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Ceresmar

Active
Private limited companyfounded 2022active for 3 yearsDuinendreef 4, 2950 Kapellen, BelgiumKBO/BCE: BE 0794.480.577
Summary

Ceresmar has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €41,559 and a net result of €25,292. Equity is growing by about 98% per year across the filed financial years. Its solvency ranks better than 78% of 9,597 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

Overview

Activity
Agents specialised in the wholesale of other particular products
NACE 46180
1 site
Size
€57,444total assets 2025
Equity
€41,559
Profit
€25,292
Turnover not published (abbreviated format)
Financial health
87 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.5%
Structure
Accounts 63 days early1 of 2 deeds read
Why 87raises risk1 change of registered office in 24 monthsFounded in 2022lowers riskLiquidity: current ratio 3.62, cash €26,485Figures for financial year 2025 (filed 29-05-2026)Show the evidence

Checked score

Score 2025
87 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 89% of its sector peers (NACE 46, micro)
Financial strength · tick = 2024
Strong
Solvency 97+47
equity 72.3% of total assets
Liquidity 89+30
short-term debt 27.7% · cash 46.1%
Profitability 100+37
return on assets 44.0%
Bankruptcy probability, 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,875 companies, NACE 46, micro)
Last 24 months 11-2024: 0.5% 12-2024: 0.5%● unchanged vs 11-2024 01-2025: 0.6%▲ +0.1 percentage points vs 12-2024 02-2025: 0.6%● unchanged vs 01-2025 03-2025: 0.6%● unchanged vs 02-2025 04-2025: 0.6%● unchanged vs 03-2025 05-2025: 0.6%● unchanged vs 04-2025 06-2025: 0.8%▲ +0.2 percentage points vs 05-2025 07-2025: 0.8%● unchanged vs 06-2025 08-2025: 0.8%● unchanged vs 07-2025 09-2025: 0.8%● unchanged vs 08-2025 10-2025: 0.8%● unchanged vs 09-2025 11-2025: 0.8%● unchanged vs 10-2025 12-2025: 1.3%▲ +0.5 percentage points vs 11-2025 01-2026: 1.3%● unchanged vs 12-2025 02-2026: 1.3%● unchanged vs 01-2026 03-2026: 1.3%● unchanged vs 02-2026 04-2026: 1.5%▲ +0.2 percentage points vs 03-2026 05-2026: 1.9%▲ +0.4 percentage points vs 04-2026highest value 06-2026: 0.7%▼ -1.2 percentage points vs 05-2026 07-2026: 0.7%● unchanged vs 06-2026 08-2026: 0.5%▼ -0.2 percentage points vs 07-2026 09-2026: 0.5%● unchanged vs 08-2026lowest value 10-2026: 0.5%● unchanged vs 09-2026lowest value
Credit of up to €3,500 on 30-day terms is acceptable
Liquidity ample (current ratio 3.62, compared with 1.33 in 2024, above the usual 1.5; short-term debt: 27.7% and cash: 46.1% of total assets), and 27.7% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 77% on solvency, 88% on liquidity, 95% on profitability and 96% on growth.

The bankruptcy probability was computed on 12-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 3.62, cash €26,485
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · Founded in 2022
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Figures for financial year 2025 (filed 29-05-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-05-2026, 63 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
63 days early
2024
65 days early
2023
28 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 52 days before the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 May (3 of the last 3 filed years within 36 days of that day).
Companies Code · seven months
Where today falls in the filing period
13-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2022.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Highest result from 2023 to 2025net €25,292 ▲276%
  3. Liquidity more than doubledcurrent ratio 3.62

Key points

  • Caution: Among the weakest 19% on equitysector median €368,080 · 9,593 companies €41,559 View
  • Total assets 20253 financial years filed €57,444 View
  • Active since 2022founded 07-12-2022 3 years View

By topic

Financials

Financial year
2025
Total assets
€57,444
Profit
€25,292
Solvency
72.3%
Total assets▼ 12.6%
Net result
20232025
Go to Financials

Timeline

Events
6
Since
2024
Next accounts
by 31-07-2027
  1. 19-11-2025Permanent representative: Philippe Carrasquet
  2. 27-05-2025Annual accounts filed
  3. 03-07-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Agents specialised in the wholesale of other particular…NACE 46180
Founded
07-12-2022
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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