CERTA
ActiveSummary
CERTA has been active since 2003 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €732,086 and a net result of €232,717, of which €259,286 non-recurring income. Equity has been growing by about 9.1% per year since 2018. Its solvency ranks better than 50% of 17,149 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 28-05-2003 Normal situation
- Activity
- Renting and operating of own or leased residential real estate, excluding social housing NACE 68201and 1 other
- Establishment unit
- 2.132.677.038 2910 Essen, since 16-05-2003
- Financial year end
- 31 December
- Peppol
- Reachable since 10-01-2025
Board and ownership
Board
- Matheusen GertDirector · since 16-05-2003
- Matheusen StijnDirector · since 16-05-2003
Financial position
- Bankruptcy probabilitywithin 12 months
- < 0.1%
Annual accounts 2025
- Gross margin
- €543,205
- ▲ 217%
- Turnover
- ≈ €620,000
- estimated
- Profit
- €232,717
- Equity
- €732,086
- ▲ 10.8%
- Total assets
- €2.5m
- ▲ 6.5%
Score breakdownraises riskLiquidity: current ratio 0.79, cash €124,164lowers riskSize: total assets €2.5mFigures for financial year 2025 (filed on 09-07-2026)Founded in 2003Show the evidence
Checked score
Score 2025
97
/ 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 72% of small companies in real estate (NACE 68)
Financial strength · tick: 2024
Strong
Solvency
55+2
equity 29.6% of total assets
Liquidity
54+3
short-term debt 14.4% · cash 5.0%
Profitability
81+15
return on assets 9.4%
Bankruptcy probability within 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.2%▲ +0.1 percentage points vs 06-2025
08-2025: 0.2%● unchanged vs 07-2025
09-2025: 0.2%● unchanged vs 08-2025
10-2025: 0.2%● unchanged vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.2%● unchanged vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.3%▲ +0.1 percentage points vs 06-2026highest value
08-2026: 0.1%▼ -0.2 percentage points vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: < 0.1%▼ -0.1 percentage points vs 09-2026lowest value
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Credit of up to €70,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.79 (0.34 in 2024), below 1. Short-term debt is 14.4% and cash 5% of total assets. 70.4% of the assets are financed with debt and provisions.
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, small). It does better than 50% of them on solvency, 76% on liquidity, 91% on profitability and 73% on growth.
The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
22 days early
2024
40 days early
2023
41 days early
2022
31 days early
2021
23 days early
2020
2 days early
2019
11 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 24 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
Financials
Financials · financial year 2025, micro format
Annual accounts 2025 filed on 09-07-2026 at the NBB all 23 filings
Turnover
≈ €620,000
Estimated: probably between €550,000 and €710,000
Total assets
€2.5m▲ 6.5%
2024 · €2.3m
Net result
€232,717
2024 · -€46,526
Working capital
-€73,593▲ 69.1%
2024 · -€237,984
In the rankings
#4 company by total assets in Essen, Real estate sector#6 company by equity in Essen, Real estate sector#9 oldest company in Essen, Real estate sector
Multi-year overview
2018 to 2025, 8 financial yearsOperating result
€314,878
2025
20182025
Net result
€232,717
2025
highest quarter of the sector
20182025
Equity
€732,086
▲ 10.8%
2025
highest quarter of the sector
20182025
Total assets
€2.5m
▲ 6.5%
2025
highest quarter of the sector
20182025
Debt
€1.7m
▲ 1.1%
2025
