CEO-CONSULT
Open bankruptcyA bankruptcy procedure is open for CEO-CONSULT according to publications in the Belgian State Gazette; curator: Johan MOMMAERTS. The 2020 annual accounts show equity of €4k and a net result of €-1k.
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 30-09-2020 was due by 30-04-2021 and was filed on 20-05-2021, 20 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not filed
2024
not filed
2023
not filed
2022
not filed
2021
not filed
2020
20 d late
2019
7 d early
← before the deadline
after the deadline →
Financials · fiscal year 2020, micro schema
Equity
€4k▼ 27.6%
2019 · €5k
2018: €6k
2019: €5k
2018 → 2020
Total assets
€7k▼ 6.3%
2019 · €8k
2018: €8k
2019: €8k
2018 → 2020
Net result
€-1k▼ 20.4%
2019 · €-1k
2018: €-3k
2019: €-1k
2018 → 2020
Working capital
€4k▼ 27.6%
2019 · €5k
2018: €6k
2019: €5k
2018 → 2020
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line201820192020Trend
Equity€6k-€5k▼ 18.7%€4k▼ 27.6%
Operating result€-4k-€-2k▲ 57.3%€-1k▲ 8.0%
Net result€-3k-€-1k▲ 64.4%€-1k▼ 20.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €1k in 2020 against €2k in 2019; the loss shrinks.
Balance-sheet composition
2020 in colour, 2019 as the grey bar beneath
Equity and liabilities €7k
Equity
€4k▼ 27.6%
Debt
€4k▲ 35.9%
The debt ratio rises from 33.6% to 48.7%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
51.3%▼
2019 · 66.4%
Current ratio
2.05▼
2019 · 2.98
Quick ratio
2.05▼
2019 · 2.98
ROE
-38.1%▼
2019 · -22.9%
ROA
-19.6%▼
2019 · -15.2%
Debt
€4k▲
2019 · €3k
Debt ≤ 1 year
€4k▲
2019 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2020 against 2019
Balance sheet
Code20192020
Assets
Total assets20/58€8k€7k▼
Current assets29/58€8k€7k▼
Amounts receivable within one year40/41€5k€5k▼
Cash at bank and in hand54/58€695€695=
Equity and liabilities
Total equity and liabilities10/49€8k€7k▼
Equity10/15€5k€4k▼
Contributions10/11€6k-
Reserves13€2k€2k=
Profit (loss) carried forward14€-3k€-4k▼
Amounts payable17/49€3k€4k▲
Amounts payable within one year42/48€3k€4k▲
Trade debts44€3k€4k▲
Income statement
Code20192020
Gross operating margin9900€-1k€-1k▼
Operating profit (loss)9901€-2k€-1k▲
Recurring financial income75€373-
Profit (loss) for the period before taxes9903€-1k€-1k▼
Profit (loss) for the period9904€-1k€-1k▼
Profit (loss) for the period to be appropriated9905€-1k€-1k▼
Timeline · acts, filings and financial milestones
2025
16-06
Bankruptcy
Opening
Ondernemingsrechtbank Brussel · CEO-CONSULT BV KAREL VERHAEGENLAAN 43, 1950 KRAAINEM · event 10-06-2025
2021
20-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 20 days late
2020
23-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
20-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 20 days late
2018
19-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
21-04
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
21-01
NBB filing
Annual accounts filed
fiscal year 2014 · abbreviated schema · 266 days late
2014
20-11
NBB filing
Annual accounts filed
fiscal year 2013 · abbreviated schema · 204 days late
2013
23-08
NBB filing
Annual accounts filed
fiscal year 2012 · abbreviated schema · 115 days late
2012
28-04
NBB filing
Annual accounts filed
fiscal year 2011 · full schema
SignalNBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kraainem · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Karel Verhaegenlaan 431950 KraainemGround area
85 m²
Building footprint
85 m²
Volume, LiDAR
640 m³
Parcel 22002A0132/00G015, Flanders · tallest building 11.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Karel Verhaegenlaan 43, 1950 Kraainem
since 20102.194.793.660
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22002A0132/00G015 | Flanders | 85 m² | 1 · 85 m² | 11.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | Johan MOMMAERTS SINT-MAARTENSTRAAT 53,
3000 LEUVEN |
10-06-2025 → present |
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded07-09-2010
Fiscal year end30-09
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.