CéPro
ActiveSummary
CéPro has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €43,277 and a net result of €41,277. Its solvency ranks better than 60% of 20,558 sector peers (NACE 86, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Overview
Activity
General medical practice
NACE 86210
1 site
Size
€59,966total assets 2025
- Equity
- €43,277
- Profit
- €41,277
Turnover not published (micro format)
Why 96raises riskFounded in 2024lowers riskSector: Human health activities (NACE 86)Liquidity: current ratio 3.45, cash €31,788Equity €43,277 (72.2% of total assets)Show the evidence
Checked score
Score 2025
96
/ 100
Excellent
Probability in this band: under 0.55%
Financially better than 71% of its sector peers (NACE 86, micro)
Financial strength
Strong
Solvency
97
equity 72.2% of total assets
Liquidity
89
short-term debt 27.8% · cash 53.0%
Profitability
100
return on assets 68.8%
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
10-2025: 0.3%
11-2025: 0.3%● unchanged vs 10-2025
12-2025: 0.3%● unchanged vs 11-2025
01-2026: 0.3%● unchanged vs 12-2025
02-2026: 0.3%● unchanged vs 01-2026
03-2026: 0.3%● unchanged vs 02-2026
04-2026: 0.3%● unchanged vs 03-2026
05-2026: 0.4%▲ +0.1 percentage points vs 04-2026
06-2026: 0.4%● unchanged vs 05-2026
07-2026: 0.4%● unchanged vs 06-2026
08-2026: 0.4%● unchanged vs 07-2026
09-2026: 0.4%● unchanged vs 08-2026highest value
10-2026: < 0.1%▼ -0.4 percentage points vs 09-2026lowest value
Credit of up to €4,000 on 30-day terms is acceptable
Liquidity ample (current ratio 3.45, above the usual 1.5; short-term debt: 27.8% and cash: 53% of total assets), and 27.8% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 86, micro): better than 60% on solvency, 73% on liquidity and 80% on profitability.
The bankruptcy probability was computed on 21-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 31-12-2025, 31 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
31 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · micro…
- IncorporationAppointment: DUJACQUIER Céline (director) ·…
Financials · financial year 2025, micro format
Equity
€43,277
Total assets
€59,966
Net result
€41,277
Working capital
€40,877
Turnover and EBIT margin not published: the micro format does not require them.
Balance-sheet composition
Assets €59,966
Fixed assets
€2,400
Current assets
€57,565
Equity and liabilities €59,966
Equity
€43,277
Debt
€16,689
Debt finances 27.8% of the balance-sheet total.
Key figures and ratios
EBITDA
€60,854
Cash flow
€44,782
Current ratio
3.45
Debt to equity
0.39
ROE
95.4%
ROA
68.8%
Interest coverage
over 100
Debt ≤ 1 year
€16,689
Income taxes
€16,055
Annual accounts
| Line | 2025 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3,505 |
| Gross operating margin9900 | €60,854 |
| Operating profit (loss)9901 | €57,349 |
| Financial charges65/66B | €17 |
| Recurring financial charges65 | €17 |
| Profit (loss) for the period before taxes9903 | €57,332 |
| Income taxes67/77 | €16,055 |
| Profit (loss) for the period9904 | €41,277 |
| Profit (loss) for the period to be appropriated9905 | €41,277 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €59,966 | |
| Fixed assets21/28 | €2,400 | |
| Tangible fixed assets22/27 | €2,400 | |
| Furniture and vehicles24 | €2,400 | |
| Current assets29/58 | €57,565 | |
| Amounts receivable within one year40/41 | €17,250 | |
| Other amounts receivable41 | €17,250 | |
| Cash at bank and in hand54/58 | €31,788 | |
| Deferred charges and accrued income490/1 | €8,527 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €59,966 | |
| Equity10/15 | €43,277 | |
| Contributions10/11 | €2,000 | |
| Reserves13 | €41,277 | |
| Distributable reserves133 | €41,277 | |
| Amounts payable17/49 | €16,689 | |
| Amounts payable within one year42/48 | €16,689 | |
| Trade debts44 | €101 | |
| Suppliers440/4 | €101 | |
| Taxes, remuneration and social security45 | €16,055 | |
| Taxes450/3 | €16,055 | |
| Other amounts payable47/48 | €532 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €41,277 |
| + Depreciation and write-downs630 | €3,505 |
| Operating cash flow (approximation) | €44,782 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (1)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 30-06-2025 | micro format | 31-12-2025 | 2026-00001288 |
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Of the 9,151 active companies whose main activity is general medical practice (NACE 86210), figures are known for 6,433. 4,479 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Directors
1 director, no change since 2024
DUJACQUIER Céline
CurrentDirector (not named in the articles) · since 26-09-2024
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ.
