CENTRIC OOSTKAMP

Active

Public limited companyfounded 200224 yrs activeKleine Pathoekeweg 13-15, 8000 Brugge, BelgiumKBO/BCE: BE 0478.487.835

Summary

CENTRIC OOSTKAMP has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €983,395 and a net result of €149,503. Equity is growing by ~15.7% per year across the filed fiscal years. Its solvency ranks better than 95% of 5662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch Report Compare

CENTRIC OOSTKAMPActiveChecked score 98/100

Risk analysis Report Compare

Activity

Renting and operating of own or leased residential real estate, excluding social housing

NACE 68201

1 site

Size

€990,296total assets 2025

Equity: €983,395
Profit: €149,503

Financial health

98 Excellent Checked score 2025

Bankruptcy chance 12 m: 0.1%

Structure

Parent: PARTICLE · 100%

Auditor: AUDITAS BEDRIJFSREVISORENAccounts filed 45 d late1 of 21 deeds read

Why 98- 1 change of registered office in 24 months- Latest accounts 45 days late; 1 of the last 3 late+ Liquidity: current ratio 78.89, cash €517,648, halved+ Equity €983,395 (99.3% of total assets)Show the evidence

Checked score

Score 2025

98 / 100

Excellent

Probability in this band: under 0.55%

Better than 87% of its sector peers (NACE 68, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Strong

Solvency 100+40

equity 99.3% of total assets

Liquidity 100+34

short-term debt 0.7% · cash 52.3%

Profitability 88+4

return on assets 15.1%

Bankruptcy probability, 12 months

0.1% Very low

0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,526 companies)

Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● 0.0% vs 11-2024 01-2025: < 0.1%▼ -11.1% vs 12-2024lowest value 02-2025: < 0.1%▲ +6.3% vs 01-2025 03-2025: < 0.1%● 0.0% vs 02-2025 04-2025: < 0.1%▲ +182% vs 03-2025 05-2025: < 0.1%● 0.0% vs 04-2025 06-2025: < 0.1%● 0.0% vs 05-2025 07-2025: < 0.1%● 0.0% vs 06-2025 08-2025: < 0.1%● 0.0% vs 07-2025 09-2025: < 0.1%● 0.0% vs 08-2025 10-2025: < 0.1%● 0.0% vs 09-2025 11-2025: < 0.1%● 0.0% vs 10-2025 12-2025: < 0.1%● 0.0% vs 11-2025 01-2026: < 0.1%▼ -4.2% vs 12-2025 02-2026: < 0.1%▲ +2.2% vs 01-2026 03-2026: < 0.1%● 0.0% vs 02-2026 04-2026: < 0.1%● 0.0% vs 03-2026 05-2026: 0.1%▲ +8.5% vs 04-2026 06-2026: 0.1%● 0.0% vs 05-2026 07-2026: 0.1%▲ +23.5% vs 06-2026 08-2026: 0.1%▲ +103% vs 07-2026 09-2026: 0.2%▲ +27.3% vs 08-2026highest value 10-2026: 0.1%▼ -34.4% vs 09-2026

1 change of registered office in 24 months raises the probability
Liquidity: current ratio 78.89, cash €517,648, halved lowers the probability
Latest accounts 45 days late; 1 of the last 3 late raises the probability
Equity €983,395 (99.3% of total assets) lowers the probability

Credit up to €95,000 at 30 days acceptable

Liquidity ample (current ratio 78.89 against 1.24 in 2024; short-term debt: 0.7% and cash: 52.3% of total assets), and 0.7% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 68, micro). Better than this share of them on solvency 91%, liquidity 98%, profitability 84%, growth against the median 74%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

1 change of registered office in 24 months

In the bankruptcy model this factor raises the probability.

Belgian State Gazette

Liquidity: current ratio 78.89, cash €517,648, halved

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Latest accounts 45 days late; 1 of the last 3 late

In the bankruptcy model this factor raises the probability.

NBB · filings

Equity €983,395 (99.3% of total assets)

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

A punctual record breaks

This company filed 5 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-09-2026, 45 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.

NBB · 10 filings

Deviation from the deadline

2025

45 d late

2024

148 d early

2023

42 d early

2022

45 d early

2021

38 d early

2020

39 d early

2019

126 d late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 20 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 20 June (4 of the last 5 filed years within 86 days of that day).

Companies Code · seven months

Position in the running window

05-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

17-09-26 Resignation: RSM InterAudit (commissaris)Permanent representative: Sven Vansteelant ·…
14-09-26 Annual accounts filedfiscal year 2025 · full…
31-12-25 Weakest financial yearnet €149,503 ▼47.4%

Key points

Positive: Among the best 5% on solvencysector median 38.6% · 5,662 companies 99.3% View
Caution: Result fell in 2025from €284,043 to €149,503 ▼ 47.4% View
Positive: 8 profitable years in a rowprofit 2025: €149,503 8 years View
Controlled by PARTICLEknown shareholders 100% 100% View