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CEOPS

Active
Private limited companyfounded 200917 yrs activeRue Antoine de Saint-Exupéry 2, 6041 Charleroi, BelgiumKBO/BCE: BE 0810.046.802
Summary

CEOPS has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €92,760 and a net result of €2,894. Equity is growing by ~8.8% per year across the filed fiscal years. Its solvency ranks better than 87% of 2037 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability72▼-14
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8,000 at 30 days acceptable
Liquidity ample (current ratio 5.21 against 3.98 in 2024; short-term debt: 18.6% and cash: 63.4% of total assets), and 18.6% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Architectural and engineering activities; technical testing and analysis (NACE 71)
about 56% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 17 years 0 20 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
81.4%
Return on assets
2.5%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-08-2026, 4 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
4 d late
2024
31 d early
2023
28 d late
2022
3 d late
2021
13 d early
2020
2 d late
2019
17 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 3 days before the deadline; the sector median for financial year 2024 is 8 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 3 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

CEOPS was incorporated on 25 February 2009.1 Total assets rose from EUR 80,931 in 2018 to EUR 113,901 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, abbreviated schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€2,894▼ 81.7%
2024 · €15,855
Working capital
€89,100▲ 5.9%
2024 · €84,107
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 71, Architectural and engineering activities; technical testing and analysis, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€1,540€4,013▲ 161%€20,955▲ 422%€21,807▲ 4.1%€3,769▼ 82.7%
Net result€1,546within the sector's middle half€3,173within the sector's middle half▲ 105%€15,459within the sector's middle half▲ 387%€15,855within the sector's middle half▲ 2.6%€2,894within the sector's middle half▼ 81.7%
Equity€55,379within the sector's middle half▲ 2.9%€58,552within the sector's middle half▲ 5.7%€74,011within the sector's middle half▲ 26.4%€89,865within the sector's middle half▲ 21.4%€92,760within the sector's middle half▲ 3.2%
Total assets€64,727below the sector's middle half▲ 13.8%€82,595below the sector's middle half▲ 27.6%€89,060below the sector's middle half▲ 7.8%€118,089below the sector's middle half▲ 32.6%€113,901below the sector's middle half▼ 3.5%
Debt€9,348▲ 209%€24,043▲ 157%€15,049▼ 37.4%€28,224▲ 87.5%€21,142▼ 25.1%
Working capital€55,379within the sector's middle half▲ 2.9%€47,106within the sector's middle half▼ 14.9%€65,409within the sector's middle half▲ 38.9%€84,107within the sector's middle half▲ 28.6%€89,100within the sector's middle half▲ 5.9%
Solvency85.6%above the sector's middle half▼ 9.1pp70.9%above the sector's middle half▼ 14.7pp83.1%above the sector's middle half▲ 12.2pp76.1%above the sector's middle half▼ 7.0pp81.4%above the sector's middle half▲ 5.3pp
Current ratio6.92above the sector's middle half▼ 11.902.96within the sector's middle half▼ 3.965.35above the sector's middle half▲ 2.393.98above the sector's middle half▼ 1.375.21above the sector's middle half▲ 1.23
Return on assets (ROA)2.4%within the sector's middle half▲ 2.4pp3.8%within the sector's middle half▲ 1.5pp17.4%above the sector's middle half▲ 13.5pp13.4%within the sector's middle half▼ 3.9pp2.5%within the sector's middle half▼ 10.9pp
above within below the middle half (P25 to P75) of NACE 71, Architectural and engineering activities; technical testing and analysis, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
€0€10,000€20,000Operating result 2021: €1,540€1,540Net result 2021: €1,546€1,546Operating result 2022: €4,013€4,013Net result 2022: €3,173€3,173Operating result 2023: €20,955€20,955Net result 2023: €15,459€15,459Operating result 2024: €21,807€21,807Net result 2024: €15,855€15,855Operating result 2025: €3,769€3,769Net result 2025: €2,894€2,89420212022202320242025€0€10,000€20,000Operating result 2023: €20,955€21,000Net result 2023: €15,459€15,500Operating result 2024: €21,807€21,800Net result 2024: €15,855€15,900Operating result 2025: €3,769€3,770Net result 2025: €2,894€2,890202320242025
The operating result falls in 2025; 2025 is 83% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €113,901
Fixed assets €3,660 ▼ 36.4%
Current assets €110,242 ▼ 1.9%
Equity and liabilities €113,901
Equity €92,760 ▲ 3.2%
Debt €21,142 ▼ 25.1%
Debt's share of the balance-sheet total falls from 23.9% to 18.6%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€5,868▼
2024 · €24,651
Cash flow
€4,993▼
2024 · €18,698
Debt to equity
0.23▼
2024 · 0.31
ROE
3.1%▼
2024 · 17.6%
Interest coverage
83.35▼
2024 · 223.67
Debt ≤ 1 year
€21,142▼
2024 · €28,224
Income taxes
€1,095▼
2024 · €6,266
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 10,905 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 95% are still going.

