CERRO TORRE
ActiveSummary
CERRO TORRE has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-40k) and a net result of €17k. Equity is growing by ~16.8% per year across the filed fiscal years. Its solvency ranks better than 5% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency0=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.24 against 0.18 in 2024; short-term debt: 420.4% and cash: 0.1% of total assets), and equity is negative.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-320.4%
Return on assets
131.5%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 31791 sector peers (2025).
NBB · sector comparisonPosition among 31791 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
20 d late
2024
7 d late
2023
31 d late
2022
on the day
2021
19 d late
2020
21 d late
2019
35 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-40k▲ 29.1%
2024 · €-57k
2018: €-145klowest in 8 years
2019: €-145k▲ +0.2% vs 2018
2020: €-122k▲ +15.8% vs 2019
2021: €-102k▲ +16.5% vs 2020
2022: €-90k▲ +11.6% vs 2021
2023: €-78k▲ +13.7% vs 2022
2024: €-57k▲ +27.1% vs 2023
2025: €-40k▲ +29.1% vs 2024highest in 8 years
2018 → 2025
Total assets
€13k▲ 0.1%
2024 · €13k
2018: €93lowest value
2020: €15khighest value
2021: €2k▼ -87.7% vs 2020
2022: €2k▲ +11.9% vs 2021
2023: €10k▲ +349% vs 2022
2024: €13k▲ +31.8% vs 2023
2025: €13k▲ +0.1% vs 2024
2018 → 2025
Net result
€17k▼ 21.6%
2024 · €21k
2018: €-504lowest in 8 years
2019: €231▲ +146% vs 2018
2020: €23k▲ +9838% vs 2019highest in 8 years
2021: €20k▼ -12.0% vs 2020
2022: €12k▼ -41.6% vs 2021
2023: €12k▲ +4.5% vs 2022
2024: €21k▲ +71.2% vs 2023
2025: €17k▼ -21.6% vs 2024
2018 → 2025
Working capital
€-40k▲ 29.1%
2024 · €-57k
2018: €-145klowest value
2020: €-122k
2021: €-102k▲ +16.5% vs 2020
2022: €-90k▲ +11.6% vs 2021
2023: €-78k▲ +13.7% vs 2022
2024: €-57k▲ +27.1% vs 2023
2025: €-40k▲ +29.1% vs 2024highest value
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-102k-€-90k▲ 11.6%€-78k▲ 13.7%€-57k▲ 27.1%€-40k▲ 29.1%
2021: €-102klowest in 5 years
2022: €-90k▲ +11.6% vs 2021
2023: €-78k▲ +13.7% vs 2022
2024: €-57k▲ +27.1% vs 2023
2025: €-40k▲ +29.1% vs 2024highest in 5 years
Operating result€20k-€12k▼ 41.4%€12k▲ 4.9%€21k▲ 70.5%€17k▼ 20.7%
2021: €20k
2022: €12k▼ -41.4% vs 2021lowest in 5 years
2023: €12k▲ +4.9% vs 2022
2024: €21k▲ +70.5% vs 2023highest in 5 years
2025: €17k▼ -20.7% vs 2024
Net result€20k-€12k▼ 41.6%€12k▲ 4.5%€21k▲ 71.2%€17k▼ 21.6%
2021: €20k
2022: €12k▼ -41.6% vs 2021lowest in 5 years
2023: €12k▲ +4.5% vs 2022
2024: €21k▲ +71.2% vs 2023highest in 5 years
2025: €17k▼ -21.6% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 21% below 2024.