20182025
Working capital
-€73,593
▲ 69.1%
2025
lowest quarter of the sector
20182025
Solvency
29.6%
▲ 1.2pp
2025
middle half of the sector
20182025
Current ratio
0.79
▲ 0.46
2025
middle half of the sector
20182025
Return on assets (ROA)
9.4%
▲ 11.4pp
2025
middle half of the sector
20182025
Every figure per financial year
Every figure with its change against the financial year before
favourable
unfavourable
Line20182019202020212022202320242025
Operating result€0.3m-€0.3m▼ 5.7%€0.1m▼ 47.0%€0.3m▲ 91.7%€0.3m▲ 23.6%€0.03m▼ 89.3%-€0.04m€0.3m
Net result€0.2m-€0.2m▼ 14.5%€0.09mwithin the sector's middle half▼ 42.3%€0.2mabove the sector's middle half▲ 112%€0.2mabove the sector's middle half▲ 18.0%€0.02mwithin the sector's middle half▼ 92.9%-€0.05mbelow the sector's middle half€0.2mabove the sector's middle half
Equity€0.3m-€0.5m▲ 46.8%€0.6mwithin the sector's middle half▲ 15.1%€0.8mwithin the sector's middle half▲ 33.8%€0.9mabove the sector's middle half▲ 15.7%€0.9mabove the sector's middle half▼ 5.2%€0.7mabove the sector's middle half▼ 22.6%€0.7mabove the sector's middle half▲ 10.8%
Total assets€1.1m-€1.1m▲ 0.1%€1.7mwithin the sector's middle half▲ 59.6%€1.6mwithin the sector's middle half▼ 9.1%€2.1mabove the sector's middle half▲ 33.8%€2.3mabove the sector's middle half▲ 9.1%€2.3mabove the sector's middle half▲ 0.2%€2.5mabove the sector's middle half▲ 6.5%
Debt€0.7m-€0.6m▼ 21.4%€1.2m▲ 97.8%€0.8m▼ 30.5%€1.2m▲ 51.2%€1.5m▲ 19.7%€1.7m▲ 13.5%€1.7m▲ 1.1%
Working capital€0.01m-€0.2m▲ 15×€0.4mwithin the sector's middle half▲ 73.1%€0.2mwithin the sector's middle half▼ 32.0%€0.6mabove the sector's middle half▲ 134%€0.4mabove the sector's middle half▼ 32.2%-€0.2mbelow the sector's middle half-€0.07mbelow the sector's middle half▲ 69.1%
Solvency31.5%-46.2%▲ 14.7pp33.3%within the sector's middle half▼ 12.9pp49.1%within the sector's middle half▲ 15.7pp42.4%within the sector's middle half▼ 6.6pp36.8%within the sector's middle half▼ 5.6pp28.5%within the sector's middle half▼ 8.4pp29.6%within the sector's middle half▲ 1.2pp
Current ratio1.03-1.53▲ 0.505.85above the sector's middle half▲ 4.324.40above the sector's middle half▼ 1.465.91above the sector's middle half▲ 1.523.50above the sector's middle half▼ 2.410.34below the sector's middle half▼ 3.170.79within the sector's middle half▲ 0.46
Return on assets (ROA)17.2%-14.7%▼ 2.5pp5.3%within the sector's middle half▼ 9.4pp12.4%above the sector's middle half▲ 7.1pp10.9%above the sector's middle half▼ 1.5pp0.7%within the sector's middle half▼ 10.2pp-2.0%within the sector's middle half▼ 2.7pp9.4%within the sector's middle half▲ 11.4pp
above
within
below
The sector band is the middle half of the companies in Real estate activities (NACE 68). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
The operating result for 2025 is a profit of €314,878, after a loss of €36,313 in 2024.
Turnover and EBIT margin are not published. The abbreviated or micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.5m
Fixed assets
€2.2m ▼ 0.4%
Current assets
€282,305 ▲ 133%
Equity and liabilities €2.5m
Equity
€732,086 ▲ 10.8%
Provisions
€61,966
Debt
€1.7m ▲ 1.1%
Debt's share of the balance-sheet total falls from 71.5% to 67.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€535,511▲
2024 · €166,639
Cash flow
€453,350▲
2024 · €156,426
Debt to equity
2.29▼
2024 · 2.51
ROE
31.8%▲
2024 · -7.0%
Interest coverage
31.07▲
2024 · 11.28
Debt ≤ 1 year
€355,897▼
2024 · €359,324
Debt > 1 year
€1.3m▲
2024 · €1.3m
Income taxes
€2,975▼
2024 · €3,844
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.
