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CER

Open bankruptcy
Private limited companyfounded 2016Oudesmidsestraat 20, 1700 Dilbeek, BelgiumKBO/BCE: BE 0652.749.919

A bankruptcy procedure is open for CER according to publications in the Belgian State Gazette; curator: JAN DELEN. The 2024 annual accounts show equity of €124k and a net result of €182k.

Signals

Four signals. The signal on the left, the evidence on the right.
+raises riskneutral
raises risk · Register: open bankruptcy
The KBO register records the legal situation: open bankruptcy (code 050). This is today's state according to the register itself; the register carries no start date.
KBO · legal situation
raises risk · Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.
Belgian State Gazette
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 12-08-2025, 12 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filings
Deviation from the deadline
2025
not confirmed
2024
12 d late
2023
26 d late
2022
71 d late
2021
30 d late
2020
10 d late
2019
34 d late
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2024, full schema

Turnover
€350k
EBIT margin
-3.9%
Net result
€182k▲ 980%
2023 · €17k
2018: €-10k 2019: €-15k 2020: €-7k 2021: €5k 2022: €-7k 2023: €17k
2018 → 2024
Working capital
€125k▲ 5,443%
2023 · €2k
2018: €16k 2019: €-7k 2020: €-12k 2021: €-7k 2022: €-14k 2023: €2k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20202021202220232024Trend
Equity€-12k-€-8k▲ 38.8%€-14k▼ 88.9%€3k€124k▲ 4,536%
Operating result€-5k-€6k€8k▲ 33.2%€20k▲ 159%€182k▲ 820%
Net result€-7k-€5k€-7k€17k€182k▲ 980%
Result per fiscal year
Operating resultNet result
€-50k€0€50k€100k€150k€200kOperating result 2020: €-5k€-5kNet result 2020: €-7k€-7kOperating result 2021: €6k€6kNet result 2021: €5k€5kOperating result 2022: €8k€8kNet result 2022: €-7k€-7kOperating result 2023: €20k€20kNet result 2023: €17k€17kOperating result 2024: €182k€182kNet result 2024: €182k€182k20202021202220232024
The operating result has risen four years in a row; 2024 is 820% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €375k
Fixed assets €474▼ 66.8%
Current assets €374k▲ 142%
Equity and liabilities €375k
Equity €124k▲ 4,536%
Debt €251k▲ 63.1%
The debt ratio falls from 98.3% to 66.9%. Equity and debt are higher.
Key figures and ratios
2024 value · change against 2023
EBITDA
€183k
2023 · €21k
Cash flow
€183k
2023 · €18k
Solvency
33.1%
2023 · 1.7%
Current ratio
1.50
2023 · 1.01
Quick ratio
0.88
2023 · 0.16
Debt / equity
2.02
2023 · 57.44
ROE
146.6%
2023 · 629.6%
ROA
48.5%
2023 · 10.8%
Debt
€251k
2023 · €154k
Debt ≤ 1 year
€250k
2023 · €153k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet Code20232024
Assets
Total assets20/58€156k€375k
Fixed assets21/28€1k€474
Tangible fixed assets22/27€1k€474
Plant, machinery and equipment23€1k€474
Current assets29/58€155k€374k
Stocks and contracts in progress3€130k€154k
Stocks30/36€130k€154k
Amounts receivable within one year40/41€24k€220k
Trade receivables40€4k€220k
Other amounts receivable41€20k-
Cash at bank and in hand54/58€0-
Deferred charges and accrued income490/1€650€674
Equity and liabilities
Total equity and liabilities10/49€156k€375k
Equity10/15€3k€124k
Contributions10/11€19k€19k=
Reserves13€67€67
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€67€67
Profit (loss) carried forward14€-16k€105k
Amounts payable17/49€154k€251k
Amounts payable within one year42/48€153k€250k
Financial debts43€10k€5k
Credit institutions430/8€10k€5k
Trade debts44€2k€29k
Suppliers440/4€2k€29k
Advances received on contracts in progress46€0€2k
Taxes, remuneration and social security45€754€41k
Taxes450/3€754€41k
Other amounts payable47/48€140k€173k
Accrued charges and deferred income492/3€1k€1k=
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€955€955=
Other operating charges640/8€694€608
Non-recurring operating charges66A€0-
Gross operating margin9900€21k€184k
Operating profit (loss)9901€20k€182k
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€2k-
Recurring financial charges65€2k-
Profit (loss) for the period before taxes9903€18k€182k
Income taxes67/77€754-
Profit (loss) for the period9904€17k€182k
Profit (loss) for the period to be appropriated9905€17k€182k
Appropriation of the result
Profit (loss) to be appropriated9906€-16k€105k
Profit (loss) brought forward from the previous period14P€-33k€-77k

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

2026
26-05
Bankruptcy Opening
Ondernemingsrechtbank Brussel · CER BV OUDESMIDSE- STRAAT 20, 1700 DILBEEK · event 05-05-2026
2025
24-09
NBB filing Annual accounts filed
fiscal year 2024 · full schema · 12 days late
12-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 12 days late
2024
31-12
Financial Highest result since 2018net €182k ▲980%
Operating result €182k, net result €182k, both a record.
31-12
Financial Equity above €100kEq €124k ▲4536%
2 profitable years in a row build equity to €124k.
26-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
31-12
Financial Back to profitnet €17k
Net result €17k after one loss-making year.
10-10
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 71 days late
2022
30-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial Back to profitnet €5k
Net result €5k after 3 loss-making years.
10-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 10 days late
2020
03-09
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 34 days late
2019
31-12
Financial Weakest financial yearnet €-15k
Net result drops to €-15k, the lowest in the series.
03-10
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 64 days late
2018
31-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
21-08-2025 Keshra Yasser: Resigned as Director
01-06-2025 Heji Abdallah: Resigned as Director
29-05-2025 HARIKA DORY: Resigned as Director
31-03-2025 Kachra Yasser: Resigned as Director
Location & real-estate footprint
Registered office, Dilbeek · 1 establishment unit since 2016
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Oudesmidsestraat 201700 Dilbeek
Ground area
552 m²
Building footprint
396 m²
Volume, LiDAR
3,439 m³
2 parcels, Flanders · tallest building 12.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
CER
NACE 45111
since 20162.252.943.477
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23016D0063/00W002 Flanders 300 m² 1 · 299 m² 12.6 m · 3 fl.
23047A0537/00X002 Flanders 252 m² 1 · 97 m² 11.5 m · 3 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Insolvency mandates

1 mandate
Role Name Tenure
Curator JAN DELEN
DESGUINLEI 100 BUS 4, 2018 ANTWERPEN 1
05-05-2026 → present

Similar companies · same sector, comparable size

Of 4,422 companies in sector 46180 we hold annual accounts for 1,886. 1,414 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded22-04-2016
Fiscal year end31-12
Activities, NACEBEL
45112
46180Agents specialised in the wholesale of other particular products
46711Wholesale of cars and light vans (up to 3.5 tonnes)
47811Retail sale of cars and light vans (up to 3.5 tonnes)
46712Wholesale trade
45192
47812Retail trade
45310
45401
46190Agents in non-specialised wholesale trade
46720Wholesale of motor vehicle parts and accessories
46730Wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers

Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

1 entry
E-mail:cerautomobile@gmail.com
Establishment 2.252.943.477