Financials
- Financial year
- 2025
- Total assets
- €429,612
- Profit
- €301,359
- Solvency
- 28.4%
Total assets=
Net result
20182025
Summary
CERTASS is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €122,093 and a net result of €301,359. Equity is shrinking by about 13% per year across the filed financial years. Its solvency ranks better than 39% of 1,801 sector peers (NACE 66, financial year 2025). The company has been active since 1994 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Insurance agents and brokers
NACE 66220
4th oldest company in Peer, Finance and insurance sector2 sites
Size
€429,612total assets 2025
- Staff
- 3.5 FTE
- Equity
- €122,093
- Profit
- €301,359
Turnover not published (abbreviated format)
Financial health
Financial institution: outside the modelBankruptcy probability: sector outside the model
Structure
- Largest shareholder
- ANTHONY PUT · 25%
Accounts 100 days early0 of 12 deeds read
Signalslowers riskGrowing equityneutralLatest accounts filed on timeShow the evidence
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Bankruptcy probability, 12 months
This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.
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Signals
Two signals.
lowers riskneutral
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €122,093
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-04-2026, 100 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
100 days early
2024
97 days early
2023
58 days early
2022
88 days early
2021
93 days early
2020
31 days early
2019
31 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 71 days before the deadline; the sector median (NACE 66) for financial year 2024 is 5 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 April (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
12-10-2026 today31-12-2026 year end31-07-2027 deadline
- Annual accounts filedfinancial year 2025 · abbreviated…
- Equity above €100,000equity €122,093 ▲101%
- Annual accounts filedfinancial year 2024 · abbreviated…
Key points
- Positive: Equity rose in 2025from €60,734 to €122,093 ▲ 101% View
- Positive: 4th oldest company in Peer, Finance and insurance sectorin the Checked rankings No. 4 View
- Positive: 8 profitable years in a rowprofit 2025: €301,359 8 years View
- Positive: Filed on time since financial year 2019accounts within the deadline every year 7 years View
By topic
Board & ownership
- Largest shareholder
- ANTHONY PUT · 25%
Timeline
- Events
- 34
- Since
- 1995
- Next accounts
- by 31-07-2027
- 31-12-2024Highest result from 2018 to 2025
- 03-06-2024Annual accounts filed
- 04-05-2023Annual accounts filed
Company details
- Sites
- 2
- Legal form
- Private limited company
- Activity
- Insurance agents and brokersNACE 66220
- Founded
- 23-09-1994
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Go further with this company
How much credit can you give this customer, and on what payment terms?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What changed in the latest annual accounts?What changed Is the workforce growing, and do people stay?Employer check
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