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CEO SERVICES

Active
Private limited companyfounded 20196 yrs activeSpaans Fort(VER) 6, 9130 Beveren-Kruibeke-Zwijndrecht, BelgiumKBO/BCE: BE 0739.887.789

The computed 12-month bankruptcy probability of CEO SERVICES is 2.3% (moderate). The 2025 annual accounts show equity of €105k and a net result of €52k. Equity is growing by ~12.6% per year across the filed fiscal years. Its solvency ranks better than 63% of 4472 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
90 / 100
Excellent▼ -10 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency96▼-3
Growth78=
Stability100
Bankruptcy probability, 12 months
2.3% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 1.97 against 3.25 in 2024), and 47.8% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 6 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
52.2%
Return on assets
25.8%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-04-2026, 109 days ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2025
109 d early
2024
45 d early
2023
44 d early
2022
42 d early
2021
33 d early
2020
23 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€105k▼ 14.8%
2024 · €123k
2020: €40k 2021: €81k 2022: €112k 2023: €109k 2024: €123k
2020 → 2025
Total assets
€200k▲ 0.2%
2024 · €200k
2020: €159k 2021: €186k 2022: €192k 2023: €186k 2024: €200k
2020 → 2025
Net result
€52k▼ 11.5%
2024 · €58k
2020: €30k 2021: €41k 2022: €31k 2023: €45k 2024: €58k
2020 → 2025
Working capital
€63k▼ 19.5%
2024 · €78k
2020: €-13k 2021: €24k 2022: €49k 2023: €57k 2024: €78k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€81k-€112k▲ 38.1%€109k▼ 2.5%€123k▲ 12.3%€105k▼ 14.8%
Operating result€53k-€41k▼ 21.9%€59k▲ 41.5%€80k▲ 37.2%€73k▼ 9.0%
Net result€41k-€31k▼ 24.7%€45k▲ 45.9%€58k▲ 29.4%€52k▼ 11.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€25k€50k€75kOperating result 2021: €53k€53kNet result 2021: €41k€41kOperating result 2022: €41k€41kNet result 2022: €31k€31kOperating result 2023: €59k€59kNet result 2023: €45k€45kOperating result 2024: €80k€80kNet result 2024: €58k€58kOperating result 2025: €73k€73kNet result 2025: €52k€52k20212022202320242025
The operating result falls in 2025; 2025 is 9% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €200k
Fixed assets €72k▼ 16.8%
Current assets €128k▲ 13.3%
Equity and liabilities €200k
Equity €105k▼ 14.8%
Provisions €4k▼ 22.2%
Debt €92k▲ 27.5%
The debt ratio rises from 36.0% to 45.8%: debt grows while equity shrinks.
Key figures and ratios
2025 value · change against 2024
EBITDA
€100k
2024 · €106k
Cash flow
€79k
2024 · €84k
Solvency
52.2%
2024 · 61.5%
Current ratio
1.97
2024 · 3.25
Quick ratio
1.97
2024 · 3.25
Debt / equity
0.88
2024 · 0.59
ROE
49.5%
2024 · 47.6%
ROA
25.8%
2024 · 29.2%
Interest coverage
12.34
2024 · 11.60
Debt
€92k
2024 · €72k
Debt ≤ 1 year
€65k
2024 · €35k
Debt > 1 year
€27k
2024 · €37k
Income taxes
€17k
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€200k€200k
Fixed assets21/28€87k€72k
Tangible fixed assets22/27€87k€72k
Plant, machinery and equipment23€34k€31k
Furniture and vehicles24€12k€9k
Leasing and similar rights25€40k€31k
Financial fixed assets28€215€215=
Current assets29/58€113k€128k
Amounts receivable within one year40/41€60k€50k
Trade receivables40€16k€7k
Other amounts receivable41€43k€43k
Cash at bank and in hand54/58€51k€75k
Deferred charges and accrued income490/1€3k€3k=
Equity and liabilities
Total equity and liabilities10/49€200k€200k
Equity10/15€123k€105k
Contributions10/11€10k€10k=
Reserves13€20k€16k
Tax-exempt reserves132€20k€16k
Profit (loss) carried forward14€93k€79k
Provisions and deferred taxes16€5k€4k
Deferred taxes168€5k€4k
Amounts payable17/49€72k€92k
Amounts payable after more than one year17€37k€27k
Financial debts170/4€37k€27k
Amounts payable within one year42/48€35k€65k
Current portion of amounts payable after more than one year42€24k€34k
Trade debts44€4k€28k
Suppliers440/4€4k€28k
Taxes, remuneration and social security45€7k€3k
Taxes450/3€7k€3k
Income statement Code20242025
Non-recurring operating income76A€28k€250
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26k€27k
Other operating charges640/8€799€972
Gross operating margin9900€107k€101k
Operating profit (loss)9901€80k€73k
Financial income75/76B€2k€2k
Recurring financial income75€2k€2k
Financial charges65/66B€9k€8k
Recurring financial charges65€9k€8k
Profit (loss) for the period before taxes9903€73k€67k
Transfer from deferred taxes780€550€1k
Transfer to deferred taxes680€6k-
Income taxes67/77€10k€17k
Profit (loss) for the period9904€58k€52k
Transfer from tax-exempt reserves789€2k€4k
Transfer to tax-exempt reserves689€22k-
Profit (loss) for the period to be appropriated9905€38k€56k
Appropriation of the result
Profit (loss) to be appropriated9906€138k€149k
Profit (loss) brought forward from the previous period14P€99k€93k
Profit to be distributed694/7€45k€70k
Return on contributions (dividend)694€45k€70k

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
13-04
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
16-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Highest result since 2020net €58k ▲29.4%
Operating result €80k, net result €58k, both a record.
17-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
19-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Equity above €100kEq €112k ▲38.1%
3 profitable years in a row build equity to €112k.
28-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
08-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht · 1 establishment unit since 2019
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Spaans Fort(VER) 69130 Beveren-Kruibeke-Zwijndrecht
Ground area
833 m²
Building footprint
95 m²
Volume, LiDAR
571 m³
Parcel 46027C0777/00D000, Flanders · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CEO SERVICES
Spaans Fort(VER) 6, 9130 Beveren-Kruibeke-ZwijndrechtFreight transport by road
since 20192.297.147.664
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
46027C0777/00D000 Flanders 833 m² 1 · 95 m² 7.7 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 12,446 companies in sector 49410 we hold annual accounts for 8,087. 6,265 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded20-12-2019
Fiscal year end31-12
Activities, NACEBEL
49410Freight transport by road
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers

Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.