Cercle Saint Lambert
ActiveSummary
Cercle Saint Lambert has been active since 1955 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €120k and a net result of €5k. Equity remains stable across the filed fiscal years (±2.2% per year). Its solvency ranks better than 91% of 2003 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability74▼-11
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 14.52 against 9.0 in 2024; short-term debt: 3.5% and cash: 2.2% of total assets), and 8.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 90
Relative position
BE, all sectors
reference
Arts creation and performing arts activities (NACE 90)
about 58% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
91.7%
Return on assets
3.8%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €120k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
30 d late
2024
28 d late
2023
13 d late
2022
31 d late
2021
25 d late
2020
31 d late
2019
70 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€120k▲ 4.3%
2024 · €115k
2018: €103k
2019: €105k▲ +2.1% vs 2018
2020: €80k▼ -24.1% vs 2019lowest in 8 years
2021: €81k▲ +1.7% vs 2020
2022: €99k▲ +22.2% vs 2021
2023: €98k▼ -1.2% vs 2022
2024: €115k▲ +16.9% vs 2023
2025: €120k▲ +4.3% vs 2024highest in 8 years
2018 → 2025
Total assets
€130k▲ 3.0%
2024 · €127k
2018: €151k
2019: €154k▲ +1.7% vs 2018highest in 8 years
2020: €119k▼ -22.2% vs 2019
2021: €113k▼ -5.6% vs 2020lowest in 8 years
2022: €127k▲ +12.6% vs 2021
2023: €117k▼ -7.9% vs 2022
2024: €127k▲ +8.4% vs 2023
2025: €130k▲ +3.0% vs 2024
2018 → 2025
Net result
€5k▼ 70.0%
2024 · €17k
2018: €-9k
2019: €2k▲ +124% vs 2018
2020: €-25k▼ -1265% vs 2019lowest in 8 years
2021: €1k▲ +105% vs 2020
2022: €18k▲ +1198% vs 2021highest in 8 years
2023: €-1k▼ -107% vs 2022
2024: €17k▲ +1474% vs 2023
2025: €5k▼ -70.0% vs 2024
2018 → 2025
Working capital
€62k▲ 32.9%
2024 · €46k
2018: €14klowest in 8 years
2019: €30k▲ +111% vs 2018
2020: €15k▼ -51.1% vs 2019
2021: €30k▲ +107% vs 2020
2022: €21k▼ -31.9% vs 2021
2023: €23k▲ +13.5% vs 2022
2024: €46k▲ +98.7% vs 2023
2025: €62k▲ +32.9% vs 2024highest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€81k-€99k▲ 22.2%€98k▼ 1.2%€115k▲ 16.9%€120k▲ 4.3%
2021: €81klowest in 5 years
2022: €99k▲ +22.2% vs 2021
2023: €98k▼ -1.2% vs 2022
2024: €115k▲ +16.9% vs 2023
2025: €120k▲ +4.3% vs 2024highest in 5 years
Operating result€2k-€19k▲ 751%€-824€17k€5k▼ 71.0%
2021: €2k
2022: €19k▲ +751% vs 2021highest in 5 years
2023: €-824▼ -104% vs 2022lowest in 5 years
2024: €17k▲ +2144% vs 2023
2025: €5k▼ -71.0% vs 2024
Net result€1k-€18k▲ 1,198%€-1k€17k€5k▼ 70.0%
2021: €1k
2022: €18k▲ +1198% vs 2021highest in 5 years
2023: €-1k▼ -107% vs 2022lowest in 5 years
2024: €17k▲ +1474% vs 2023
2025: €5k▼ -70.0% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 71% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €130k
Fixed assets
€64k ▼ 13.7%
Current assets
€66k ▲ 26.9%
Equity and liabilities €130k
Equity
€120k ▲ 4.3%
Debt
€11k ▼ 9.7%
Debt's share of the balance-sheet total falls from 9.5% to 8.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€15k▼
2024 · €27k
Cash flow
€15k▼
2024 · €27k
Current ratio
14.52▲
2024 · 9.00
Debt to equity
0.09▼
2024 · 0.10
ROE
4.2%▼
2024 · 14.5%
ROA
3.8%▼
2024 · 13.1%
Interest coverage
74.33▼
2024 · 80.57
Debt ≤ 1 year
€5k▼
2024 · €6k
Debt > 1 year
€3k▼
2024 · €6k
Income taxes
€0=
2024 · €0
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet
Code20242025
Assets
Total assets20/58€127k€130k▲
Fixed assets21/28€75k€64k▼
Tangible fixed assets22/27€75k€64k▼
Land and buildings22€70k€62k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€1k€861▼
Other tangible fixed assets26€0€0=
Current assets29/58€52k€66k▲
