CERRAN
ActiveSummary
CERRAN has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €372,202 and a net result of -€13,370. Equity is growing by ~24.9% per year across the filed fiscal years. Its solvency ranks better than 80% of 4235 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability16▼-20
Solvency93▲+7
Growth52=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €23,000 at 30 days acceptable
Liquidity ample (current ratio 3.01 against 2.69 in 2024; short-term debt: 32.1% and cash: 13.7% of total assets), and 32.1% of the assets are financed with debt.
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Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-08-2026, 17 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
17 d late
2024
25 d late
2023
31 d late
2022
31 d late
2021
92 d late
2020
59 d late
2019
91 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 49 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€13,370
2024 · €1,725
Working capital
€353,352▼ 8.5%
2024 · €386,041
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€65,232▲ 15.4%€153,136▲ 135%€94,420▼ 38.3%€1,029▼ 98.9%-€13,632
Net result€43,567within the sector's middle half▲ 75.5%€120,125above the sector's middle half▲ 176%€76,689within the sector's middle half▼ 36.2%€1,725below the sector's middle half▼ 97.8%-€13,370below the sector's middle half
Equity€187,032within the sector's middle half▲ 30.4%€307,157within the sector's middle half▲ 64.2%€383,846within the sector's middle half▲ 25.0%€385,572within the sector's middle half▲ 0.4%€372,202within the sector's middle half▼ 3.5%
Total assets€865,345within the sector's middle half▲ 25.0%€1.0mwithin the sector's middle half▲ 20.9%€1.1mwithin the sector's middle half▲ 9.2%€635,305within the sector's middle half▼ 44.4%€547,805below the sector's middle half▼ 13.8%
Debt€678,313▲ 26.7%€739,232▲ 9.0%€758,930▲ 2.7%€249,733▼ 67.1%€175,603▼ 29.7%
Working capital€173,079within the sector's middle half▲ 35.8%€267,753within the sector's middle half▲ 54.7%€354,652within the sector's middle half▲ 32.5%€386,041within the sector's middle half▲ 8.9%€353,352within the sector's middle half▼ 8.5%
Solvency21.6%within the sector's middle half▲ 0.9pp29.4%within the sector's middle half▲ 7.7pp33.6%within the sector's middle half▲ 4.2pp60.7%within the sector's middle half▲ 27.1pp67.9%above the sector's middle half▲ 7.3pp
Current ratio1.30within the sector's middle half▲ 0.021.39within the sector's middle half▲ 0.091.49within the sector's middle half▲ 0.102.69within the sector's middle half▲ 1.203.01above the sector's middle half▲ 0.32
Return on assets (ROA)5.0%within the sector's middle half▲ 1.4pp11.5%above the sector's middle half▲ 6.4pp6.7%within the sector's middle half▼ 4.8pp0.3%below the sector's middle half▼ 6.4pp-2.4%below the sector's middle half▼ 2.7pp
Staff (FTE)4.4within the sector's middle half▼ 4.3%4within the sector's middle half▼ 9.1%3.4within the sector's middle half▼ 15.0%
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €13,632 after €1,029 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €547,805
Fixed assets
€18,850 ▼ 9.7%
Current assets
€528,955 ▼ 13.9%
Equity and liabilities €547,805
Equity
€372,202 ▼ 3.5%
Debt
€175,603 ▼ 29.7%
Debt's share of the balance-sheet total falls from 39.3% to 32.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
-€11,607▼
2024 · €4,648
Cash flow
-€11,345▼
2024 · €5,345
Quick ratio
2.82▲
2024 · 2.54
Debt to equity
0.47▼
2024 · 0.65
ROE
-3.6%▼
2024 · 0.4%
Interest coverage
-7.17▼
2024 · 2.05
Debt ≤ 1 year
€175,603▼
2024 · €228,389
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 8,616 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 94% are still going.
