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Ceri-fix

Active
Private limited companyfounded 20242 yrs activeRozenlaan 34, 2950 Kapellen, BelgiumKBO/BCE: BE 1012.787.490
Summary

The computed 12-month bankruptcy probability of Ceri-fix is 4.1% (elevated). The 2024 annual accounts show equity of €60,789 and a net result of -€4,211. The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2024
Axes
Profitability34
Solvency46
Growth-
Track record67
Bankruptcy probability, 12 months
4.1% Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,000 at 30 days only on tighter terms
Liquidity tight (current ratio 1.26; short-term debt: 79.1% and cash: 7% of total assets), and 79.1% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
20.9%
Return on assets
-1.4%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-06-2025, 34 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2024
34 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its 2024 accounts 34 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

Ceri-fix was incorporated on 26 August 2024 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2024

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Financials · fiscal year 2024, micro schema

Equity
€60,789
Total assets
€291,514
Net result
-€4,211
Working capital
€60,789

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Equity and liabilities €291,514
Equity €60,789
Debt €230,725
Debt finances 79.1% of the balance-sheet total.
Key figures and ratios
2024 value
Current ratio
1.26
Quick ratio
0.09
Debt to equity
3.80
ROE
-6.9%
ROA
-1.4%
Debt ≤ 1 year
€230,725

Peer companies

Historical observation

Of the 1,270 companies that looked in July 2024 the way this one looks now, 3.6% went bankrupt within 24 months and 93% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 10 to 30%
  • a small loss
3.6% went bankrupt
2.0% stopped otherwise
93% still going

A further 1.0% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 4.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,270 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 23 lines
Balance sheet Code2024
Assets
Total assets20/58€291,514
Current assets29/58€291,514
Stocks and contracts in progress3€270,722
Stocks30/36€270,722
Cash at bank and in hand54/58€20,518
Deferred charges and accrued income490/1€274
Equity and liabilities
Total equity and liabilities10/49€291,514
Equity10/15€60,789
Contributions10/11€65,000
Profit (loss) carried forward14-€4,211
Amounts payable17/49€230,725
Amounts payable within one year42/48€230,725
Financial debts43€229,000
Credit institutions430/8€229,000
Other amounts payable47/48€1,725
Income statement Code2024
Gross operating margin9900-€4,053
Operating profit (loss)9901-€4,053
Financial charges65/66B€158
Recurring financial charges65€158
Profit (loss) for the period before taxes9903-€4,211
Profit (loss) for the period9904-€4,211
Profit (loss) for the period to be appropriated9905-€4,211
Appropriation of the result
Profit (loss) to be appropriated9906-€4,211

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2024
Gross operating margin9900-€4,053
Operating profit (loss)9901-€4,053
Financial charges65/66B€158
Recurring financial charges65€158
Profit (loss) for the period before taxes9903-€4,211
Profit (loss) for the period9904-€4,211
Profit (loss) for the period to be appropriated9905-€4,211
Line2024
Assets
Total assets20/58€291,514
Current assets29/58€291,514
Stocks and contracts in progress3€270,722
Stocks30/36€270,722
Cash at bank and in hand54/58€20,518
Deferred charges and accrued income490/1€274
Equity and liabilities
Total equity and liabilities10/49€291,514
Equity10/15€60,789
Contributions10/11€65,000
Profit (loss) carried forward14-€4,211
Amounts payable17/49€230,725
Amounts payable within one year42/48€230,725
Financial debts43€229,000
Credit institutions430/8€229,000
Other amounts payable47/48€1,725
Line2024
Profit (loss) for the period9904-€4,211
Operating cash flow (approximation)-€4,211

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
27-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kapellen · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
2,894 m²
Building footprint
186 m²
Volume, LiDAR
1,012 m³
Parcel 11023I0109/02C002, Flanders · tallest building 18.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Ceri-fix
Rozenlaan 34, 2950 KapellenReal estate activities
since 20242.362.928.908
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11023I0109/02C002 Flanders 2,894 m² 1 · 186 m² 18.5 m · 1 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded26-08-2024
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID 0208:1012787490
Also 9925:BE1012787490
Registered 12-02-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.