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CERTE Conseil

Active
Private limited companyfounded 2020active for 6 yearsGoede Herderstraat 54, 1140 Evere, BelgiumKBO/BCE: BE 0755.876.359
Summary

CERTE Conseil has been active since 2020 and the Belgian Official Gazette contains no insolvency signals. The KBO does carry 2 administrative register entries. The 2025 annual accounts show equity of €83,260 and a net result of -€15,258. Equity has been shrinking by about 5.1% per year since 2021. The computed 12-month bankruptcy probability is 1.0% (low).

Overview

Official details

Source: KBO
Status
Active since 08-10-2020 Normal situation
Registered office
142 active companies are registered at this address 35 started in the 12 months before. Source: KBO register, as of 2 November 2026.
Activity
No activity registered in the KBO
Establishment unit
2.309.099.945 3090 Overijse, since 08-10-2020
Financial year end
30 June
Peppol
Reachable since 20-03-2026

Board and ownership

Board
  • JAD SkandriDirector · since 08-10-2020

Financial position

66 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.0%
Annual accounts to 30-06-2025
Gross margin
€1,553
Turnover
≈ €12,000
estimated
Loss
€15,258
▼ 41.4%
Equity
€83,260
▼ 15.5%
Total assets
€83,260
▼ 21.5%
Score breakdownraises riskLiquidity: cash €0, halved2 ex-officio strike-offs in the KBOlowers riskSector: Activities of head offices; management consultancy activities (NACE 70)Size: total assets €83,260Show the evidence

Checked score

Score 2025
66 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 42% of micro companies in head offices and management consultancy (NACE 70)
Financial strength · tick: 2024
Strong
Solvency 100=
equity 100.0% of total assets
Liquidity 50-2
short-term debt 0.0% · cash 0.0%
Profitability 50+50
return on assets -18.3%
Bankruptcy probability within 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,528 companies, NACE 70, micro)
Last 24 months 12-2024: 1.8% 01-2025: 2.0%▲ +0.2 percentage points vs 12-2024 02-2025: 2.8%▲ +0.8 percentage points vs 01-2025 03-2025: 3.9%▲ +1.1 percentage points vs 02-2025highest value 04-2025: 2.4%▼ -1.5 percentage points vs 03-2025 05-2025: 2.4%● unchanged vs 04-2025 06-2025: 2.4%● unchanged vs 05-2025 07-2025: 2.3%▼ -0.1 percentage points vs 06-2025 08-2025: 2.3%● unchanged vs 07-2025 09-2025: 2.3%● unchanged vs 08-2025 10-2025: 2.3%● unchanged vs 09-2025 11-2025: 2.2%▼ -0.1 percentage points vs 10-2025 12-2025: 2.2%● unchanged vs 11-2025 01-2026: 2.3%▲ +0.1 percentage points vs 12-2025 02-2026: 2.8%▲ +0.5 percentage points vs 01-2026 03-2026: 2.8%● unchanged vs 02-2026 04-2026: 2.8%● unchanged vs 03-2026 05-2026: 1.1%▼ -1.7 percentage points vs 04-2026 06-2026: 1.1%● unchanged vs 05-2026 07-2026: 1.1%● unchanged vs 06-2026 08-2026: 1.2%▲ +0.1 percentage points vs 07-2026 09-2026: 1.0%▼ -0.2 percentage points vs 08-2026 10-2026: 1.0%● unchanged vs 09-2026lowest value 11-2026: 1.0%● unchanged vs 10-2026lowest value
Credit of up to €5,000 on 30-day terms is acceptable
Short-term debt is 0% and cash 0% of total assets. 0% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 86% of them on solvency, 33% on liquidity, 23% on profitability and 25% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Seven signals.
lowers riskraises riskneutral
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
raises risk · Liquidity: cash €0, halved
NBB · annual accounts
raises risk · 2 ex-officio strike-offs in the KBO
KBO publications
lowers risk · Size: total assets €83,260
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
2122232425
2021 to 2025 · latest year -€15,258
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 26-01-2026, 5 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
5 days early
2024
41 days late
2023
29 days late
2022
on the day
2021
on the day
← before the deadline after the deadline →
tick = median of all Belgian filings

The company filed its last 5 accounts on average 13 days after the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.

raises risk · Administrative warnings in the KBO publications
The FPS Economy published 2 notices about the company, such as a strike-off for address, accounts or UBO, or their withdrawal.
KBO publications
Publications
Address struck×2
Searched, nothing found (1)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 31 January (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end02-11-2026 today31-01-2027 deadline

Key points

  • Caution: 2 loss-making years in a rowloss in financial year 2025 -€15,258 View

Recent changes

  1. · KBO administration Address struckevent 06-06-2024
  2. · Gazette deed Registered office moved from Sint-Stevens-Woluwe to Evere
  3. · KBO administration Address struckevent 13-11-2023
All 13 events

Key facts about CERTE Conseil

What is the company number of CERTE Conseil?
The company number of CERTE Conseil is 0755.876.359. The VAT number is the same number with BE in front: BE 0755.876.359.
Where is CERTE Conseil based?
The registered office is at Goede Herderstraat 54, 1140 Evere.Company details
What is the legal form of CERTE Conseil?
The legal form of CERTE Conseil is Private limited company (BV).
When was CERTE Conseil founded?
CERTE Conseil was founded on 08-10-2020.
Is CERTE Conseil still active?
Yes, CERTE Conseil is an active enterprise in the KBO register.
What is the turnover of CERTE Conseil?
The turnover in financial year 2025 is ≈ €12,000. This figure is estimated from the gross margin of €1,553 and 6,321 comparable companies of the same size. It probably lies between €5,400 and €28,000. It is a rough estimate.Financials
Is CERTE Conseil profitable?
In financial year 2025, CERTE Conseil made a loss of €15,258.
Where can I find the annual accounts of CERTE Conseil?
CERTE Conseil filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of CERTE Conseil due?
CERTE Conseil must file the annual accounts for financial year 2026 by 31-01-2027.Timeline

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