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CERACHOU

Active
Private limited companyfounded 20241 yr activeChemin des Lorrains(Leignon) 27, 5590 Ciney, BelgiumKBO/BCE: BE 1015.660.571
Summary

CERACHOU has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€108,678) and a net result of -€108,717. Its solvency ranks better than 17% of 2357 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability0=
Solvency0▼-25
Growth32
Track record82
Bankruptcy probability, 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity ample (current ratio 1.51 against 1.0 in 2024; short-term debt: 19.4% and cash: 18.5% of total assets), but equity is negative.
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Signals

Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 93
Relative position
BE, all sectors
reference
Sports, amusement and recreation activities (NACE 93)
about 50% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-28.6%
Return on assets
-28.6%
Age of the figures
9 mo
raises risk · Multiple establishment units
Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
KBO · establishment units
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
2425
2024 to 2025 · latest year -€108,678
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
21 d early
2024
143 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 82 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 28 October 2024, CERACHOU was incorporated as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
-€108,678
2024 · €39
Total assets
€380,109▲ 583%
2024 · €55,639
Net result
-€108,717▼ 991%
2024 · -€9,961
Working capital
€37,786▲ 96,714%
2024 · €39
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 93, Sports, amusement and recreation activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20242025
Operating result-€9,826--€105,125▼ 970%
Net result-€9,961below the sector's middle half--€108,717below the sector's middle half▼ 991%
Equity€39within the sector's middle half--€108,678below the sector's middle half
Total assets€55,639below the sector's middle half-€380,109within the sector's middle half▲ 583%
Debt€55,600-€488,787▲ 779%
Working capital€39within the sector's middle half-€37,786within the sector's middle half▲ 96,714%
Solvency0.1%within the sector's middle half--28.6%below the sector's middle half▼ 28.7pp
Current ratio1.00within the sector's middle half-1.51within the sector's middle half▲ 0.51
Return on assets (ROA)-17.9%below the sector's middle half--28.6%below the sector's middle half▼ 10.7pp
Staff (FTE)1.7
above within below the middle half (P25 to P75) of NACE 93, Sports, amusement and recreation activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€150,000-€100,000-€50,000€0Operating result 2024: -€9,826-€9,826Net result 2024: -€9,961-€9,961Operating result 2025: -€105,125-€105,125Net result 2025: -€108,717-€108,71720242025-€150,000-€100,000-€50,000€0Operating result 2024: -€9,826-€9,830Net result 2024: -€9,961-€9,960Operating result 2025: -€105,125-€105,000Net result 2025: -€108,717-€109,00020242025
The operating result stays negative: a loss of €105,125 in 2025 against €9,826 in 2024; the loss grows.
Balance-sheet composition
Assets €380,109
Fixed assets €268,536
Current assets €111,573
Key figures and ratios
2025 value · change against 2024
EBITDA
-€91,370
Cash flow
-€94,961
Quick ratio
1.31▲
2024 · 1.00
Debt to equity
-4.50
Interest coverage
-25.43
Debt ≤ 1 year
€73,787▲
2024 · €55,600
Debt > 1 year
€415,000
Staff costs
€47,569
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 1,322 companies that looked in July 2024 the way this one looks now, 3.6% went bankrupt within 24 months and 90% are still going.

  • Micro
  • under 2 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
3.6% went bankrupt
5.5% stopped otherwise
90% still going

A further 0.5% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.9% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,322 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet Code20242025
Assets
Total assets20/58€55,639€380,109▲
Fixed assets21/28-€268,536
Intangible fixed assets21-€4,552
Tangible fixed assets22/27-€245,884
Plant, machinery and equipment23-€26,098
Furniture and vehicles24-€22,460
Other tangible fixed assets26-€197,326
Financial fixed assets28-€18,100
Current assets29/58€55,639€111,573▲
Stocks and contracts in progress3-€14,601
Stocks30/36-€14,601
Amounts receivable within one year40/41€2,988€22,075▲
Trade receivables40-€14,771
Other amounts receivable41€2,988€7,304▲
Cash at bank and in hand54/58€47,351€70,452▲
Deferred charges and accrued income490/1€5,300€4,444▼
Equity and liabilities
Total equity and liabilities10/49€55,639€380,109▲
Equity10/15€39-€108,678▼
Contributions10/11€10,000€10,000=
Profit (loss) carried forward14-€9,961-€118,678▼
Amounts payable17/49€55,600€488,787▲
Amounts payable after more than one year17-€415,000
Other amounts payable178/9-€415,000
Amounts payable within one year42/48€55,600€73,787▲
Financial debts43-€533
Credit institutions430/8-€533
Trade debts44€470€50,986▲
Suppliers440/4€470€50,986▲
Taxes, remuneration and social security45€39€20,193▲
Taxes450/3€39€1,145▲
Remuneration and social security454/9-€19,049
Other amounts payable47/48€55,091€2,074▼
Income statement Code20242025
Remuneration, social security and pensions62-€47,569
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€13,755
Other operating charges640/8€387€663▲
Gross operating margin9900-€9,438-€43,137▼
Operating profit (loss)9901-€9,826-€105,125▼
Financial income75/76B-€2
Recurring financial income75-€2
Financial charges65/66B€135€3,593▲
Recurring financial charges65€135€3,593▲
Profit (loss) for the period before taxes9903-€9,961-€108,717▼
Profit (loss) for the period9904-€9,961-€108,717▼
Profit (loss) for the period to be appropriated9905-€9,961-€108,717▼
Appropriation of the result
Profit (loss) to be appropriated9906-€9,961-€118,678▼
Profit (loss) brought forward from the previous period14P--€9,961

