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Cooperative companyfounded 1935active for 91 yearsMuntstraat 1, 3000 Leuven, BelgiumKBO/BCE: BE 0403.581.960
Summary

Cera is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €3.25bn and a net result of €185.4m. Equity is growing by about 7.3% per year across the filed financial years. Its solvency ranks better than 92% of 3,009 sector peers (NACE 64, financial year 2025). The company has been active since 1935 and the Belgian Official Gazette contains no insolvency or warning signals.

Group and network

Holdings and subsidiaries

3 holdings

Holdings 3

Source for every holding own accounts 2025

Stated earlier (1)

An older source named these holdings; newer accounts no longer list them.

According to the 2025 annual accounts of Cera and those of the other companies, the acts in the Belgian Official Gazette and the LEI register. Annual accounts state the shareholders that notified the company under article 7:225 of the Code of Companies and Associations and the parent companies that consolidate it. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not include these statements in its annual accounts, or does not have to, is not listed.

Connections & network

12 connected companies
Linked via shared directors
BRS
via Frederik Vandepitte · Director
→
CBC Banque
via Marc DE CEUSTER · Administrateur non exécutif
→
KBC Bank
via Marc DE CEUSTER · Director
→
Show 8 more companies with a shared director
ALMANCORA
via Frederik Vandepitte · A bestuurder en lid van het comité van het dagelijks bestuur
former→
former→
Cera Ancora
via Frederik Vandepitte · A bestuurder en lid van het comité van het dagelijks bestuur
former→
K.N.C.
via Marc DE CEUSTER · Director
former→
former→
former→

Board mandates elsewhere

1 board mandate
Board mandates of this companythis company sits on their board1