Amounts receivable within one year40/41€0€0=
Trade receivables40€0€0=
Other amounts receivable41€0€0=
Current investments50/53€46k€61k▲
Cash at bank and in hand54/58€5k€3k▼
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€127k€130k▲
Equity10/15€115k€120k▲
Contributions10/11€12k€12k=
Revaluation surpluses12€72k€72k=
Reserves13€4k€4k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€27k€32k▲
Amounts payable17/49€12k€11k▼
Amounts payable after more than one year17€6k€3k▼
Financial debts170/4€4k€500▼
Other amounts payable178/9€2k€2k=
Amounts payable within one year42/48€6k€5k▼
Current portion of amounts payable after more than one year42€4k€3k▼
Trade debts44€392€392=
Suppliers440/4€392€392=
Taxes, remuneration and social security45€409€322▼
Taxes450/3€409€322▼
Other amounts payable47/48€778€778=
Accrued charges and deferred income492/3€384€4k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€10k▼
Other operating charges640/8€6k€6k▼
Gross operating margin9900€34k€21k▼
Operating profit (loss)9901€17k€5k▼
Financial income75/76B€104€311▲
Recurring financial income75€104€311▲
Financial charges65/66B€340€203▼
Recurring financial charges65€340€203▼
Profit (loss) for the period before taxes9903€17k€5k▼
Income taxes67/77€0€0=
Profit (loss) for the period9904€17k€5k▼
Profit (loss) for the period to be appropriated9905€17k€5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€27k€32k▲
Profit (loss) brought forward from the previous period14P€10k€27k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €18k | €14k | €14k | €11k | €10k | ▼ 3.6% |
| Other operating charges640/8 | €5k | €5k | €6k | €6k | €6k | ▼ 4.2% |
| Gross operating margin9900 | €25k | €39k | €19k | €34k | €21k | ▼ 37.4% |
| Operating profit (loss)9901 | €2k | €19k | €-824 | €17k | €5k | ▼ 71.0% |
| Financial income75/76B | €2 | - | €107 | €104 | €311 | ▲ 199% |
| Recurring financial income75 | €2 | - | €107 | €104 | €311 | ▲ 199% |
| Financial charges65/66B | €825 | €796 | €492 | €340 | €203 | ▼ 40.4% |
| Recurring financial charges65 | €825 | €796 | €492 | €340 | €203 | ▼ 40.4% |
| Profit (loss) for the period before taxes9903 | €1k | €18k | €-1k | €17k | €5k | ▼ 70.0% |
| Income taxes67/77 | €1 | - | - | €0 | €0 | - |
| Profit (loss) for the period9904 | €1k | €18k | €-1k | €17k | €5k | ▼ 70.0% |
| Profit (loss) for the period to be appropriated9905 | €1k | €18k | €-1k | €17k | €5k | ▼ 70.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €113k | €127k | €117k | €127k | €130k | ▲ 3.0% |
| Fixed assets21/28 | €74k | €96k | €85k | €75k | €64k | ▼ 13.7% |
| Tangible fixed assets22/27 | €74k | €96k | €85k | €75k | €64k | ▼ 13.7% |
| Land and buildings22 | €69k | €93k | €79k | €70k | €62k | ▼ 12.3% |
| Plant, machinery and equipment23 | €5k | €3k | €4k | €3k | €2k | ▼ 42.3% |
| Furniture and vehicles24 | €0 | €0 | €1k | €1k | €861 | ▼ 26.9% |
| Other tangible fixed assets26 | €0 | €0 | €0 | €0 | €0 | - |
| Current assets29/58 | €38k | €31k | €32k | €52k | €66k | ▲ 26.9% |
| Amounts receivable within one year40/41 | €2k | €0 | €0 | €0 | €0 | - |
| Trade receivables40 | €2k | €0 | €0 | €0 | €0 | - |
| Other amounts receivable41 | €0 | €0 | €0 | €0 | €0 | - |
| Current investments50/53 | €32k | €27k | €28k | €46k | €61k | ▲ 34.0% |
| Cash at bank and in hand54/58 | €3k | €3k | €2k | €5k | €3k | ▼ 36.1% |
| Deferred charges and accrued income490/1 | €1k | €2k | €2k | €2k | €2k | ▲ 3.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €113k | €127k | €117k | €127k | €130k | ▲ 3.0% |
| Equity10/15 | €81k | €99k | €98k | €115k | €120k | ▲ 4.3% |
| Contributions10/11 | €12k | €12k | €12k | €12k | €12k | = |
| Revaluation surpluses12 | €72k | €72k | €72k | €72k | €72k | = |