Securities and guarantees
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Debts secured on the company's own assets | €100,015 | - | - | - | - |
| Mortgages, amount registered | €400,408 | - | - | - | - |
| Carrying value of the mortgaged assets | €217,338 | - | - | - | - |
Source: notes to the 2021 to 2025 annual accounts (statement of debts and off-balance-sheet rights and commitments)
Investments
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Tangible fixed assets | €67,134 | €277,372 | €468,943 | €615,674 | €615,974 |
| Depreciation and write-downs of the year | €110,947 | €104,294 | €132,721 | €202,952 | €220,634 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
Annual accounts
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | - | - | €426 | €259,286 | ▲ 609× |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €87,712 | €79,876 | €192,937 | €110,947 | €104,294 | €132,721 | €202,952 | €220,634 | ▲ 8.7% |
| Other operating charges640/8 | - | - | - | €3,781 | €6,160 | €4,683 | €4,636 | €7,694 | ▲ 65.9% |
| Non-recurring operating charges66A | - | - | - | - | - | - | €125 | €0 | ▼ 100% |
| Gross operating margin9900 | €360,717 | €337,310 | €334,077 | €372,783 | €429,308 | €171,364 | €171,401 | €543,205 | ▲ 217% |
| Operating profit (loss)9901 | €269,178 | €253,828 | €134,617 | €258,054 | €318,853 | €33,960 | -€36,313 | €314,878 | - |
| Financial income75/76B | - | - | - | €1 | - | €1,924 | €8,408 | €13 | ▼ 99.8% |
| Recurring financial income75 | €414 | €516 | €184 | €1 | - | €1,714 | €8,408 | €13 | ▼ 99.8% |
| Non-recurring financial income76B | - | - | - | - | - | €210 | - | - | - |
| Financial charges65/66B | - | - | - | €19,852 | €28,180 | €26,277 | €14,777 | €17,233 | ▲ 16.6% |
| Recurring financial charges65 | €11,921 | €14,778 | €21,168 | €19,852 | €28,180 | €26,277 | €14,777 | €17,233 | ▲ 16.6% |
| Profit (loss) for the period before taxes9903 | €259,813 | €239,566 | €113,633 | €238,204 | €290,673 | €9,607 | -€42,682 | €297,658 | - |
| Transfer from deferred taxes780 | - | - | - | - | - | - | - | €1,066 | - |
| Transfer to deferred taxes680 | - | - | - | - | - | - | - | €63,032 | - |
| Income taxes67/77 | €71,403 | €78,490 | €20,739 | €41,667 | €58,692 | -€6,816 | €3,844 | €2,975 | ▼ 22.6% |
| Profit (loss) for the period9904 | €188,409 | €161,076 | €92,894 | €196,537 | €231,982 | €16,423 | -€46,526 | €232,717 | - |
| Transfer from tax-exempt reserves789 | - | - | - | - | - | - | - | €3,199 | - |
| Transfer to tax-exempt reserves689 | - | - | - | - | - | - | - | €189,097 | - |
| Profit (loss) for the period to be appropriated9905 | €188,409 | €161,076 | €92,894 | €196,537 | €231,982 | €16,423 | -€46,526 | €46,819 | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €1.1m | €1.1m | €1.7m | €1.6m | €2.1m | €2.3m | €2.3m | €2.5m | ▲ 6.5% |
| Fixed assets21/28 | €0.6m | €0.5m | €1.3m | €1.3m | €1.4m | €1.8m | €2.2m | €2.2m | ▼ 0.4% |
| Tangible fixed assets22/27 | €0.6m | €0.5m | €1.3m | €1.3m | €1.4m | €1.8m | €2.2m | €2.2m | ▼ 0.4% |
| Land and buildings22 | - | - | - | €1.3m | €1.4m | €1.8m | €2.1m | €2.1m | ▲ 0.2% |
| Plant, machinery and equipment23 | - | - | - | €0.001m | €285 | - | €0.01m | €0.01m | ▲ 17.4% |
| Furniture and vehicles24 | - | - | - | - | - | - | €0.07m | €0.05m | ▼ 24.4% |
| Current assets29/58 | €0.5m | €0.6m | €0.4m | €0.3m | €0.7m | €0.5m | €0.1m | €0.3m | ▲ 133% |
