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CERBLOUX

Active
Private limited companyfounded 1999active for 27 yearsRue des Vanneaux(SL) 29, 5020 Namur, BelgiumKBO/BCE: BE 0466.329.775

From the official registers: KBO 27 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

CERBLOUX has been active since 1999 and the Belgian Official Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €8,775 and a net result of -€3,757. Equity has been stable since 2019 (±0.1% per year). Its solvency ranks better than 24% of 612 sector peers (NACE 47, financial year 2026). The computed 12-month bankruptcy probability is 0.5% (very low).

Overview

Official details

KBO
Status
Active since 24-06-1999 Normal situation
Activity
Retail sale of flowers, plants, seeds and fertilisers NACE 47761and 1 other
Establishment units
3 establishment units
Financial year end
31 March
Peppol
Reachable since 01-10-2025

Board and ownership

Board
  • SIMON MATHILDEDirector
  • SIMON PIERREDirector

Financial position

80 Excellent Checked score 2026
Bankruptcy probabilitywithin 12 months
0.5%
Annual accounts to 31-03-2026
Gross margin
€18,484
▼ 24.8%
Turnover
≈ €200,000
estimated
Loss
€3,757
▲ 18.2%
Equity
€8,775
▼ 30.0%
Total assets
€106,072
▼ 21.1%
Filed on 30-09-2026, 31 days before the deadlineat the National Bank
Score breakdownraises riskSector: Retail trade (NACE 47)Equity €8,775 (8.3% of total assets)lowers riskSize: total assets €106,072Founded in 1999Show the evidence

Checked score

Score 2026
80 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 28% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2025
Weak
Solvency 33-1
equity 8.3% of total assets
Liquidity 28+2
short-term debt 54.0% · cash 4.6%
Profitability 64-2
return on assets -3.5%
Bankruptcy probability within 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,270 companies, NACE 47, micro)
Last 24 months 11-2024: 0.6% 12-2024: 0.6%● unchanged vs 11-2024 01-2025: 0.6%● unchanged vs 12-2024 02-2025: 0.6%● unchanged vs 01-2025 03-2025: 0.6%● unchanged vs 02-2025 04-2025: 0.6%● unchanged vs 03-2025 05-2025: 0.6%● unchanged vs 04-2025 06-2025: 0.6%● unchanged vs 05-2025 07-2025: 0.6%● unchanged vs 06-2025 08-2025: 0.6%● unchanged vs 07-2025 09-2025: 0.6%● unchanged vs 08-2025 10-2025: 0.6%● unchanged vs 09-2025highest value 11-2025: 0.6%● unchanged vs 10-2025highest value 12-2025: 0.6%● unchanged vs 11-2025highest value 01-2026: 0.6%● unchanged vs 12-2025highest value 02-2026: 0.6%● unchanged vs 01-2026highest value 03-2026: 0.6%● unchanged vs 02-2026highest value 04-2026: 0.6%● unchanged vs 03-2026 05-2026: 0.6%● unchanged vs 04-2026 06-2026: 0.6%● unchanged vs 05-2026 07-2026: 0.6%● unchanged vs 06-2026 08-2026: 0.6%● unchanged vs 07-2026 09-2026: 0.6%● unchanged vs 08-2026 10-2026: 0.5%▼ -0.1 percentage points vs 09-2026lowest value
Credit of up to €500 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.52 (0.56 in 2025), below 1. Short-term debt is 54% and cash 4.6% of total assets. 91.7% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 25% of them on solvency, 26% on liquidity, 45% on profitability and 16% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Seven signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €106,072
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Founded in 1999
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Sector: Retail trade (NACE 47)
KBO
raises risk · Equity €8,775 (8.3% of total assets)
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2025 and 2026); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2026
Net result per financial year
1920212223242526
2019 to 2026 · latest year -€3,757
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 612 sector peers (2026).
NBB · sector comparison
Position among 612 sector peers
Solvency
better than 24%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 30-09-2026, 31 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2026
31 days early
2025
49 days early
2024
51 days early
2023
34 days early
2022
6 days early
2021
4 days early
2020
5 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 26 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. The company usually files around 27 September (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-03-2027 year end31-10-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: 3 loss-making years in a rowloss in financial year 2026 -€3,757 View
  • Caution: Less equity than 82% of companies in retail tradesector median €204,918 · 613 companies €8,775 View
  • Positive: Filed on time since financial year 2019accounts within the deadline every year 8 years View

Comparable companies

These companies have the same main activity as CERBLOUX: retail sale of flowers, plants, seeds and fertilisers (NACE 47761). They are comparable in size and age: total assets between €92,900 and €156,000, founded between 1990 and 2005.

CompanyTotal assetsGross margin
CERBLOUX Namur€106,072€18,484
EXOTIC GARDEN Vorst€120,409€21,962
KING FLOWER Deinze€92,936€17,714
Les Jardins de Fred Andenne€123,227€26,160
ROUSSELLE FLOWERS Ronse€97,458€25,268
CHAMPS ET JARDINS Lessines€102,794€17,553
BLOEMEN SWENNEN Riemst€155,941€23,096
Full comparison

Documents

Annual accounts at the NBB

All 27 annual accounts

Articles and registers

Key facts about CERBLOUX

What is the company number of CERBLOUX?
The company number of CERBLOUX is 0466.329.775. The VAT number is the same number with BE in front: BE 0466.329.775.
Where is CERBLOUX based?
The registered office is at Rue des Vanneaux(SL) 29, 5020 Namur.Company details
What does CERBLOUX do?
According to the KBO register, the main activity is retail sale of flowers, plants, seeds and fertilisers (NACE 47761).
What is the legal form of CERBLOUX?
The legal form of CERBLOUX is Private limited company (BV).
When was CERBLOUX founded?
CERBLOUX was founded on 24-06-1999.
Is CERBLOUX still active?
Yes, CERBLOUX is an active enterprise in the KBO register.
What is the turnover of CERBLOUX?
The turnover in financial year 2026 is ≈ €200,000. This figure is estimated from the gross margin of €18,484 and 49 comparable companies (NACE 477). It probably lies between €99,000 and €480,000. It is a rough estimate.Financials
Is CERBLOUX profitable?
In financial year 2026, CERBLOUX made a loss of €3,757.
Where can I find the annual accounts of CERBLOUX?
CERBLOUX filed 27 annual accounts with the National Bank of Belgium, the latest for financial year 2026.Annual accounts at the National Bank
When are the next annual accounts of CERBLOUX due?
CERBLOUX must file the annual accounts for financial year 2027 by 31-10-2027.Timeline

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