSummary
Certitude has been active since 2008 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €59,538 and a net result of €11,336. Equity has been stable since 2018 (±0.6% per year). Its solvency ranks better than 51% of 9,394 sector peers (NACE 41, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Overview
Official details
Source: KBO- Status
- Active since 25-06-2008 Normal situation
- Activity
- General construction of residential buildings NACE 41001and 4 others
- Establishment units
- 2.171.923.832 2630 Aartselaar, since 01-07-2008
- 2.319.770.341 2845 Niel, since 26-07-2021
- Financial year end
- 31 December
- Peppol
- Reachable since 22-12-2025
Board and ownership
- BEUKELAER PATRICIADirector · since 25-06-2008
- Casper Van BogaertDirector
- Holdings
- Shares in 1 company DE WERKTITEL
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.3%
- Gross margin
- €129,671
- ▼ 7.4%
- Turnover
- ≈ €430,000
- estimated
- Profit
- €11,336
- ▼ 39.7%
- Equity
- €59,538
- ▼ 32.2%
- Total assets
- €134,319
- ▼ 19.2%
- Employees on 31-12-2025
- 3
- ▲ 50.0%
Score breakdownraises riskSector: Construction of residential and non-residential buildings (NACE 41)Size: total assets €134,319lowers riskFounded in 2008Liquidity: current ratio 1.25, cash €36,564Show the evidence
Checked score
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 52% of them on solvency, 66% on liquidity, 60% on profitability and 15% on growth.
The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 7 accounts on average 12 days before the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.
Searched, nothing found (2)
Key points
- Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
- Higher gross margin than 85% of companies in construction of buildingssector median €32,132 · 9,380 companies €129,671 View
- Positive: 6 profitable years in a rowprofit 2025: €11,336 6 years View
- New directorlatest change 01-07-2026 · 2 in office 1 joined View
Recent changes
- · Gazette deed Appointment: Casper Van Bogaert (additional director)
- · Gazette deed Incorporation
Comparable companies
These companies have the same main activity as Certitude: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €127,000 and €159,000, founded between 2007 and 2009.
| Company | Total assets | Gross margin |
|---|---|---|
| Certitude Aartselaar | €134,319 | €129,671 |
| Bouwwerken Heremans Heist-op-den-Berg | €129,085 | €147,094 |
| ABC -Algemene Bouwwerken Claes Niel | €158,606 | €127,880 |
| HGG Rijkevorsel | €127,027 | €100,198 |
| DAVEBO Aalst | €134,110 | €126,133 |
| Eli Construct Algemene Bouwonderneming Heusden-Zolder | €136,263 | €122,113 |
| BREUGEL CONCEPT Schaarbeek | €139,950 | €130,226 |
Key facts about Certitude
- What is the company number of Certitude?
- The company number of Certitude is 0898.912.163. The VAT number is the same number with BE in front: BE 0898.912.163.
- Where is Certitude based?
- The registered office is at Helenboslaan 54, 2630 Aartselaar.Company details
- What does Certitude do?
- According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
- What is the legal form of Certitude?
- The legal form of Certitude is Private limited company (BV).
- When was Certitude founded?
- Certitude was founded on 25-06-2008.
- Is Certitude still active?
- Yes, Certitude is an active enterprise in the KBO register.
- How many employees does Certitude have?
- Certitude had an average of 1.4 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of Certitude?
- The turnover in financial year 2025 is ≈ €430,000. This figure is estimated from the gross margin of €129,671 and 97 comparable companies (NACE 41001). It probably lies between €300,000 and €650,000.
- Is Certitude profitable?
- In financial year 2025, Certitude made a profit of €11,336.
- Where can I find the annual accounts of Certitude?
- Certitude filed 17 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Certitude due?
- Certitude must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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