Cerisimo
Open bankruptcyA bankruptcy procedure is open for Cerisimo according to publications in the Belgian State Gazette; curator: PIERRE-EMMANUEL CORNIL.
Summary
The 2020 annual accounts show negative equity (-€806) and a net result of -€14,845.
Are you a creditor?
Open bankruptcy
Source: Belgian Official Gazette
If this company owes you money, you are not paid automatically: you file your claim yourself, within the deadline the judgment sets.
The procedure
- Court
- Enterprise Court of Hainaut, Charleroi division
- Declared bankrupt
- 8 November 2021
- Supervising judge
- Eric Bedoret
- Official Gazette
- 16-11-2021 (pdf) ↗search the document for 2021/139734
Deadlines
- Provisional date payments stopped
- 8 November 2021A later judgment can change the date.art. XX.105 CEL
- Appeal or third-party opposition until
- passed on 1 December 2021Fifteen days after the publication in the Official Gazette.art. XX.108 CEL
- File the claim in RegSol until
- passed on 8 December 2021art. XX.104 and XX.155 CEL
- First verification report
- passed on 5 January 2022Goods that belong to you, such as those delivered under retention of title, are reclaimed before this day.art. XX.104 and XX.194 CEL
- Late claim until
- passed on 8 November 2022Late, you share only in what has not been paid out yet, and the costs are yours.art. XX.165 CEL
Curator
- Pierre-Emmanuel CornilRue De Gozee, 137, 6110 Montigny-Le-Tilleul- . Date provisoire de cessation de paiement : 08/11/2021pe.cornil@codeca.be
What to do now
- Do not deliver on credit any more without an agreement with the curator.
- Gather your documents: invoices, purchase orders, contract, delivery notes and reminders.
- File your proof of claim in RegSol (regsol.be), yourself with eID or itsme, or through your lawyer. State principal, interest and costs separately, and any preferential right you hold.
- Delivered under retention of title? Reclaim your goods before the first report on the verification of claims.
- Ask your accountant about the VAT on the unpaid invoices: in a bankruptcy it can be recovered under conditions.
- Follow the file in RegSol: the verification report (admitted or disputed) and the curator's reports appear there.
The deadlines above come from the publication of the judgment. Check them in RegSol before you file anything; a passed deadline no longer applies.
File a claim in RegSol ↗
Watch
Follow this bankruptcy: you are alerted when it is closed or reversed.
General information, not legal advice. If in doubt, the curator, your lawyer or your accountant can help.Creditor guide for this company
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Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2020 was due by 31-07-2021 and was filed on 20-08-2021, 20 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
not filed
2021
not filed
2020
20 d late
2019
91 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 2 accounts on average 56 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
Who ran this company, and where was it based, on a date before the end?Company as of a date Are there other customers at risk in your own list?List enrichment How is the Wholesale trade sector doing?Sector figures
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2020, micro schema
Equity
-€806
2019 · €14,039
Total assets
€12,983▼ 15.0%
2019 · €15,273
Net result
-€14,845▼ 168%
2019 · -€5,531
Working capital
-€1,291
2019 · €12,167
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line201820192020
Operating result-€989--€6,242▼ 531%-€15,288▼ 145%
Net result-€430--€5,531▼ 1,186%-€14,845below the sector's middle half▼ 168%
Equity€19,570-€14,039▼ 28.3%-€806below the sector's middle half
Total assets€19,570-€15,273▼ 22.0%€12,983below the sector's middle half▼ 15.0%
Debt€1,234€13,789▲ 1,017%
Working capital€12,167-€1,291within the sector's middle half
Solvency100.0%-91.9%▼ 8.1pp-6.2%below the sector's middle half▼ 98.1pp
Current ratio10.860.91within the sector's middle half▼ 9.95
Return on assets (ROA)-2.2%--36.2%▼ 34.0pp-114.3%below the sector's middle half▼ 78.1pp
above
within
below
the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €15,288 in 2020 against €6,242 in 2019; the loss grows and 2020 has the lowest result in the available series.