- Small
- 20 years or older
- solvency 30% or more
- a small loss
0.4%
went bankrupt
5.2%
stopped otherwise
94%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 8,616 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €15,431 | €757 | - | - | - | - |
| Remuneration, social security and pensions62 | €141,616 | €155,368 | €153,990 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €15,961 | €29,719 | €28,175 | €3,619 | €2,025 | ▼ 44.0% |
| Other operating charges640/8 | €1,722 | €1,513 | €3,901 | €10,536 | €1,090 | ▼ 89.7% |
| Non-recurring operating charges66A | €8,190 | - | - | - | - | - |
| Gross operating margin9900 | €232,721 | €339,736 | €280,485 | €15,184 | -€10,516 | ▼ 169% |
| Operating profit (loss)9901 | €65,232 | €153,136 | €94,420 | €1,029 | -€13,632 | ▼ 1,425% |
| Financial income75/76B | €666 | €8,308 | €7,079 | €3,493 | €1,881 | ▼ 46.1% |
| Recurring financial income75 | €666 | €8,308 | €7,079 | €3,493 | €1,881 | ▼ 46.1% |
| Financial charges65/66B | €8,522 | €4,313 | €3,713 | €2,264 | €1,619 | ▼ 28.5% |
| Recurring financial charges65 | €8,522 | €4,313 | €3,713 | €2,264 | €1,619 | ▼ 28.5% |
| Profit (loss) for the period before taxes9903 | €57,376 | €157,132 | €97,786 | €2,257 | -€13,370 | ▼ 692% |
| Income taxes67/77 | €13,809 | €37,007 | €21,097 | €532 | - | - |
| Profit (loss) for the period9904 | €43,567 | €120,125 | €76,689 | €1,725 | -€13,370 | ▼ 875% |
| Profit (loss) for the period to be appropriated9905 | €43,567 | €120,125 | €76,689 | €1,725 | -€13,370 | ▼ 875% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €865,345 | €1.0m | €1.1m | €635,305 | €547,805 | ▼ 13.8% |
| Fixed assets21/28 | €120,967 | €92,460 | €64,785 | €20,875 | €18,850 | ▼ 9.7% |
| Tangible fixed assets22/27 | €102,617 | €74,110 | €45,935 | €2,025 | - | - |
| Plant, machinery and equipment23 | €3,023 | €4,586 | €2,119 | €263 | - | - |
| Furniture and vehicles24 | €91,043 | €64,236 | €40,291 | - | - | - |
| Other tangible fixed assets26 | €8,550 | €5,288 | €3,525 | €1,763 | - | - |
| Financial fixed assets28 | €18,350 | €18,350 | €18,850 | €18,850 | €18,850 | = |
| Current assets29/58 | €744,378 | €953,929 | €1.1m | €614,430 | €528,955 | ▼ 13.9% |
| Stocks and contracts in progress3 | €377,956 | €418,231 | €162,729 | €33,338 | €33,338 | = |
| Stocks30/36 | €377,956 | €418,231 | €162,729 | €33,338 | €33,338 | = |
| Amounts receivable within one year40/41 | €302,493 | €495,847 | €903,625 | €558,655 | €420,027 | ▼ 24.8% |
| Trade receivables40 | €276,723 | €269,450 | €178,664 | €29,876 | €27,835 | ▼ 6.8% |
| Other amounts receivable41 | €25,770 | €226,397 | €724,961 | €528,779 | €392,192 | ▼ 25.8% |
| Cash at bank and in hand54/58 | €62,464 | €38,418 | €5,265 | €22,142 | €75,288 | ▲ 240% |
| Deferred charges and accrued income490/1 | €1,466 | €1,433 | €6,372 | €295 | €301 | ▲ 2.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €865,345 | €1.0m | €1.1m | €635,305 | €547,805 | ▼ 13.8% |
| Equity10/15 | €187,032 | €307,157 | €383,846 | €385,572 | €372,202 | ▼ 3.5% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Outside capital11 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Other1109/19 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €26,902 | €26,902 | €26,902 | €26,902 | €26,902 | = |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Distributable reserves133 | €25,042 | €25,042 | €25,042 | €25,042 | €25,042 | = |
| Profit (loss) carried forward14 | €153,930 | €274,055 | €350,744 | €352,470 | €339,100 | ▼ 3.8% |
| Amounts payable17/49 | €678,313 | €739,232 | €758,930 | €249,733 | €175,603 | ▼ 29.7% |
| Amounts payable after more than one year17 | €107,014 | €53,056 | €35,591 | €17,906 | - | - |
