Cerrisimmo
ActiveSummary
The computed 12-month bankruptcy probability of Cerrisimmo is 3.7% (moderate). The 2025 annual accounts show equity of €242k and a net result of €49k. Equity is growing by ~46.7% per year across the filed fiscal years. The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability90▼-10
Solvency100=
Growth78=
Track record94
Bankruptcy probability, 12 months
3.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity ample (current ratio 6.05 against 5.36 in 2024; short-term debt: 15.7% and cash: 5.2% of total assets), and 15.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
84.3%
Return on assets
16.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
26 d late
2024
12 d late
2023
8 d late
2022
28 d late
2021
11 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€242k▲ 25.1%
2024 · €194k
2021: €32klowest in 5 years
2022: €86k▲ +166% vs 2021
2023: €114k▲ +31.6% vs 2022
2024: €194k▲ +70.4% vs 2023
2025: €242k▲ +25.1% vs 2024highest in 5 years
2021 → 2025
Total assets
€288k▲ 21.9%
2024 · €236k
2021: €53klowest in 5 years
2022: €111k▲ +108% vs 2021
2023: €162k▲ +46.2% vs 2022
2024: €236k▲ +45.8% vs 2023
2025: €288k▲ +21.9% vs 2024highest in 5 years
2021 → 2025
Net result
€49k▼ 39.3%
2024 · €80k
2021: €27k
2022: €54k▲ +96.4% vs 2021
2023: €27k▼ -49.3% vs 2022lowest in 5 years
2024: €80k▲ +193% vs 2023highest in 5 years
2025: €49k▼ -39.3% vs 2024
2021 → 2025
Working capital
€228k▲ 26.3%
2024 · €181k
2021: €22klowest in 5 years
2022: €78k▲ +260% vs 2021
2023: €107k▲ +37.1% vs 2022
2024: €181k▲ +68.5% vs 2023
2025: €228k▲ +26.3% vs 2024highest in 5 years
2021 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€32k-€86k▲ 166%€114k▲ 31.6%€194k▲ 70.4%€242k▲ 25.1%
2021: €32klowest in 5 years
2022: €86k▲ +166% vs 2021
2023: €114k▲ +31.6% vs 2022
2024: €194k▲ +70.4% vs 2023
2025: €242k▲ +25.1% vs 2024highest in 5 years
Operating result€37k-€74k▲ 99.6%€39k▼ 47.7%€114k▲ 194%€62k▼ 45.5%
2021: €37klowest in 5 years
2022: €74k▲ +99.6% vs 2021
2023: €39k▼ -47.7% vs 2022
2024: €114k▲ +194% vs 2023highest in 5 years
2025: €62k▼ -45.5% vs 2024
Net result€27k-€54k▲ 96.4%€27k▼ 49.3%€80k▲ 193%€49k▼ 39.3%
2021: €27k
2022: €54k▲ +96.4% vs 2021
2023: €27k▼ -49.3% vs 2022lowest in 5 years
2024: €80k▲ +193% vs 2023highest in 5 years
2025: €49k▼ -39.3% vs 2024
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 46% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €288k
Fixed assets
€14k ▲ 3.2%
Current assets
€274k ▲ 23.1%
Equity and liabilities €288k
Equity
€242k ▲ 25.1%
Debt
€45k ▲ 7.3%
Debt's share of the balance-sheet total falls from 17.9% to 15.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€65k▼
2024 · €117k
Cash flow
€52k▼
2024 · €83k
Current ratio
6.05▲
2024 · 5.36
Debt to equity
0.19▼
2024 · 0.22
ROE
20.1%▼
2024 · 41.3%
ROA
16.9%▼
2024 · 33.9%
Interest coverage
58.57▼
2024 · 1031.58
Debt ≤ 1 year
€45k▲
2024 · €42k
Income taxes
€24k▼
2024 · €35k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€236k€288k▲
Fixed assets21/28€13k€14k▲
Tangible fixed assets22/27€13k€14k▲
Furniture and vehicles24€13k€14k▲
Current assets29/58€222k€274k▲
Amounts receivable within one year40/41-€5k
Other amounts receivable41-€5k
Current investments50/53€180k€253k▲
Cash at bank and in hand54/58€41k€15k▼
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€236k€288k▲
Equity10/15€194k€242k▲
Contributions10/11€5k€5k=
Outside capital11€5k€5k=
Other1109/19€5k€5k=
Reserves13€182k€230k▲
Distributable reserves133€182k€230k▲
Profit (loss) carried forward14€7k€7k▲
Amounts payable17/49€42k€45k▲
Amounts payable within one year42/48€42k€45k▲
Trade debts44€8k€20k▲
Suppliers440/4€8k€20k▲
Taxes, remuneration and social security45€23k€3k▼
Taxes450/3€23k€3k▼
Other amounts payable47/48€10k€23k▲
Accrued charges and deferred income492/3€642-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▲
Other operating charges640/8€387€400▲
Gross operating margin9900€117k€66k▼
Operating profit (loss)9901€114k€62k▼
Financial income75/76B€1k€11k▲
Recurring financial income75€1k€11k▲
Financial charges65/66B€113€1k▲
Recurring financial charges65€113€1k▲
Profit (loss) for the period before taxes9903€115k€72k▼
Income taxes67/77€35k€24k▼
Profit (loss) for the period9904€80k€49k▼
Profit (loss) for the period to be appropriated9905€80k€49k▼
Appropriation of the result
Profit (loss) to be appropriated9906€87k€55k▼
Profit (loss) brought forward from the previous period14P€7k€7k▲
Transfer to equity691/2€80k€48k▼
To other reserves6921€80k€48k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2k | €3k | €3k | €3k | €3k | ▲ 12.4% |
| Other operating charges640/8 | €695 | €348 | €384 | €387 | €400 | ▲ 3.2% |
| Gross operating margin9900 | €40k | €77k | €42k | €117k | €66k | ▼ 44.1% |
