Equity
€77,349 ▲ 55.4%
CERTICAR has made a profit in every financial year since 2019.
CERTICAR
Lifetime
7 annual accounts with figures on one time axispeak €267,570 (2025)
€267,570▲ 53.5%
peak €27,581 (2025)
€27,581▲ 392%
peak €77,349 (2025)
€77,349▲ 55.4%
€987,278▼ 4.6%
peak 1.4 FTE (2024)
1 FTE▼ 28.6%
Board2 names since 2019
1 director
Owners
consolidates
Documentsfilings and deeds
28-07-20263 days before the deadline
2025abbreviated format
Gross margin from €174,322 to €267,570Result from €5,609 to €27,581Staff from 1.4 FTE to 1 FTERegistered office moved from Gembloux to Brussels 14-11Equity from €49,768 to €77,349Investments €584,625
Key points
from the 2025 annual accountsDebts
€987,278 93% of the balance sheet
Financial debts 44%Suppliers 9%Taxes and wages 4%Other 44%
€566,262 of the debts are secured on the company's own assets.
Securities
€566,261
Pledge on other assets, new in 2025. 7.3 times equity · not in the 2024 accounts.
Investments
€643,585 4.0 × depreciation
Green is investment, beige is depreciation.
At the same address
481 companies
Position in the sector
7.3%
Lower solvency than 86% of companies in wholesale trade. Sector median 44.1% · 10,751 companies.
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 1,250 companies had the same profile as CERTICAR has now. Each dot stands for 4 companies, two years later.
94.4%
were still trading
2.7%
stopped another way
2.6%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,250 companies, not a prediction for CERTICAR. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Board and ownership
Director
- consolidatesscore equity €1.8m (2025) · annual accounts 2025
Recent changes
Registered office moved from Gembloux to Brussels
New registered office: Avenue Louise 367, 1050 Bruxelles · Previous registered office: Chaussée de Tirlemont 156, 5030 Gembloux · General meeting of 23-09-2025 · Gazette deed
Registered office moved from Hoeilaart to Gembloux
New registered office: Chaussée de Tirlmont 156, 5030 Gembloux · Previous registered office: Terhulpsesteenweg 6B, 1560 Hoeilaart · Resignation: (manager) · Gazette deed
New establishment in Ixelles
Certicar (Bruxelles), Louizalaan 367
Registered office moved from Antwerp to Hoeilaart
New registered office: Terhulpsesteenweg 6B, 1560 Hoeilaart · Previous registered office: Pelikaanstraat 3 bus 2020, 2018 Antwerpen · Permanent representative: · General meeting of 01-07-2019 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| CERTICAR Brussels | €1.1m | €267,570 | 7.3% | 1 |
| CarNetwork Kortrijk Jabbeke | €1.0m | €211,891 | 70.4% | 1 |
| GARAGE MINNEKENS Lier | €0.9m | €325,553 | 68.3% | 1.2 |
| R.S BIANCHI Sint-Gillis (bij-Brussel) | €1.0m | €172,339 | 91.1% | 1 |
| DRIVE TIME Dilbeek | €1.4m | €178,449 | 34.7% | 1 |
| Vtron Mobility Scherpenheuvel-Zichem | €0.9m | €251,350 | 28.9% | 1.6 |
| TLD Trucks & Vans Herentals | €1.2m | €175,168 | 35.1% | 1.3 |
These companies have the same main activity as CERTICAR: wholesale of cars and light vans (up to 3.5 tonnes) (NACE 46711). They are comparable in size and age: total assets between €935,000 and €1.4m, founded between 2014 and 2021.
Official details
Source: KBO- Status
- Active since 12-03-2019Normal situation
- Registered office
- 482 active companies are registered at this address34 started in the 12 months before. Source: KBO register, as of 13 November 2026.
- Activity
- Wholesale of cars and light vans (up to 3.5 tonnes)NACE 46711and 2 others
- Establishment units
- 2.286.595.5491560 Hoeilaart, since 12-03-2019
- 2.353.962.3461050 Ixelles, since 20-12-2023
- Financial year end
- 31 December
- Peppol
- Reachable
Annual accounts 2025
- ≈ €1.3mestimated
- €1.1m▼ 1.9%
- Employeeson 31-12-2025
- 1=
- Filing
- Filed on 28-07-2026, 3 days before the end of the filing period
Insights on CERTICAR
CERTICAR files the abbreviated format. That format states no turnover. The gross margin rose from €10,092 in 2019 to €267,570 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about CERTICAR
- What is the company number of CERTICAR?
- The company number of CERTICAR is 0722.660.985. The VAT number is the same number with BE in front: BE 0722.660.985.
- Where is CERTICAR based?
- The registered office is at Louizalaan 367, 1050 Brussels.Company details
- What does CERTICAR do?
- According to the KBO register, the main activity is wholesale of cars and light vans (up to 3.5 tonnes) (NACE 46711).
- What is the legal form of CERTICAR?
- CERTICAR is a private limited company (BV).
- When was CERTICAR founded?
- CERTICAR was founded on 12-03-2019.
- Is CERTICAR still active?
- Yes, CERTICAR is an active enterprise in the KBO register.
- How many employees does CERTICAR have?
- CERTICAR had an average of 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of CERTICAR?
- The turnover in financial year 2025 is ≈ €1.3m. This figure is estimated from the gross margin of €267,570 and 139 comparable companies (NACE 46). It probably lies between €850,000 and €2.3m.
- Is CERTICAR profitable?
- In financial year 2025, CERTICAR made a profit of €27,581.
- Where can I find the annual accounts of CERTICAR?
- CERTICAR filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of CERTICAR due?
- CERTICAR must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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