| Amounts receivable within one year40/41 | €0.001m | €0.02m | €0.01m | €0.003m | €0.001m | €0.04m | €0.03m | €0.2m | ▲ 456% |
| Trade receivables40 | - | - | - | €200 | €0.001m | - | €0.02m | €0.02m | ▲ 3.0% |
| Other amounts receivable41 | - | - | - | €0.002m | €443 | €0.04m | €0.007m | €0.1m | ▲ 18× |
| Current investments50/53 | - | - | - | - | - | €0.2m | - | - | - |
| Cash at bank and in hand54/58 | €0.5m | €0.6m | €0.4m | €0.3m | €0.7m | €0.3m | €0.08m | €0.1m | ▲ 47.1% |
| Deferred charges and accrued income490/1 | - | - | - | €0.003m | €0.009m | €0.008m | €0.009m | €0.005m | ▼ 46.8% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €1.1m | €1.1m | €1.7m | €1.6m | €2.1m | €2.3m | €2.3m | €2.5m | ▲ 6.5% |
| Equity10/15 | €0.3m | €0.5m | €0.6m | €0.8m | €0.9m | €0.9m | €0.7m | €0.7m | ▲ 10.8% |
| Contributions10/11 | €0.006m | €0.006m | - | €0.006m | €0.006m | €0.006m | €0.006m | €0.006m | = |
| Reserves13 | €0.3m | €0.5m | €0.6m | €0.8m | €0.9m | €0.8m | €0.7m | €0.7m | ▲ 11.0% |
| Non-distributable reserves130/1 | - | - | - | €0.002m | €0.002m | €0.002m | €0.002m | €0.002m | = |
| Reserves not available under the articles1311 | - | - | - | €0.002m | €0.002m | €0.002m | €0.002m | €0 | ▼ 100% |
| Other1319 | - | - | - | - | - | - | - | €0.002m | - |
| Tax-exempt reserves132 | - | - | - | - | - | - | - | €0.2m | - |
| Distributable reserves133 | - | - | - | €0.8m | €0.9m | €0.8m | €0.7m | €0.5m | ▼ 17.5% |
| Profit (loss) carried forward14 | - | - | - | - | - | - | - | €0 | - |
| Provisions and deferred taxes16 | - | - | - | - | - | - | - | €0.06m | - |
| Deferred taxes168 | - | - | - | - | - | - | - | €0.06m | - |
| Amounts payable17/49 | €0.7m | €0.6m | €1.2m | €0.8m | €1.2m | €1.5m | €1.7m | €1.7m | ▲ 1.1% |
| Amounts payable after more than one year17 | €0.2m | €0.2m | €1.1m | €0.7m | €1.1m | €1.3m | €1.3m | €1.3m | ▲ 1.2% |
| Financial debts170/4 | - | - | - | €0.7m | €1.1m | €1.3m | €1.3m | €1.3m | ▲ 1.2% |
| Amounts payable within one year42/48 | €0.5m | €0.4m | €0.07m | €0.07m | €0.1m | €0.2m | €0.4m | €0.4m | ▼ 1.0% |
| Current portion of amounts payable after more than one year42 | - | - | - | €0.03m | €0.04m | €0.07m | €0.1m | €0.1m | ▼ 8.8% |
| Trade debts44 | - | €0.002m | €0.001m | €0.001m | €0.001m | €0.01m | €0.006m | €0.02m | ▲ 187% |
| Suppliers440/4 | - | - | - | €0.001m | €0.001m | €0.01m | €0.006m | €0.02m | ▲ 187% |
| Taxes, remuneration and social security45 | - | - | - | - | €0.02m | - | €0.01m | €0.004m | ▼ 63.0% |
| Taxes450/3 | - | - | - | - | €0.02m | - | €0.01m | €0.004m | ▼ 63.0% |
| Other amounts payable47/48 | - | - | - | €0.04m | €0.05m | €0.07m | €0.2m | €0.2m | ▲ 1.4% |
| Accrued charges and deferred income492/3 | - | - | - | €0.02m | €0.03m | €0.01m | €0.002m | €0.007m | ▲ 238% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €0.2m | €0.2m | €0.09m | €0.2m | €0.2m | €0.02m | -€0.05m | €0.2m | - |
| + Depreciation and write-downs630 | €0.09m | €0.08m | €0.2m | €0.1m | €0.1m | €0.1m | €0.2m | €0.2m | ▲ 8.7% |
| Operating cash flow (approximation) | €0.3m | €0.2m | €0.3m | €0.3m | €0.3m | €0.1m | €0.2m | €0.5m | ▲ 190% |
| Investment in fixed assets (approximation) | - | €0 | -€1.0m | -€0.07m | -€0.3m | -€0.5m | -€0.6m | -€0.2m | ▲ 65.8% |
| Change in cash | - | €0.07m | -€0.2m | -€0.1m | €0.4m | -€0.4m | -€0.2m | €0.04m | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 2,613 companies had the same profile as CERTA has now. Two years later, 97.3% were still going and 0.7% had gone bankrupt.
