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CENTRE ESTHETIQUE LUIZA

Active
Private limited companyfounded 20224 yrs activeLaurent Heirbautstraat 24, 1083 Ganshoren, BelgiumKBO/BCE: BE 0790.749.641
Summary

The computed 12-month bankruptcy probability of CENTRE ESTHETIQUE LUIZA is 2.6% (moderate). The 2025 annual accounts show equity of €5k and a net result of €1k. Equity is growing by ~32.9% per year across the filed fiscal years. Its solvency ranks better than 83% of 4621 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
76 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability83▼-8
Solvency96▲+2
Growth78=
Track record94
Bankruptcy probability, 12 months
2.6% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term

Signals

Three signals. The signal on the left, the evidence on the right.
+raises riskneutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 4 years 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
18 d early
2024
6 d early
2023
7 d early
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€5k▲ 34.6%
2024 · €4k
2023: €2k 2024: €4k
2023 → 2025
Total assets
€7k▲ 30.1%
2024 · €5k
2023: €5k 2024: €5k
2023 → 2025
Net result
€1k▲ 10.7%
2024 · €1k
2023: €-4k 2024: €1k
2023 → 2025
Working capital
€5k▲ 34.6%
2024 · €4k
2023: €2k 2024: €4k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line202320242025Trend
Equity€2k-€4k▲ 45.4%€5k▲ 34.6%
Operating result€-2k-€1k€1k▲ 6.0%
Net result€-4k-€1k€1k▲ 10.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-4k€-2k€0€2kOperating result 2023: €-2k€-2kNet result 2023: €-4k€-4kOperating result 2024: €1k€1kNet result 2024: €1k€1kOperating result 2025: €1k€1kNet result 2025: €1k€1k202320242025€-4k€-2k€0€2kOperating result 2023: €-2k€-2.3kNet result 2023: €-4k€-3.6kOperating result 2024: €1k€1.2kNet result 2024: €1k€1.1kOperating result 2025: €1k€1.3kNet result 2025: €1k€1.2k202320242025
The operating result has risen two years in a row; 2025 is 6% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €7k
Equity €5k ▲ 34.6%
Debt €2k ▲ 20.2%
Debt's share of the balance-sheet total falls from 30.9% to 28.5%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
Current ratio
3.50
2024 · 3.24
Quick ratio
3.40
2024 · 2.79
Debt to equity
0.40
2024 · 0.45
ROE
25.7%
2024 · 31.2%
ROA
18.4%
2024 · 21.6%
Debt ≤ 1 year
€2k
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 26 lines
Balance sheet Code20242025
Assets
Total assets20/58€5k€7k
Current assets29/58€5k€7k
Stocks and contracts in progress3€715€195
Stocks30/36€715€195
Cash at bank and in hand54/58€4k€7k
Equity and liabilities
Total equity and liabilities10/49€5k€7k
Equity10/15€4k€5k
Contributions10/11€6k€6k=
Profit (loss) carried forward14€-2k€-1k
Amounts payable17/49€2k€2k
Amounts payable within one year42/48€2k€2k
Trade debts44€60€489
Suppliers440/4€60€489
Taxes, remuneration and social security45€2k€1k
Taxes450/3€2k€1k
Income statement Code20242025
Other operating charges640/8€47-
Non-recurring operating charges66A-€3k
Gross operating margin9900€1k€4k
Operating profit (loss)9901€1k€1k
Financial charges65/66B€86€38
Recurring financial charges65€86€38
Profit (loss) for the period before taxes9903€1k€1k
Profit (loss) for the period9904€1k€1k
Profit (loss) for the period to be appropriated9905€1k€1k
Appropriation of the result
Profit (loss) to be appropriated9906€-2k€-1k
Profit (loss) brought forward from the previous period14P€-4k€-2k

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
13-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Highest result since 2023net €1k ▲10.7%
Operating result €1k, net result €1k, both a record.
25-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Back to profitnet €1k
Net result €1k after one loss-making year.
24-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ganshoren · 1 establishment unit since 2022
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Laurent Heirbautstraat 241083 Ganshoren
Ground area
2,452 m²
Building footprint
2,326 m²
Volume, LiDAR
30,767 m³
2 parcels, Brussels · tallest building 26.9 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Kleerkopersstraat 15-17, 1000 Brussel
Beauty treatment
since 20222.336.203.824
2 parcels
Brussels 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21802B1300/00B000
ProtectedArchitectural ensembleGeheel van traditionele huizenSource ↗
Brussels 2,238 m² 1 · 2,136 m² 26.9 m · 4 fl.
21392A0096/00W000 Brussels 214 m² 1 · 191 m² 13.9 m · 4 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).

Similar companies · same sector, comparable size

Of 24,860 companies in sector 96220 we hold annual accounts for 1,443. 893 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded13-09-2022
Fiscal year end31-12
Activities, NACEBEL 2025
96220Beauty care and other beauty treatments
96230Day spas, saunas and steam baths
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.