| Reserves13 | €4k | €4k | €4k | €4k | €4k | = |
| Non-distributable reserves130/1 | €2k | €2k | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | €2k | €2k | €2k | €2k | €2k | = |
| Distributable reserves133 | €2k | €2k | €2k | €2k | €2k | = |
| Profit (loss) carried forward14 | €-7k | €11k | €10k | €27k | €32k | ▲ 18.8% |
| Amounts payable17/49 | €31k | €28k | €19k | €12k | €11k | ▼ 9.7% |
| Amounts payable after more than one year17 | €23k | €17k | €10k | €6k | €3k | ▼ 52.7% |
| Financial debts170/4 | €13k | €15k | €8k | €4k | €500 | ▼ 86.0% |
| Other amounts payable178/9 | €10k | €2k | €2k | €2k | €2k | = |
| Amounts payable within one year42/48 | €8k | €10k | €8k | €6k | €5k | ▼ 21.3% |
| Current portion of amounts payable after more than one year42 | €4k | €7k | €7k | €4k | €3k | ▼ 27.3% |
| Trade debts44 | €3k | €1k | €575 | €392 | €392 | = |
| Suppliers440/4 | €3k | €1k | €575 | €392 | €392 | = |
| Taxes, remuneration and social security45 | €158 | €554 | €69 | €409 | €322 | ▼ 21.2% |
| Taxes450/3 | €158 | €554 | €69 | €409 | €322 | ▼ 21.2% |
| Other amounts payable47/48 | €1k | €1k | €778 | €778 | €778 | = |
| Accrued charges and deferred income492/3 | - | - | - | €384 | €4k | ▲ 817% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €1k | €18k | €-1k | €17k | €5k | ▼ 70.0% |
| + Depreciation and write-downs630 | €18k | €14k | €14k | €11k | €10k | ▼ 3.6% |
| Operating cash flow (approximation) | €20k | €32k | €13k | €27k | €15k | ▼ 44.2% |
| Investment in fixed assets (approximation) | - | €-36k | €-3k | €0 | €0 | - |
| Change in cash | - | €-794 | €-705 | €3k | €-2k | ▼ 163% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Back to profitnet €17k
Net result €17k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 9.00
Current ratio from 3.78 to 9.00; short-term debt falls from €8k to €6k.
31-12
Financial
Equity above €100kEq €115k ▲16.9%
Equity rises from €98k to €115k.
13-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 13 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Highest result since 2018net €18k ▲1,198%
Operating result €19k, net result €18k, both a record.
25-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 25 days late
2021
31-12
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 4.65
Current ratio from 2.18 to 4.65; short-term debt falls from €12k to €8k.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
Show earlier events
2020
31-12
Financial
Weakest financial yearnet €-25k
Net result drops to €-25k, the lowest in the series; recovery starts the following year.
09-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 70 days late
2019
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oupeye · 1 establishment unit since 1953
Ground area
956 m²
Building footprint
145 m²
Parcel 62049B0720/00E003, Wallonia. Linked by address, not a title deed.
6
companies at this address
See who is registered here
1 establishment unit
Rue du Perron 3, 4681 Oupeye
since 19532.007.468.646
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62049B0720/00E003 | Wallonia | 956 m² | 1 · 145 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 369 companies in sector 90311 we hold annual accounts for 155. 103 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded22-02-1955
Fiscal year end31-12
Activities, NACEBEL 2025
90311Arts creation and performing arts activities
55900Accommodation
56301Cafés and bars
68203Renting and operating of own or leased non-residential real estate, excluding land
90312Arts creation and performing arts activities
93110Operation of sports facilities
Scores and ratios are computed by Checked and are not a credit decision.