- Small
- 20 years or older
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
97.3%
was still going
2.0%
stopped otherwise
0.7%
went bankrupt
That fits the bankruptcy probability of CERTA itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,613 companies, not a prediction for CERTA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Latest 10 of 23 filings with the National Bank
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 09-07-2026 | 2026-00273326 | |
| 31-12-2024 | micro format | 21-06-2025 | 2025-00160667 | |
| 31-12-2023 | micro format | 20-06-2024 | 2024-00150389 | |
| 31-12-2022 | micro format | 30-06-2023 | 2023-00201937 | |
| 31-12-2021 | abbreviated format | 08-07-2022 | 2022-20164079 | |
| 31-12-2020 | abbreviated format | 29-07-2021 | 2021-44400584 | |
| 31-12-2019 | abbreviated format | 20-07-2020 | 2020-31800411 | |
| 31-12-2018 | abbreviated format | 09-07-2019 | 2019-30400406 | |
| 31-12-2017 | abbreviated format | 12-07-2018 | 2018-32900457 | |
| 31-12-2016 | abbreviated format | 30-08-2017 | 2017-54100041 |
Board & ownership
Directors
Directors
2 directors
Matheusen Gert
Current
Matheusen Stijn
Current
Owners and capital
Owners
Mandate history
2 people, 2 in office
- Board
| Name | Functions and periods |
|---|---|
| Matheusen Gert |
|
| Matheusen Stijn |
|
Network & group
CERTA shares no director with another company.
Connections & network
2 current directorsThe network starts from the directors of CERTA. Every other company they run is a node.
This company
Company
Director
Shareholding
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Timeline
Acts, filings and financial milestones
Deadline for the 2026 accounts:
2026
09-07
micro format · 22 days before the deadline
2025
31-12
Financial
Back to profitnet €232,717
The net result is €232,717, after one loss-making year.
21-06
micro format · 40 days before the deadline
2024
31-12
Financial
Weakest financial yearnet -€46,526
The net result drops to -€46,526, the lowest from 2018 to 2025. It recovers the following year.
18-09
Gazette deed
Registered office moved within EssenNew seat: Heuvelplein 3, 2910 Essen · Previous seat: Heuvelplein 5, 2910 Essen2 points ▸
Gazette deed
Registered office moved within Essen
New seat: Heuvelplein 3, 2910 Essen · Previous seat: Heuvelplein 5, 2910 Essen2 points ▸
- Board meeting, “zaakvoerders” (deed in Dutch)
- Registered-office move, Heuvelplein 3,2910 Essen
20-06
micro format · 41 days before the deadline
2023
30-06
micro format · 31 days before the deadline
2022
08-07
abbreviated format · 23 days before the deadline
2021
29-07
abbreviated format · 2 days before the deadline
2020
31-12
Financial
Liquidity more than triplescurrent ratio 5.85
The current ratio rises from 1.53 to 5.85. Short-term debt falls from €381,910 to €72,575.
20-07
abbreviated format · 11 days before the deadline
2019
31-12
Financial
Equity above €500,000equity €505,454 ▲46.8%
With a profit in every financial year since 2018, equity grows to €505,454.
Show earlier events
09-07
abbreviated format · 22 days before the deadline
2018
12-07
abbreviated format · 19 days before the deadline
2017
30-08
abbreviated format · 30 days late
2003
10-06
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordName
CERTA in Dutch
Enterprise number
0480.467.526
Legal form
Private limited company (pre-2019)
Status
Active, normale toestand
Founded
28-05-2003
Entity type
Legal entity
Registered office and establishments
Registered office
Heuvelplein 3, 2910 Essen, Belgium
Establishment unit
CERTA, Heuvelplein 3, 2910 Essen since 16-05-2003 · unit number 2.132.677.03866220 Insurance agents and brokers
Activities
NACEBEL 202568201
Renting and operating of own or leased residential real estate, excluding social housing main activity
64210
Activities of holding companies
Codes under NACEBEL 2008
68201
Real estate activities main activity
64200
Holdings
Invoicing and payment
VAT number
BE 0480.467.526
Financial year and general meeting
Accounts at the NBBFinancial year end
31-12
Environmental permits
1 application in Flanders since 2020 · 1 granted
Bomen vellen die geen deel uitmaken van een bos en/of bodemreliëf wijzigen; Nieuwbouw van bijgebouwen, niet-overdekte lage constructies en andere handelingen; Nieuwe publiciteitsinrichting (met inbegrip van vernieuwen van een bestaande vergunning); Verbouwen en/of uitbreiden met functiewijziging en met wijziging van aantal woongelegenheden
Source: Omgevingsloket Vlaanderen.
Sites & property
Location
Buildings and parcels at the address
Ground area
374 m²
Building footprint
236 m²
Building volume
1,162 m³
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 11016A0163/00P000 | Flanders | 374 m² | 1 · 236 m² | 10.4 m · 2 |