Skip to content

CERTDIAM

Active
Private limited company (pre-2019)founded 2014active for 12 years167 active companies are registered at this addressKBO/BCE: BE 0545.948.761
Summary

The computed 12-month bankruptcy probability of CERTDIAM is 12.1% (high). For CERTDIAM, one filing cycle of the annual accounts is missing. The 2024 annual accounts show equity of €7,912. Equity is shrinking by about 6% per year across the filed financial years. The company has been active since 2014 and the Belgian Official Gazette contains no insolvency signals. The KBO does carry 1 administrative register entry (see administrative flags).

Overview

Activity
Activity not known1 site
Size
€7,912total assets 2024
Equity
€7,912
Turnover not published (micro format)
Financial health
Bankruptcy probabilitywithin 12 months
12.1%
Too few figures to score
Structure
Accounts 76 days overdue3 of 4 deeds read
Signalsraises risk3 changes of registered office in 24 monthsFigures for financial year 2024 (filed 02-09-2025)Ex-officio strike-off in the KBOAnnual accounts not filedAdministrative warnings in the KBO publicationslowers riskFounded in 2014neutralFiled after the deadlineShow the evidence

Bankruptcy probability

No current score
Insufficient figures
A score requires measurable solvency, liquidity and profitability.
Bankruptcy probability: High
Filing: One filing cycle is missing
Bankruptcy probability, 12 months
12.1% High
0%0.5%1.5%4%10%≥ 25%

About 1 in 8 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,400 companies, NACE 41, micro)
Last 24 months 11-2024: 0.9% 12-2024: 0.9%● unchanged vs 11-2024 01-2025: 0.9%● unchanged vs 12-2024lowest value 02-2025: 0.9%● unchanged vs 01-2025lowest value 03-2025: 1.2%▲ +0.3 percentage points vs 02-2025 04-2025: 1.3%▲ +0.1 percentage points vs 03-2025 05-2025: 1.4%▲ +0.1 percentage points vs 04-2025 06-2025: 1.4%● unchanged vs 05-2025 07-2025: 1.4%● unchanged vs 06-2025 08-2025: 4.6%▲ +3.2 percentage points vs 07-2025 09-2025: 5.6%▲ +1.0 percentage point vs 08-2025 10-2025: 2.5%▼ -3.1 percentage points vs 09-2025 11-2025: 2.5%● unchanged vs 10-2025 12-2025: 2.5%● unchanged vs 11-2025 01-2026: 2.5%● unchanged vs 12-2025 02-2026: 2.5%● unchanged vs 01-2026 03-2026: 2.5%● unchanged vs 02-2026 04-2026: 2.5%● unchanged vs 03-2026 05-2026: 2.5%● unchanged vs 04-2026 06-2026: 2.5%● unchanged vs 05-2026 07-2026: 2.5%● unchanged vs 06-2026 08-2026: 3.2%▲ +0.7 percentage points vs 07-2026 09-2026: 4.0%▲ +0.8 percentage points vs 08-2026 10-2026: 12.1%▲ +8.1 percentage points vs 09-2026highest value
Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Seven signals.
lowers riskraises riskneutral
raises risk · 3 changes of registered office in 24 months
Belgian Official Gazette
raises risk · Figures for financial year 2024 (filed 02-09-2025)
NBB · annual accounts
raises risk · Ex-officio strike-off in the KBO
KBO publications
lowers risk · Founded in 2014
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 76 days later.
NBB · 10 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline15-10-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
not filed
2024
29 days late
2023
54 days late
2022
31 days early
2021
117 days late
2020
146 days late
2019
24 days late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 6 accounts on average 57 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publications
Publications
Address struck
  1. Address struckevent 13-09-2026
  2. Resignation: Yasin Ozel (director)Appointment: Dante Verbiest (director) ·…
  3. Annual accounts filedfinancial year 2024 · micro…

Key points

  • Caution: Accounts not fileddeadline was 31-07-2026 76 days late View
  • Caution: Board changedlatest change 08-12-2025 · 1 in office 1 joined · 1 left View
  • Total assets 20246 financial years filed €7,912 View

By topic

Financials

Financial year
2024
Total assets
€7,912
Solvency
100.0%
Total assets=
Net result
20182024
Go to Financials

Timeline

Events
17
Since
2015
  1. 22-07-2025Registered office
  2. 06-02-2025Appointment: Yasin Özel (manager)
  3. 23-09-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Founded
07-02-2014
Year ends
31-12
Peppol
Not found in the Peppol directory
Go to Company details

Go further with this company

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.