  • Micro
  • 10 to 20 years old
  • solvency 30% or more
  • a profit under 5% of the balance sheet
0.7% went bankrupt
4.0% stopped otherwise
95% still going

For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 10,905 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 37 lines
Balance sheet Code20242025
Assets
Total assets20/58€118,089€113,901▼
Fixed assets21/28€5,759€3,660▼
Intangible fixed assets21€5,610€3,660▼
Tangible fixed assets22/27€149-
Furniture and vehicles24€149-
Current assets29/58€112,330€110,242▼
Amounts receivable within one year40/41€48,918€36,154▼
Trade receivables40€45,489€32,725▼
Other amounts receivable41€3,430€3,430=
Cash at bank and in hand54/58€63,250€72,226▲
Deferred charges and accrued income490/1€163€1,862▲
Equity and liabilities
Total equity and liabilities10/49€118,089€113,901▼
Equity10/15€89,865€92,760▲
Contributions10/11€18,550€18,550=
Reserves13€1,855€1,855=
Distributable reserves133€1,855€1,855=
Profit (loss) carried forward14€69,460€72,355▲
Amounts payable17/49€28,224€21,142▼
Amounts payable within one year42/48€28,224€21,142▼
Trade debts44€27,125€17,441▼
Suppliers440/4€27,125€17,441▼
Taxes, remuneration and social security45€1,099€3,700▲
Taxes450/3€1,099€3,700▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,844€2,099▼
Other operating charges640/8€387€400▲
Gross operating margin9900€25,038€6,268▼
Operating profit (loss)9901€21,807€3,769▼
Financial income75/76B€423€290▼
Recurring financial income75€423€290▼
Financial charges65/66B€110€70▼
Recurring financial charges65€110€70▼
Profit (loss) for the period before taxes9903€22,120€3,989▼
Income taxes67/77€6,266€1,095▼
Profit (loss) for the period9904€15,855€2,894▼
Profit (loss) for the period to be appropriated9905€15,855€2,894▼
Appropriation of the result
Profit (loss) to be appropriated9906€69,460€72,355▲
Profit (loss) brought forward from the previous period14P€53,606€69,460▲