See the directors and other office holders in the KBO →
Mandate history
1 person since 2024, 1 in office
- Board
| Name | Functions and periods |
|---|---|
| DUJACQUIER Céline |
|
Owners and capital
Capital and shareholders
Shareholders according to the deeds
At incorporation
act of 26-09-2024 ↗
- DUJACQUIER Céline 100 shares (100%) · €5,000 in cash
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
Capital over the years
- 26-09-2024 Incorporation · €5,000 · 100 shares
Group and network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
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History
Acts, filings and financial milestones
2025
31-12
NBB filing
Annual accounts filed
financial year 2025 · micro format
2024
26-09
Gazette deed
IncorporationAppointment: DUJACQUIER Céline (director) · Founder · Founding capital5 facts ▸
Gazette deed
Incorporation
Appointment: DUJACQUIER Céline (director) · Founder · Founding capital5 facts ▸
- Incorporation, CéPro
- Founder, DUJACQUIER Céline
- Founding capital, €5,000
- Director appointment, DUJACQUIER Céline (director (not named in the articles))
- Pre-incorporation commitments, “takeover, tous engagements souscrits par le fondateur pour le compte de la présente société en formation” (deed in French)
Gazette deedNBB filing
1 of 1 deed read
Register details
Identification
Legal formPrivate limited company
Founded24-09-2024
Financial year end30-06
Activities, NACEBEL 2025
86210General medical practice
E-invoicing
Reachable via Peppol
Peppol ID
0208:1013979008
Also
9925:BE1013979008
Registered
11-02-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 22 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
Location & real-estate footprint
Registered office, Braine-le-Château · 1 establishment unit since 2024
Ground area
175 m²
Building footprint
60 m²
Building volume
589 m³
Parcel 25015A0394/00W004, Wallonia · tallest building 11.3 m. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
CéPro
since 2024unit no. 2.364.321.253
1 parcel
Wallonia
1
(100%)
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 25015A0394/00W004 | Wallonia | 175 m² | 1 · 60 m² | 11.3 m · 3 |
How the parcels are linked
Good to know
The parcel matches the address exactly.
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “La constitution, la gestion et la valorisation d’un patrimoine immobilier, notamment par l’achat, la vente, la location, la mise en…” (deed in French)
2 activities (deed in French)
- La constitution, la gestion et la valorisation d’un patrimoine immobilier, notamment par l’achat, la vente, la location, la mise en location, la construction, le tout au sens le plus large, pour autant que n’en soit altéré sa vocation prioritairement médicale, et que ces opérations s’inscrivant dans les limites d’une gestion « en bon père de famille » n’aient pas un caractère répétitif et/ou commercial.
- L’exercice en son nom et pour son compte de la médecine générale, et ce, par ses organes Médecins légalement habilités à pratiquer ladite médecine en Belgique et qui apportent à la société, la totalité de leur activité médicale.
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- CéPro
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Région wallonne” (deed in French)
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- “G. Mandats Un administrateur peut déléguer des pouvoirs spéciaux et limités à tout mandataire. H. Représentation de la société Chaque…”
- Board ruleHow the board is made up, meets and takes decisions.
- “Personnes physiques ou morales, 1” (deed in French)“Durée du mandat d'administrateur, déterminée ou indéterminée” (deed in French)“Administrateur statutaire” (deed in French)“Fin du mandat d'administrateur” (deed in French)“Rémunération, Sauf décision contraire de l'assemblée générale” (deed in French)“Pouvoirs et fonctionnement, accomplir tous les actes nécessaires ou utiles à la réalisation de l’objet de la société” (deed in French)“Mandats, tout mandataire” (deed in French)
Capital, shares and profit
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- One provision in the deed
- Share issue ruleHow and by whom new shares can be issued.
- “Seuls des médecins inscrits à l’Ordre des Médecins peuvent être titulaires d’actions” (deed in French)
- Profit allocationHow profit is distributed; a BV may only pay out after a balance-sheet and liquidity test.
- “Articles 5:142 et 5:143 du Code des sociétés et des associations, l’organe d’administration a le pouvoir de procéder à des distributions…” (deed in French)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- Third Friday of December at 18:00
Oversight and winding up
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- “Après paiement de toutes les dettes, charges et frais de liquidation ou consignation, l'actif est réparti également entre toutes les…” (deed in French)