Cèpes
ActiveThe computed 12-month bankruptcy probability of Cèpes is 5.9% (elevated). The 2025 annual accounts show negative equity (€-7k) and a net result of €-10k. Equity is shrinking by ~181.6% per year across the filed fiscal years. Its solvency ranks better than 24% of 13240 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
26
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability34▲+12
Solvency21▼-6
Growth32=
Track record94
Bankruptcy probability, 12 months
5.9%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.48 against 0.51 in 2024; short-term debt: 84.2% and cash: 13.4% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-4.3%
Return on assets
-6.2%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
232425
2023 to 2025 · latest year €-7k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
28 d late
2024
29 d late
2023
30 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-7k
2024 · €3k
2023: €18k
2024: €3k
2023 → 2025
Total assets
€155k▼ 0.8%
2024 · €156k
2023: €193k
2024: €156k
2023 → 2025
Net result
€-10k▲ 35.0%
2024 · €-15k
2023: €-2k
2024: €-15k
2023 → 2025
Working capital
€-67k▼ 35.7%
2024 · €-50k
2023: €-35k
2024: €-50k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€18k-€3k▼ 83.6%€-7k
Operating result€3k-€-8k€-3k▲ 64.8%
Net result€-2k-€-15k▼ 554%€-10k▲ 35.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €3k in 2025 against €8k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €155k
Fixed assets
€92k▼ 12.1%
Current assets
€63k▲ 21.9%
Key figures and ratios
EBITDA
€20k▲
2024 · €14k
Cash flow
€14k▲
2024 · €7k
Solvency
-4.3%▼
2024 · 1.9%
Current ratio
0.48▼
2024 · 0.51
Quick ratio
0.44▼
2024 · 0.45
Debt / equity
-24.02▼
2024 · 52.81
ROA
-6.2%▲
2024 · -9.5%
Interest coverage
2.81▲
2024 · 1.81
Debt
€162k▲
2024 · €153k
Debt ≤ 1 year
€131k▲
2024 · €102k
Debt > 1 year
€31k▼
2024 · €52k
Staff costs
€149k▲
2024 · €118k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€156k€155k▼
Fixed assets21/28€104k€92k▼
Tangible fixed assets22/27€104k€92k▼
Plant, machinery and equipment23€95k€87k▼
Furniture and vehicles24€10k€5k▼
Current assets29/58€52k€63k▲
Stocks and contracts in progress3€6k€6k▼
Stocks30/36€6k€6k▼
Amounts receivable within one year40/41€31k€35k▲
Trade receivables40€24k€28k▲
Other amounts receivable41€7k€7k▲
Cash at bank and in hand54/58€15k€21k▲
Deferred charges and accrued income490/1€573€2k▲
Equity and liabilities
Total equity and liabilities10/49€156k€155k▼
Equity10/15€3k€-7k▼
Contributions10/11€20k€20k=
Profit (loss) carried forward14€-17k€-27k▼
Amounts payable17/49€153k€162k▲
Amounts payable after more than one year17€52k€31k▼
Financial debts170/4€52k€31k▼
Amounts payable within one year42/48€102k€131k▲
Current portion of amounts payable after more than one year42€18k€20k▲
Trade debts44€43k€53k▲
Suppliers440/4€43k€53k▲
Taxes, remuneration and social security45€13k€31k▲
Taxes450/3€5k€19k▲
Remuneration and social security454/9€8k€12k▲
Other amounts payable47/48€28k€27k▼
Income statement
Code20242025
Remuneration, social security and pensions62€118k€149k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k€23k▲
Other operating charges640/8€7k€788▼
Gross operating margin9900€138k€170k▲
Operating profit (loss)9901€-8k€-3k▲
Financial income75/76B€508€374▼
Recurring financial income75€508€374▼
Financial charges65/66B€8k€7k▼
Recurring financial charges65€8k€7k▼
Profit (loss) for the period before taxes9903€-15k€-10k▲
Profit (loss) for the period9904€-15k€-10k▲
Profit (loss) for the period to be appropriated9905€-15k€-10k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-17k€-27k▼
Profit (loss) brought forward from the previous period14P€-2k€-17k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Weakest financial yearnet €-15k
Net result drops to €-15k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Van Schoonbekestraat 1582018 AntwerpenGround area
92 m²
Building footprint
92 m²
Volume, LiDAR
1,355 m³
Parcel 11810K1802/00S005, Flanders · tallest building 16.7 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Cèpes
since 20232.344.120.113
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11810K1802/00S005 | Flanders | 92 m² | 1 · 92 m² | 16.7 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteAntwerpen2.344.120.113
Similar companies · same sector, comparable size
COEUR D'ARTICHAUT CATERING EN EVENTS
BE 0870.623.597
Gent · Eq €3k
VERMEULEN
BE 0476.784.197
Antwerpen · Eq €3k
Vonk
BE 1009.789.301
Bilzen-Hoeselt · Eq €3k
Vatel Events & Entertainment
BE 0436.128.133
Halle · Eq €3k
PAOLO'S IDEA
BE 0475.046.711
Etterbeek · Eq €3k
Of 7,504 companies in sector 56210 we hold annual accounts for 2,444. 817 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-03-2023
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
56210Event catering
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.