| Operating profit (loss)9901 | €37k | €74k | €39k | €114k | €62k | ▼ 45.5% |
| Financial income75/76B | €23 | €3 | €0 | €1k | €11k | ▲ 647% |
| Recurring financial income75 | €23 | €3 | €0 | €1k | €11k | ▲ 647% |
| Financial charges65/66B | €247 | €114 | €282 | €113 | €1k | ▲ 882% |
| Recurring financial charges65 | €247 | €114 | €282 | €113 | €1k | ▲ 882% |
| Profit (loss) for the period before taxes9903 | €37k | €74k | €38k | €115k | €72k | ▼ 37.5% |
| Income taxes67/77 | €9k | €20k | €11k | €35k | €24k | ▼ 33.4% |
| Profit (loss) for the period9904 | €27k | €54k | €27k | €80k | €49k | ▼ 39.3% |
| Profit (loss) for the period to be appropriated9905 | €27k | €54k | €27k | €80k | €49k | ▼ 39.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €53k | €111k | €162k | €236k | €288k | ▲ 21.9% |
| Fixed assets21/28 | €11k | €8k | €6k | €13k | €14k | ▲ 3.2% |
| Tangible fixed assets22/27 | €11k | €8k | €6k | €13k | €14k | ▲ 3.2% |
| Furniture and vehicles24 | €11k | €8k | €6k | €13k | €14k | ▲ 3.2% |
| Current assets29/58 | €43k | €103k | €155k | €222k | €274k | ▲ 23.1% |
| Amounts receivable within one year40/41 | - | - | - | - | €5k | - |
| Other amounts receivable41 | - | - | - | - | €5k | - |
| Current investments50/53 | - | - | €100k | €180k | €253k | ▲ 40.3% |
| Cash at bank and in hand54/58 | €41k | €101k | €54k | €41k | €15k | ▼ 63.6% |
| Deferred charges and accrued income490/1 | €2k | €2k | €2k | €2k | €2k | ▲ 1.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €53k | €111k | €162k | €236k | €288k | ▲ 21.9% |
| Equity10/15 | €32k | €86k | €114k | €194k | €242k | ▲ 25.1% |
| Contributions10/11 | €5k | €5k | €5k | €5k | €5k | = |
| Outside capital11 | €5k | €5k | €5k | €5k | €5k | = |
| Other1109/19 | €5k | €5k | €5k | €5k | €5k | = |
| Reserves13 | €25k | €75k | €102k | €182k | €230k | ▲ 26.4% |
| Distributable reserves133 | €25k | €75k | €102k | €182k | €230k | ▲ 26.4% |
| Profit (loss) carried forward14 | €2k | €6k | €7k | €7k | €7k | ▲ 9.5% |
| Amounts payable17/49 | €21k | €24k | €48k | €42k | €45k | ▲ 7.3% |
| Amounts payable within one year42/48 | €21k | €24k | €48k | €42k | €45k | ▲ 9.0% |
| Trade debts44 | €1k | €343 | €10k | €8k | €20k | ▲ 135% |
| Suppliers440/4 | €1k | €343 | €10k | €8k | €20k | ▲ 135% |
| Taxes, remuneration and social security45 | €12k | €13k | €14k | €23k | €3k | ▼ 87.9% |
| Taxes450/3 | €12k | €13k | €14k | €23k | €3k | ▼ 87.9% |
| Other amounts payable47/48 | €7k | €11k | €24k | €10k | €23k | ▲ 119% |
| Accrued charges and deferred income492/3 | - | - | - | €642 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €27k | €54k | €27k | €80k | €49k | ▼ 39.3% |
| + Depreciation and write-downs630 | €2k | €3k | €3k | €3k | €3k | ▲ 12.4% |
| Operating cash flow (approximation) | €29k | €57k | €30k | €83k | €52k | ▼ 37.6% |
| Investment in fixed assets (approximation) | - | €0 | €-965 | €-10k | €-3k | ▲ 65.0% |
| Change in cash | - | €60k | €-47k | €-13k | €-26k | ▼ 99.2% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 26 days late
2025
31-12
Financial
Equity above €200kEq €242k ▲25.1%
5 profitable years in a row build equity to €242k.
12-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 12 days late
2024
31-12
Financial
Highest result since 2021net €80k ▲193%
Operating result €114k, net result €80k, both a record.
31-12
Financial
Equity above €150kEq €194k ▲70.4%
4 profitable years in a row build equity to €194k.
08-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 8 days late
2023
31-12
Financial
Weakest financial yearnet €27k ▼49.3%
Net result drops to €27k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €100kEq €114k ▲31.6%
3 profitable years in a row build equity to €114k.
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
31-12
Financial
Liquidity doublescurrent ratio 4.22
Current ratio from 2.04 to 4.22.
11-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 11 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Woluwe · 1 establishment unit since 2020
Ground area
1,295 m²
Building footprint
532 m²
Volume, LiDAR
13,571 m³
Parcel 21019A0215/00E013, Brussels · tallest building 29.4 m, ±9 floors. Linked by address, not a title deed.
24
companies at this address
See who is registered here
1 establishment unit
Cerrisimmo
since 20202.309.241.980
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21019A0215/00E013 | Brussels | 1,294 m² | 1 · 532 m² | 29.4 m · 9 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Identification & contact
Identification
Legal formPrivate limited company
Founded28-10-2020
Fiscal year end31-12
Contact
E-mail
ievrard.orl@gmail.com
Phone
0475/840810
Scores and ratios are computed by Checked and are not a credit decision.