Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of CERFILS is 0.1% (very low). The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.
Based on State Gazette and CBE data.
Filing behaviour
From the deposit records, complete market-wide| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | nothing on record | not filed | - |
| 31-12-2024 | 31-07-2025 | 11-07-2025 | 20 d early | 2025-00275640 |
| 31-12-2023 | 31-07-2024 | 01-07-2024 | 30 d early | 2024-00214616 |
| 31-12-2022 | 31-07-2023 | 03-07-2023 | 28 d early | 2023-00214688 |
| 31-12-2021 | 31-07-2022 | 03-08-2022 | 3 d late | 2022-20272616 |
| 31-12-2020 | 31-07-2021 | 29-07-2021 | 2 d early | 2021-44100274 |
| 31-12-2019 | 31-07-2020 | 29-07-2020 | 2 d early | 2020-36900441 |
| 31-12-2018 | 31-07-2019 | 06-08-2019 | 6 d late | 2019-44200142 |
| 31-12-2017 | 31-07-2018 | 08-08-2018 | 8 d late | 2018-44600489 |
| 31-12-2016 | 31-07-2017 | 27-06-2017 | 34 d early | 2017-22500315 |
| 31-12-2015 | 31-07-2016 | 06-04-2016 | 116 d early | 2016-09600274 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsAdministrative Flags
Bankruptcy probability (12 mo)
Checked model v1 · free for everyoneStatistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
Annual accounts & ratios
Source: NBB| Fiscal year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2024 | volledig | 11-07-2025 | 2025-00275640 |
| 31-12-2023 | volledig | 01-07-2024 | 2024-00214616 |
| 31-12-2022 | volledig | 03-07-2023 | 2023-00214688 |
| 31-12-2021 | volledig | 03-08-2022 | 2022-20272616 |
| 31-12-2020 | ander | 29-07-2021 | 2021-44100274 |
| 31-12-2019 | volledig | 29-07-2020 | 2020-36900441 |
| 31-12-2018 | volledig | 06-08-2019 | 2019-44200142 |
| 31-12-2017 | volledig | 08-08-2018 | 2018-44600489 |
| 31-12-2016 | volledig | 27-06-2017 | 2017-22500315 |
| 31-12-2015 | volledig | 06-04-2016 | 2016-09600274 |
Directors
Directors & mandates
6 directors-
Current10-09-2021 → present
3 events
- 10-09-2021 Appointed· Director
- 10-09-2021 Appointed· Managing director
- 10-09-2021 Resigned· Director
-
Current10-09-2021 → present
2 events
- 10-09-2021 Appointed· Director
- 10-09-2021 Appointed· Managing director
Historic, not recently confirmed (1)
-
Not recently confirmedlast confirmed in an act from 2019
Former directors (3)
-
Former- → 01-10-2019
-
Former- → 01-10-2019
-
Former- → 01-10-2019
Statutory auditor
2 auditors| Statutory auditor | IRE/IBR number | Tenure |
|---|---|---|
| Ernst & Young Bedrijfsrevisoren BVCurrent Company auditor · represented by Stefan Olivier |
- | 30-06-2021 → present |
| Ernst & Young Statutory auditor · represented by Stefan OLIVIER succeeded by Ernst & Young Bedrijfsrevisoren BV in 2021 |
- | 31-10-2019 → 30-06-2021 |
Insolvency mandates
Legal Structure
| NACE primary | Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies(70200) |
| Legal form | Public limited company(014) |
| Incorporation | 13-01-2012 |
| Status | Active |
| Postal code | 5590 |
Structure & network
Connections & network
74 connected companiesLocations & real estate
Registered office
from the Crossroads BankThis address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue Schlogel 1155590 CineyEstablishment units
1 locationReal-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 91030B0310/00R008 | Wallonia | 1.9 ha | 1 · 5,821 m² | - |
Publications
Lifecycle & Insolvency Signals
Belgisch Staatsblad · acts
6 acts24-11-2025 Olaf JANSSEN reappointed as statutory auditor
16-12-2022 Stefan OLIVIER reappointed as statutory auditor
10-09-2021 Articles of association amended
31-10-2019 2 directors appointed, 3 resigning
- Carl M.F. LIEKENS, Gedelegeerd bestuurder
- Stefan OLIVIER, Commissaris
- Gérard FILS, Gedelegeerd bestuurder
- Benjamin FILS, Gedelegeerd bestuurder
- Quentin FILS, Gedelegeerd bestuurder
31-01-2018 Capital decrease of €400,000 to €100,000
10-01-2013 Publication in the Belgian Official Gazette, Minor change
Analysis
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Credit advice
verdict per customer and amountSimilar
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Company registry (CBE)
Crossroads Bank| Legal nameNL | CERFILS |