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€985€2,844€2,844€2,099▼ 26.2%
Other operating charges640/8€348€348€434€387€400▲ 3.2%
Gross operating margin9900€1,888€5,346€24,233€25,038€6,268▼ 75.0%
Operating profit (loss)9901€1,540€4,013€20,955€21,807€3,769▼ 82.7%
Financial income75/76B€869€297€0€423€290▼ 31.5%
Recurring financial income75€869€297€0€423€290▼ 31.5%
Financial charges65/66B€277€130€65€110€70▼ 36.1%
Recurring financial charges65€277€130€65€110€70▼ 36.1%
Profit (loss) for the period before taxes9903€2,132€4,181€20,891€22,120€3,989▼ 82.0%
Income taxes67/77€586€1,007€5,432€6,266€1,095▼ 82.5%
Profit (loss) for the period9904€1,546€3,173€15,459€15,855€2,894▼ 81.7%
Profit (loss) for the period to be appropriated9905€1,546€3,173€15,459€15,855€2,894▼ 81.7%
Line20212022202320242025Change
Assets
Total assets20/58€64,727€82,595€89,060€118,089€113,901▼ 3.5%
Fixed assets21/28-€11,446€8,602€5,759€3,660▼ 36.4%
Intangible fixed assets21-€9,510€7,560€5,610€3,660▼ 34.8%
Tangible fixed assets22/27-€1,936€1,043€149--
Furniture and vehicles24-€1,936€1,043€149--
Current assets29/58€64,727€71,150€80,458€112,330€110,242▼ 1.9%
Amounts receivable after more than one year29€6,000-----
Trade receivables290€6,000-----
Amounts receivable within one year40/41€32,381€37,961€56,474€48,918€36,154▼ 26.1%
Trade receivables40€12,386€34,253€56,406€45,489€32,725▼ 28.1%
Other amounts receivable41€19,995€3,708€68€3,430€3,430=
Cash at bank and in hand54/58€26,214€31,824€22,207€63,250€72,226▲ 14.2%
Deferred charges and accrued income490/1€132€1,364€1,777€163€1,862▲ 1,045%
Equity and liabilities
Total equity and liabilities10/49€64,727€82,595€89,060€118,089€113,901▼ 3.5%
Equity10/15€55,379€58,552€74,011€89,865€92,760▲ 3.2%
Contributions10/11€18,550€18,550€18,550€18,550€18,550=
Reserves13€1,855€1,855€1,855€1,855€1,855=
Non-distributable reserves130/1€1,855€1,855----
Reserves not available under the articles1311€1,855€1,855----
Distributable reserves133--€1,855€1,855€1,855=
Profit (loss) carried forward14€34,974€38,147€53,606€69,460€72,355▲ 4.2%
Amounts payable17/49€9,348€24,043€15,049€28,224€21,142▼ 25.1%
Amounts payable within one year42/48€9,348€24,043€15,049€28,224€21,142▼ 25.1%
Trade debts44€8,715€22,442€13,411€27,125€17,441▼ 35.7%
Suppliers440/4€8,715€22,442€13,411€27,125€17,441▼ 35.7%
Taxes, remuneration and social security45€633€1,601€1,638€1,099€3,700▲ 237%
Taxes450/3€633€1,601€1,638€1,099€3,700▲ 237%
Line20212022202320242025Change
Profit (loss) for the period9904€1,546€3,173€15,459€15,855€2,894▼ 81.7%
+ Depreciation and write-downs630-€985€2,844€2,844€2,099▼ 26.2%
Operating cash flow (approximation)€1,546€4,158€18,302€18,698€4,993▼ 73.3%
Investment in fixed assets (approximation)--€0€0€0-
Change in cash-€5,610-€9,617€41,043€8,976▼ 78.1%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
04-08
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema · 4 days late
2025
30-06
NBB filing Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial Highest result since 2018net €15,855 ▲2.6%
Operating result €21,807, net result €15,855, both a record.
28-08
NBB filing Annual accounts filed
fiscal year 2023 · full schema · 28 days late
2023
03-08
NBB filing Annual accounts filed
fiscal year 2022 · full schema · 3 days late
2022
18-07
NBB filing Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial Back to profitnet €1,546
Net result €1,546 after one loss-making year.
02-08
NBB filing Annual accounts filed
fiscal year 2020 · full schema · 2 days late
2020
31-12
Financial Weakest financial yearnet -€5
Net result drops to -€5, the lowest in the series; recovery starts the following year.
31-12
Financial Liquidity times 8current ratio 18.82
Current ratio from 2.22 to 18.82; short-term debt falls from €43,992 to €3,021.
14-07
NBB filing Annual accounts filed
fiscal year 2019 · full schema
2019
28-08
NBB filing Annual accounts filed
fiscal year 2018 · full schema · 28 days late
2018
30-08
NBB filing Annual accounts filed
fiscal year 2017 · full schema · 30 days late
2017
07-07
NBB filing Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
No directors read yet: 0 of 4 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 2009
seat establishment approximate The establishment unit on the map
Ground area
8,679 m²
Building footprint
791 m²
Volume, LiDAR
12,567 m³
Parcel 52028B0323/00M003, Wallonia · tallest building 18.8 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
CEOPS
Rue Antoine de Saint-Exupéry 2, 6041 CharleroiNACE 45111
since 20092.177.356.228
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
52028B0323/00M003 Wallonia 8,679 m² 1 · 791 m² 18.8 m · 5 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 owner

Chain of control

  1. COFIMAT 100%
  2. CEOPS

Highest known parent: COFIMAT. The sources do not say who stands above it.

Owners 1

Holdings 0

The accounts to 31-12-2025 list no holdings, and no other source names one.

According to the 2025 annual accounts of CEOPS and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector, comparable size

Of 11,567 companies in this sector we hold annual accounts for 6,567. 5,217 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company details

Identification
Legal formPrivate limited company
Founded25-02-2009
Fiscal year end31-12
Activities, NACEBEL 2025
71121Engineering and related technical consultancy, excluding land surveyors
46140Agents in the wholesale of industrial machinery, ships and aircraft
46180Agents specialised in the wholesale of other particular products
46421Wholesale trade
46500Wholesale of information and communication equipment
47559Retail sale of other household articles
47789Other retail sale of new goods
62200Computer consultancy and computer facilities management
70200Business and other management consultancy
73300Public relations and communication consultancy
74999Other professional, scientific and technical activities
80090Investigation and security activities
82990Other business support services
Contact
E-mail jerome.collet@ceops.beCharleroi
E-invoicing
Reachable via Peppol
Peppol ID 0208:0810046802
Registered 18-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.