Key figures and ratios
EBITDA
-€15,011▼
2019 · -€5,965
Cash flow
-€14,568▼
2019 · -€5,254
Debt ≤ 1 year
€13,789▲
2019 · €1,234
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2018 | 2019 | 2020 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €346 | €277 | €277 | = |
| Gross operating margin9900 | -€643 | -€5,965 | -€6,556 | ▼ 9.9% |
| Operating profit (loss)9901 | -€989 | -€6,242 | -€15,288 | ▼ 145% |
| Recurring financial income75 | €559 | €840 | €582 | ▼ 30.7% |
| Recurring financial charges65 | €0 | €129 | €139 | ▲ 7.9% |
| Profit (loss) for the period before taxes9903 | -€430 | -€5,531 | -€14,845 | ▼ 168% |
| Profit (loss) for the period9904 | -€430 | -€5,531 | -€14,845 | ▼ 168% |
| Profit (loss) for the period to be appropriated9905 | -€430 | -€5,531 | -€14,845 | ▼ 168% |
| Line | 2018 | 2019 | 2020 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €19,570 | €15,273 | €12,983 | ▼ 15.0% |
| Formation expenses20 | €1,039 | €762 | €485 | ▼ 36.4% |
| Fixed assets21/28 | - | €1,110 | - | - |
| Financial fixed assets28 | - | €1,110 | - | - |
| Current assets29/58 | €18,531 | €13,401 | €12,498 | ▼ 6.7% |
| Amounts receivable within one year40/41 | €17,546 | €13,341 | €12,498 | ▼ 6.3% |
| Cash at bank and in hand54/58 | €985 | €60 | - | - |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €19,570 | €15,273 | €12,983 | ▼ 15.0% |
| Equity10/15 | €19,570 | €14,039 | -€806 | ▼ 106% |
| Contributions10/11 | €20,000 | €20,000 | €20,000 | = |
| Profit (loss) carried forward14 | -€430 | -€5,961 | -€20,806 | ▼ 249% |
| Amounts payable17/49 | - | €1,234 | €13,789 | ▲ 1,017% |
| Amounts payable within one year42/48 | - | €1,234 | €13,789 | ▲ 1,017% |
| Trade debts44 | - | €234 | €13,789 | ▲ 5,788% |
| Line | 2018 | 2019 | 2020 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | -€430 | -€5,531 | -€14,845 | ▼ 168% |
| + Depreciation and write-downs630 | €346 | €277 | €277 | = |
| Operating cash flow (approximation) | -€84 | -€5,254 | -€14,568 | ▼ 177% |
| Change in cash | - | -€925 | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2024
13-09
Bankruptcy
Supervising judge replaced
Tribunal de l’entreprise du Hainaut, division Charleroi · event 30-07-2024
2021
16-11
Bankruptcy
Opening
Tribunal de l’entreprise du Hainaut, division Charleroi · event 08-11-2021
20-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 20 days late
2020
31-12
Financial
Weakest financial yearnet -€14,845
Net result drops to -€14,845, the lowest in the series.
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
25-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 117 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Courcelles · 1 establishment unit since 2017
Ground area
9,168 m²
Building footprint
2,420 m²
Volume, LiDAR
14,308 m³
Parcel 52322A0144/00G005, Wallonia · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CERISIMO
since 20172.283.830.059
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52322A0144/00G005 | Wallonia | 9,168 m² | 1 · 2,420 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | PIERRE-EMMANUEL CORNIL RUE DE GOZEE, 137,
6110 MONTIGNY-LE-TILLEUL- .
Date provisoire de cessation de paiement : 08/11/2021 |
08-11-2021 → present |
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Of 538 companies in sector 46120 we hold annual accounts for 305. 111 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded05-09-2017
Fiscal year end31-12
Activities, NACEBEL 2025
46120Wholesale trade
68201Renting and operating of own or leased residential real estate, excluding social housing
E-invoicing
Not found in the Peppol register
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.