Equity
€420,295 ▲ 26.8%
Certify+ has made a profit in every financial year since 2019.
Certify+
Lifetime
7 annual accounts with figures on one time axispeak €279,614 (2023)
€277,622▲ 8.1%
peak €88,945 (2025)
€88,945▲ 22.4%
peak €420,295 (2025)
€420,295▲ 26.8%
€222,330▼ 13.5%
peak 0.5 FTE (2020)
-not published
Board2 names since 2019
2 directorsJovany David and 1 other
Documentsfilings and deeds
29-07-20262 days before the deadline
2025micro format
Equity from €331,350 to €420,295
Key points
from the 2025 annual accountsTurnover
≈ €560,000 estimated
The micro format states no turnover.
Investments
€74,619 2.1 × depreciation
Green is investment, beige is depreciation.
Filings
7 annual accounts since 2019
The last five annual accounts were filed 1 to 3 days before the end of the period.
Board
1 left
A director left. Latest change 27-05-2026 · 1 in office.
Position in the sector
€420,295
More equity than 95% of companies in other professional activities. Sector median €41,088 · 4,364 companies.
Checked score
97
Excellent
Financially stronger than 73% of micro companies in other professional activities (NACE 74)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 5,430 companies (NACE 74, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: 0.1%▲ +0.1 percentage points vs 07-2025highest value
09-2025: < 0.1%▼ -0.1 percentage points vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026lowest value
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
lowers risk
Liquidity: current ratio 4.23, cash €254,921
Sector: Other professional, scientific and technical activities (NACE 74)
Figures for financial year 2025 (filed on 29-07-2026)
Size: total assets €642,625
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 74, micro). It does better than 67% of them on solvency, 92% on liquidity, 62% on profitability and 70% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 26,972 companies had the same profile as Certify+ has now. Each dot stands for 68 companies, two years later.
94.9%
were still trading
3.4%
stopped another way
1.6%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Certify+ itself is lower: < 0.1% within 12 months. It rests on far more data about Certify+ than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 26,972 companies, not a prediction for Certify+. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €40,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 4.23 (2.81 in 2024), above the usual 1.5. Short-term debt is 12.7% and cash 39.7% of total assets. 34.6% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
2 days early
2024
1 day early
2023
1 day early
2022
2 days early
2021
3 days early
2020
6 days early
2019
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 2 days before the deadline. In the sector (NACE 74), the median for financial year 2024 was 3 days before the deadline, and 38% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Resignation: Evy Hesters (director)
Director discharge: Evy Hesters · General meeting of 11-06-2026 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0717957772
Appointment: Evy Hesters (director)
General meeting of 27-05-2021 · Gazette deed
Registered-office move
General meeting of 02-01-2020 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Certify+ Lokeren | €642,625 | €277,622 | 65.4% | - |
| ARTECH INTERNATIONAL Brussels | €718,833 | €290,694 | 54.0% | - |
| EXSV Antwerp | €545,333 | €297,141 | 41.3% | - |
| MORPHEUS CTS Tongeren-Borgloon | €654,868 | €219,078 | 49.2% | - |
| RAMSON Ghent | €472,916 | €367,428 | 6.7% | - |
| Joliefood Nazareth-De Pinte | €492,029 | €187,840 | 10.1% | - |
| Marktlink Fusies & Overnames Antwerp | €687,860 | €215,029 | -102.8% | 4.2 |
These companies have the same main activity as Certify+: other professional, scientific and technical activities (NACE 74999). They are comparable in size and age: total assets between €473,000 and €719,000, founded between 2018 and 2019.
Official details
Source: KBO- Status
- Active since 10-01-2019Normal situation
- Activity
- Other professional, scientific and technical activitiesNACE 74999and 2 others
- Establishment unit
- 2.284.196.8779180 Lokeren, since 10-01-2019
- Financial year end
- 31 December
- Peppol
- Reachable since 19-05-2026
Annual accounts 2025
- €642,625▲ 9.2%
- Employeeson 31-12-2025
- 2=
- Filing
- Filed on 29-07-2026, 2 days before the end of the filing period
Insights on Certify+
Certify+ files the micro format. That format states no turnover. The gross margin rose from €44,570 in 2019 to €277,622 in 2025.
The balance sheet grew most from 2021 to 2023 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Certify+
- What is the company number of Certify+?
- The company number of Certify+ is 0717.957.772. The VAT number is the same number with BE in front: BE 0717.957.772.
- Where is Certify+ based?
- The registered office is at Koewachtsteenweg 8, 9180 Lokeren.Company details
- What does Certify+ do?
- According to the KBO register, the main activity is other professional, scientific and technical activities (NACE 74999).
- What is the legal form of Certify+?
- Certify+ is a private limited company (BV).
- When was Certify+ founded?
- Certify+ was founded on 10-01-2019.
- Is Certify+ still active?
- Yes, Certify+ is an active enterprise in the KBO register.
- How many employees does Certify+ have?
- Certify+ had an average of 1.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of Certify+?
- The turnover in financial year 2025 is ≈ €560,000. This figure is estimated from the gross margin of €277,622 and 879 comparable companies of the same size. It probably lies between €390,000 and €810,000. It is a rough estimate.
- Is Certify+ profitable?
- In financial year 2025, Certify+ made a profit of €88,945.
- Where can I find the annual accounts of Certify+?
- Certify+ filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Certify+ due?
- Certify+ must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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