The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Remuneration, social security and pensions62-€47,569-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€13,755-
Other operating charges640/8€387€663▲ 71.3%
Gross operating margin9900-€9,438-€43,137▼ 357%
Operating profit (loss)9901-€9,826-€105,125▼ 970%
Financial income75/76B-€2-
Recurring financial income75-€2-
Financial charges65/66B€135€3,593▲ 2,559%
Recurring financial charges65€135€3,593▲ 2,559%
Profit (loss) for the period before taxes9903-€9,961-€108,717▼ 991%
Profit (loss) for the period9904-€9,961-€108,717▼ 991%
Profit (loss) for the period to be appropriated9905-€9,961-€108,717▼ 991%
Line20242025Change
Assets
Total assets20/58€55,639€380,109▲ 583%
Fixed assets21/28-€268,536-
Intangible fixed assets21-€4,552-
Tangible fixed assets22/27-€245,884-
Plant, machinery and equipment23-€26,098-
Furniture and vehicles24-€22,460-
Other tangible fixed assets26-€197,326-
Financial fixed assets28-€18,100-
Current assets29/58€55,639€111,573▲ 101%
Stocks and contracts in progress3-€14,601-
Stocks30/36-€14,601-
Amounts receivable within one year40/41€2,988€22,075▲ 639%
Trade receivables40-€14,771-
Other amounts receivable41€2,988€7,304▲ 144%
Cash at bank and in hand54/58€47,351€70,452▲ 48.8%
Deferred charges and accrued income490/1€5,300€4,444▼ 16.1%
Equity and liabilities
Total equity and liabilities10/49€55,639€380,109▲ 583%
Equity10/15€39-€108,678▼ 278,546%
Contributions10/11€10,000€10,000=
Profit (loss) carried forward14-€9,961-€118,678▼ 1,091%
Amounts payable17/49€55,600€488,787▲ 779%
Amounts payable after more than one year17-€415,000-
Other amounts payable178/9-€415,000-
Amounts payable within one year42/48€55,600€73,787▲ 32.7%
Financial debts43-€533-
Credit institutions430/8-€533-
Trade debts44€470€50,986▲ 10,740%
Suppliers440/4€470€50,986▲ 10,740%
Taxes, remuneration and social security45€39€20,193▲ 51,971%
Taxes450/3€39€1,145▲ 2,851%
Remuneration and social security454/9-€19,049-
Other amounts payable47/48€55,091€2,074▼ 96.2%
Line20242025Change
Profit (loss) for the period9904-€9,961-€108,717▼ 991%
+ Depreciation and write-downs630-€13,755-
Operating cash flow (approximation)-€9,961-€94,961▼ 853%
Change in cash-€23,102-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
10-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
10-03
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ciney · 2 establishment units since 2024
seat establishment approximate All 2 establishment units on the map
Ground area
4,913 m²
Building footprint
2,600 m²
Volume, LiDAR
25,090 m³
3 parcels, Wallonia · tallest building 27.5 m, ±7 floors. Linked by address, not a title deed.
2 establishment units
CERACHOU
Rue Emile Cuvelier 11, 5000 NamurManufacture of other non-metallic mineral products
since 20242.365.953.229
CERACHOU
Traverse d'Esope 21, 1348 Ottignies-Louvain-la-NeuveManufacture of other non-metallic mineral products
since 20252.372.813.505
3 parcels
Wallonia 3 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
91079A0040/00A002 Wallonia 3,391 m² 1 · 1,343 m² -
25386B0066/00C003 Wallonia 1,421 m² 1 · 1,170 m² 27.5 m · 7 fl.
92094C1494/00E002 Wallonia 100 m² 1 · 87 m² -
Linked by address, not proof of ownership
Good to know
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

2 sites
Namur2.365.953.229
1 permission
Toelating · Eetgelegenheid · since 24-06-2026
Ottignies-Louvain-la-Neuve2.372.813.505
1 permission
Toelating · Eetgelegenheid · since 01-10-2025

Similar companies · same sector, comparable size

Of 6,734 companies in sector 93299 we hold annual accounts for 1,169. 13 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded28-10-2024
Fiscal year end31-12
Activities, NACEBEL 2025
93299Other amusement and recreation activities
47553Retail trade
56112Limited-service restaurants, excluding mobile food services
74111Design of textile patterns, clothing, jewellery, furniture and decorative items
90111Literary creation
E-invoicing
Reachable via Peppol
Peppol ID 0208:1015660571
Also 9925:BE1015660571
Registered 16-12-2024

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.