| Financial debts170/4 | €107,014 | €53,056 | €35,591 | €17,906 | - | - |
| Amounts payable within one year42/48 | €571,299 | €686,176 | €723,339 | €228,389 | €175,603 | ▼ 23.1% |
| Current portion of amounts payable after more than one year42 | €57,797 | €53,958 | €17,465 | €17,684 | €17,906 | ▲ 1.3% |
| Financial debts43 | €75,000 | - | €22,312 | - | - | - |
| Credit institutions430/8 | €75,000 | - | €22,312 | - | - | - |
| Trade debts44 | €383,903 | €523,382 | €602,722 | €209,738 | €88,999 | ▼ 57.6% |
| Suppliers440/4 | €383,903 | €523,382 | €602,722 | €209,738 | €88,999 | ▼ 57.6% |
| Advances received on contracts in progress46 | €5,700 | €600 | - | - | €68,698 | - |
| Taxes, remuneration and social security45 | €47,886 | €108,237 | €80,840 | €967 | - | - |
| Taxes450/3 | €26,180 | €81,226 | €60,885 | €967 | - | - |
| Remuneration and social security454/9 | €21,705 | €27,011 | €19,955 | - | - | - |
| Other amounts payable47/48 | €1,013 | - | - | - | - | - |
| Accrued charges and deferred income492/3 | - | - | - | €3,438 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €43,567 | €120,125 | €76,689 | €1,725 | -€13,370 | ▼ 875% |
| + Depreciation and write-downs630 | €15,961 | €29,719 | €28,175 | €3,619 | €2,025 | ▼ 44.0% |
| Operating cash flow (approximation) | €59,529 | €149,844 | €104,864 | €5,345 | -€11,345 | ▼ 312% |
| Investment in fixed assets (approximation) | - | -€1,212 | -€500 | €40,291 | €0 | ▼ 100% |
| Change in cash | - | -€24,046 | -€33,153 | €16,877 | €53,146 | ▲ 215% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 17 days late
2025
31-12
Financial
Weakest financial yearnet -€13,370
Net result drops to -€13,370, the lowest in the series.
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 25 days late
2024
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 31 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 31 days late
2022
31-12
Financial
Highest result since 2018net €120,125 ▲176%
Operating result €153,136, net result €120,125, both a record.
31-12
Financial
Equity above €200,000Eq €307,157 ▲64.2%
5 profitable years in a row build equity to €307,157.
31-10
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 92 days late
2021
31-12
Financial
Equity above €150,000Eq €187,032 ▲30.4%
4 profitable years in a row build equity to €187,032.
28-09
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 59 days late
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 91 days late
2019
09-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 9 days late
2018
10-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 10 days late
2017
07-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 11 acts read
About the unread acts
We know of 11 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
11 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maasmechelen · 1 establishment unit since 2001
Ground area
1,956 m²
Building footprint
440 m²
Volume, LiDAR
5,026 m³
Parcel 73048B0199/00T000, Flanders · tallest building 15.1 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
CERRAN
since 20012.101.176.287
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73048B0199/00T000 | Flanders | 1,956 m² | 1 · 440 m² | 15.1 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 10,664 companies in sector 47811 we hold annual accounts for 5,226. 3,575 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded01-02-2000
Fiscal year end31-12
Activities, NACEBEL 2025
47811Retail sale of cars and light vans (up to 3.5 tonnes)
81210General cleaning of buildings
81220Other building cleaning and industrial cleaning
E-invoicing
Reachable via Peppol
Peppol ID
0208:0470311032
Also
9925:BE0470311032
Registered
11-02-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.