Financials
- Fiscal year
- 2025
- Total assets
- €2.7m
- Loss
- -€17,165
- Solvency
- -2.5%
Total assets▲ 73.6%
Net result
20182025
CERASI
ActiveSummary
CERASI has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€67,215) and a net result of -€17,165. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 11% of 8741 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Overview
What they do
Wholesale of fruit and vegetables, excluding potatoes
NACE 46319Growing of pome and stone fruits NACE 01240
#6 company by total assets in Waremme, Wholesale and retail trade sector1 site
How big
€2.7mtotal assets 2025
- Staff
- 1.8 FTE
- Equity
- -€67,215
- Loss
- -€17,165
Who decides
Accounts 45 d early0 of 4 deeds read
Why 54Capped at 59: negative equity- Negative equity -€67,215- Liquidity: current ratio 1.26, cash €3,317+ Size: 1.8 FTE, total assets €2.7m+ Figures for FY 2025 (filed 16-06-2026)Show the evidence
Checked score
Score 2025
54
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 25% of its sector peers (NACE 46, micro)
Performance against the sector, not lower risk
Negative equity caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency
23+1
equity -2.5% of total assets
Liquidity
24+24
short-term debt 51.1% · cash 0.1%
Profitability
68+57
return on assets -0.6%
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 3 months
08-2026: 1.5%highest value
09-2026: 1.5%● 0.0% vs 08-2026highest value
10-2026: 1.4%▼ -6.0% vs 09-2026lowest value
- Negative equity -€67,215 raises the probability
- Liquidity: current ratio 1.26, cash €3,317 raises the probability
- Size: 1.8 FTE, total assets €2.7m lowers the probability for this profile
- Figures for FY 2025 (filed 16-06-2026) lowers the probability
No credit on open account
Liquidity tight (current ratio 1.26 against 0.52 in 2024; short-term debt: 51.1% and cash: 0.1% of total assets), and equity is negative.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 46, micro). Better than this share of them on solvency 16%, liquidity 22%, profitability 50%, growth against the median 13%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€67,215
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-06-2026, 45 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
45 d early
2024
43 d early
2023
97 d early
2022
35 d early
2021
51 d late
2020
33 d late
2019
54 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 12 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 18 June (4 of the last 5 filed years within 53 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · abbreviated…
- Liquidity doublescurrent ratio 1.26
- Annual accounts filedfiscal year 2024 · full…
Key points
- Risk: Negative equityfiscal year 2025: debts exceed assets -€67,215 View
- Caution: Among the weakest 8% on equitysector median €377,399 · 8,738 companies -€67,215 View
- Positive: Result rose in 2025from -€98,531 to -€17,165 ▲ 82.6% View
- Caution: 2 loss-making years in a rowloss fiscal year 2025 -€17,165 View
- Positive: Always filed on timeaccounts within the deadline every year 4 years View
By topic
Timeline
- Events
- 15
- Since
- 2017
- Next accounts
- by 31-07-2027
- 16-06-2026Annual accounts filed
- 31-12-2025Liquidity doubles
- 18-06-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Wholesale of fruit and vegetables, excluding potatoesNACE 46319
- Founded
- 27-06-2011
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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