Key figures and ratios
Solvency
-320.4%▲
2024 · -452.5%
Current ratio
0.24▲
2024 · 0.18
Debt to equity
-1.31▼
2024 · -1.22
ROA
131.5%▼
2024 · 168.0%
Debt
€53k▼
2024 · €69k
Debt ≤ 1 year
€53k▼
2024 · €69k
Income taxes
€104
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 29 lines
Balance sheet
Code20242025
Assets
Total assets20/58€13k€13k▲
Current assets29/58€13k€13k▲
Amounts receivable within one year40/41€13k€13k=
Trade receivables40€13k€13k=
Cash at bank and in hand54/58€2€18▲
Equity and liabilities
Total equity and liabilities10/49€13k€13k▲
Equity10/15€-57k€-40k▲
Contributions10/11€6k€6k=
Reserves13€1k€1k=
Distributable reserves133€1k€1k=
Profit (loss) carried forward14€-64k€-48k▲
Amounts payable17/49€69k€53k▼
Amounts payable within one year42/48€69k€53k▼
Trade debts44€387-
Suppliers440/4€387-
Taxes, remuneration and social security45-€104
Taxes450/3-€104
Other amounts payable47/48€69k€53k▼
Income statement
Code20242025
Other operating charges640/8€451€1k▲
Gross operating margin9900€22k€18k▼
Operating profit (loss)9901€21k€17k▼
Financial charges65/66B€95€164▲
Recurring financial charges65€95€164▲
Profit (loss) for the period before taxes9903€21k€17k▼
Income taxes67/77-€104
Profit (loss) for the period9904€21k€17k▼
Profit (loss) for the period to be appropriated9905€21k€17k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-64k€-48k▲
Profit (loss) brought forward from the previous period14P€-86k€-64k▲
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Other operating charges640/8 | €450 | - | €384 | €451 | €1k | ▲ 134% |
| Gross operating margin9900 | €21k | €12k | €13k | €22k | €18k | ▼ 17.5% |
| Operating profit (loss)9901 | €20k | €12k | €12k | €21k | €17k | ▼ 20.7% |
| Financial charges65/66B | €45 | €60 | €106 | €95 | €164 | ▲ 73.5% |
| Recurring financial charges65 | €45 | €60 | €106 | €95 | €164 | ▲ 73.5% |
| Profit (loss) for the period before taxes9903 | €20k | €12k | €12k | €21k | €17k | ▼ 21.1% |
| Income taxes67/77 | - | - | - | - | €104 | - |
| Profit (loss) for the period9904 | €20k | €12k | €12k | €21k | €17k | ▼ 21.6% |
| Profit (loss) for the period to be appropriated9905 | €20k | €12k | €12k | €21k | €17k | ▼ 21.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €2k | €2k | €10k | €13k | €13k | ▲ 0.1% |
| Current assets29/58 | €2k | €2k | €10k | €13k | €13k | ▲ 0.1% |
| Amounts receivable within one year40/41 | €1k | €2k | €10k | €13k | €13k | = |
| Trade receivables40 | €1k | €2k | €10k | €13k | €13k | = |
| Cash at bank and in hand54/58 | €561 | €20 | €0 | €2 | €18 | ▲ 697% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €2k | €2k | €10k | €13k | €13k | ▲ 0.1% |
| Equity10/15 | €-102k | €-90k | €-78k | €-57k | €-40k | ▲ 29.1% |
| Contributions10/11 | €6k | €6k | €6k | €6k | €6k | = |
| Reserves13 | €1k | €1k | €1k | €1k | €1k | = |
| Distributable reserves133 | €1k | €1k | €1k | €1k | €1k | = |
| Profit (loss) carried forward14 | €-110k | €-98k | €-86k | €-64k | €-48k | ▲ 25.7% |
| Amounts payable17/49 | €104k | €92k | €87k | €69k | €53k | ▼ 23.8% |
| Amounts payable within one year42/48 | €104k | €92k | €87k | €69k | €53k | ▼ 23.8% |
| Trade debts44 | - | - | - | €387 | - | - |
| Suppliers440/4 | - | - | - | €387 | - | - |
| Taxes, remuneration and social security45 | - | - | - | - | €104 | - |
| Taxes450/3 | - | - | - | - | €104 | - |
| Other amounts payable47/48 | €104k | €92k | €87k | €69k | €53k | ▼ 23.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €20k | €12k | €12k | €21k | €17k | ▼ 21.6% |
| Operating cash flow (approximation) | €20k | €12k | €12k | €21k | €17k | ▼ 21.6% |
| Change in cash | - | €-541 | €-20 | €2 | €15 | ▲ 666% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 20 days late
2025
07-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 7 days late
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
19-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 19 days late
2021
21-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 21 days late
2020
31-12
Financial
Highest result since 2018net €23k ▲9,838%
Net result €23k, the highest in the series.
04-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 35 days late
2019
31-12
Financial
Back to profitnet €231
Net result €231 after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oudergem · 1 establishment unit since 2000
Ground area
1,348 m²
Building footprint
914 m²
Volume, LiDAR
14,976 m³
2 parcels, Brussels · tallest building 29.0 m, ±7 floors. Linked by address, not a title deed.
19
companies at this address
See who is registered here
1 establishment unit
CERRO TORRE
since 20002.095.004.119
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21332B0491/00B008 | Brussels | 1,149 m² | 1 · 731 m² | 28.9 m · 7 fl. |
| 21002A0123/00B005 | Brussels | 199 m² | 1 · 183 m² | 14.6 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector and region
AEGIST CONSEIL
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ALLEGION EMEA
BE 0536.934.788
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ANIMMO
BE 0469.916.203
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ARGHIAS
BE 0479.911.557
Oudergem
ARTAL SERVICES
BE 0405.680.724
Oudergem
This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded07-07-2000
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Scores and ratios are computed by Checked and are not a credit decision.