CEREGEST
ActiveThe computed 12-month bankruptcy probability of CEREGEST is 2.2% (moderate). The 2025 annual accounts show equity of €1k and a net result of €-2k. Equity is shrinking by ~18.5% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2027. Its solvency ranks better than 58% of 3620 sector peers (fiscal year 2025). The company has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency46▼-26
Growth32=
Stability100
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Age of the figures
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-07-2026, 13 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
13 d early
2024
7 d early
2023
29 d early
2022
19 d early
2021
2 d early
2020
38 d early
2019
4 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1k▼ 56.1%
2024 · €3k
2018: €7k
2019: €7k
2020: €5k
2021: €6k
2022: €5k
2023: €4k
2024: €3k
2018 → 2025
Total assets
€3k▼ 29.7%
2024 · €5k
2018: €8k
2019: €8k
2020: €6k
2021: €8k
2022: €7k
2023: €6k
2024: €5k
2018 → 2025
Net result
€-2k▼ 46.4%
2024 · €-1k
2018: €-329
2019: €268
2020: €-2k
2021: €1k
2022: €-1k
2023: €-1k
2024: €-1k
2018 → 2025
Working capital
€-2k▼ 529%
2024 · €-287
2018: €6k
2019: €4k
2020: €2k
2021: €3k
2022: €2k
2023: €751
2024: €-287
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€6k-€5k▼ 18.4%€4k▼ 24.6%€3k▼ 27.7%€1k▼ 56.1%
Operating result€1k-€-1k€-1k▼ 4.3%€-994▲ 10.9%€-1k▼ 48.5%
Net result€1k-€-1k€-1k▼ 9.2%€-1k▲ 14.9%€-2k▼ 46.4%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €1k in 2025 against €994 in 2024; the loss grows and 2025 is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3k
Fixed assets
€3k=
Current assets
€241▼ 85.1%
Equity and liabilities €3k
Equity
€1k▼ 56.1%
Debt
€2k▲ 7.8%
The debt ratio rises from 41.2% to 63.2%: debt grows while equity shrinks.
Key figures and ratios
Debt
€2k▲
2024 · €2k
Debt ≤ 1 year
€2k▲
2024 · €2k
Ratios withheld: a balance sheet total of €3k is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€5k€3k▼
Fixed assets21/28€3k€3k=
Tangible fixed assets22/27€0€0=
Furniture and vehicles24€0€0=
Financial fixed assets28€3k€3k=
Current assets29/58€2k€241▼
Amounts receivable within one year40/41€85€42▼
Trade receivables40€0-
Other amounts receivable41€85€42▼
Cash at bank and in hand54/58€2k€199▼
Equity and liabilities
Total equity and liabilities10/49€5k€3k▼
Equity10/15€3k€1k▼
Contributions10/11€6k€6k=
Capital10€6k€6k=
Issued capital100€19k€19k=
Uncalled capital101€12k€12k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Distributable reserves133€76€76=
Profit (loss) carried forward14€-5k€-7k▼
Amounts payable17/49€2k€2k▲
Amounts payable within one year42/48€2k€2k▲
Trade debts44€0€0=
Suppliers440/4€0€0=
Taxes, remuneration and social security45€0€0=
Taxes450/3€0€0=
Other amounts payable47/48€2k€2k▲
Income statement
Code20242025
Other operating charges640/8€387€400▲
Gross operating margin9900€-606€-1k▼
Operating profit (loss)9901€-994€-1k▼
Financial charges65/66B€45€45=
Recurring financial charges65€45€45=
Profit (loss) for the period before taxes9903€-1k€-2k▼
Profit (loss) for the period9904€-1k€-2k▼
Profit (loss) for the period to be appropriated9905€-1k€-2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-5k€-7k▼
Profit (loss) brought forward from the previous period14P€-4k€-5k▼
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
12-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
23-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-2k ▼995%
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
27-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €268
Net result €268 after one loss-making year.
22-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 22 days late
2018
26-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hannut · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de la Chavée 14280 HannutGround area
1,923 m²
Building footprint
111 m²
Volume, LiDAR
699 m³
Parcel 64001A0561/00G000, Wallonia · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CEREGEST
since 20072.164.177.292
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 64001A0561/00G000 | Wallonia | 1,923 m² | 1 · 111 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
LOPRO
BE 0863.067.594
Antwerpen · Eq €1k
CUCINA VERVIERS
BE 0876.885.443
Liège · Eq €1k
HAMELSO
BE 1009.472.565
Schaarbeek · Eq €1k
BAIBUN
BE 0734.685.621
Schilde · Eq €1k
" NO MAISON "
BE 0726.464.276
Mons · Eq €1k
Of 21,627 companies in sector 56112 we hold annual accounts for 9,656. 2,028 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-07-2007
Fiscal year end31-12
Activities, NACEBEL
55302
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
55401
56301Cafés and bars
62020IT consultancy
62200Computer consultancy and computer facilities management
70200Business and other management consultancy
70220Business consulting
71209Other technical testing and analysis
72100
74142
74302
92340
93299Other amusement and recreation activities
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.