centran
Activecentran has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €12.77M and a net result of €822k. Equity is growing by ~5.9% per year across the filed fiscal years. Its solvency ranks better than 82% of 1397 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
88
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability42▼-4
Solvency100=
Growth49▲+1
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.1M at 30 days acceptable
Liquidity ample (current ratio 3.5 against 3.97 in 2024), and 28.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
71.7%
Return on assets
4.6%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 d early
2024
10 d early
2023
1 d early
2022
2 d late
2021
40 d early
2020
30 d late
2019
69 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€12.38M▲ 10.6%
2024 · €11.20M
2019: €10.40M
2020: €12.63M
2021: €13.88M
2022: €12.71M
2023: €12.56M
2024: €11.20M
2019 → 2025
EBIT margin
6.8%▼ 0.9pp
2024 · 7.7%
2019: 21.5%
2020: 16.0%
2021: 16.5%
2022: 11.0%
2023: 8.1%
2024: 7.7%
2019 → 2025
Net result
€822k▼ 1.0%
2024 · €830k
2018: €2.52M
2019: €1.64M
2020: €1.53M
2021: €1.74M
2022: €812k
2023: €926k
2024: €830k
2018 → 2025
Working capital
€12.60M▲ 4.0%
2024 · €12.12M
2018: €7.58M
2019: €9.38M
2020: €10.00M
2021: €10.07M
2022: €10.12M
2023: €11.05M
2024: €12.12M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€13.88M-€12.71M▼ 8.4%€12.56M▼ 1.1%€11.20M▼ 10.9%€12.38M▲ 10.6%
Equity€10.21M-€10.44M▲ 2.3%€11.29M▲ 8.1%€12.03M▲ 6.6%€12.77M▲ 6.1%
Operating result€2.29M-€1.40M▼ 38.9%€1.01M▼ 27.7%€859k▼ 15.2%€840k▼ 2.2%
Net result€1.74M-€812k▼ 53.3%€926k▲ 14.1%€830k▼ 10.3%€822k▼ 1.0%
Result per fiscal year
Operating resultNet result
The operating result has fallen four years in a row; 2025 is 2% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €17.80M
Fixed assets
€175k▼ 25.8%
Current assets
€17.63M▲ 8.8%
Equity and liabilities €17.80M
Equity
€12.77M▲ 6.1%
Provisions
€0▼ 100%
Debt
€5.03M▲ 21.6%
The debt ratio rises from 25.2% to 28.3%: debt grows faster than equity.
Key figures and ratios
EBITDA
€926k▼
2024 · €938k
Cash flow
€908k▼
2024 · €910k
Solvency
71.7%▼
2024 · 73.2%
Current ratio
3.50▼
2024 · 3.97
Quick ratio
3.50▼
2024 · 3.97
Debt / equity
0.39▲
2024 · 0.34
ROE
6.4%▼
2024 · 6.9%
ROA
4.6%▼
2024 · 5.1%
Interest coverage
125.59▲
2024 · 81.51
Debt
€5.03M▲
2024 · €4.14M
Debt ≤ 1 year
€5.03M▲
2024 · €4.08M
Income taxes
€416k▲
2024 · €290k
Staff costs
€4.93M▲
2024 · €4.55M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€16.43M€17.80M▲
Fixed assets21/28€236k€175k▼
Tangible fixed assets22/27€231k€170k▼
Land and buildings22€75k€70k▼
Furniture and vehicles24€155k€100k▼
Financial fixed assets28€5k€5k=
Other financial fixed assets284/8€5k€5k=
Amounts receivable and cash guarantees285/8€5k€5k=
Current assets29/58€16.19M€17.63M▲
Amounts receivable after more than one year29€2.19M€2.76M▲
Other amounts receivable291€2.19M€2.76M▲
Amounts receivable within one year40/41€5.58M€4.92M▼
Trade receivables40€4.36M€3.79M▼
Other amounts receivable41€1.22M€1.13M▼
Current investments50/53€5.58M€4.54M▼
Other investments51/53€5.58M€4.54M▼
Cash at bank and in hand54/58€2.84M€5.38M▲
Deferred charges and accrued income490/1€4k€25k▲
Equity and liabilities
Total equity and liabilities10/49€16.43M€17.80M▲
Equity10/15€12.03M€12.77M▲
Contributions10/11€15k€15k=
Reserves13€12.02M€12.75M▲
Tax-exempt reserves132€743k€1.48M▲
Distributable reserves133€11.28M€11.28M=
Profit (loss) carried forward14€55€745▲
Provisions and deferred taxes16€258k-
Provisions for liabilities and charges160/5€258k-
Other liabilities and charges164/5€258k-
Amounts payable17/49€4.14M€5.03M▲
Amounts payable within one year42/48€4.08M€5.03M▲
Financial debts43€203k€50k▼
Credit institutions430/8€203k€50k▼
Trade debts44€2.93M€3.90M▲
Suppliers440/4€2.93M€3.90M▲
Taxes, remuneration and social security45€770k€846k▲
Taxes450/3€187k€254k▲
Remuneration and social security454/9€583k€593k▲
Other amounts payable47/48€175k€235k▲
Accrued charges and deferred income492/3€62k€101▼
Income statement
Code20242025
Operating income70/76A€11.35M€12.86M▲
Turnover70€11.20M€12.38M▲
Other operating income74€154k€476k▲
Non-recurring operating income76A€2k€1k▼
Operating charges60/66A€10.49M€12.02M▲
Services and other goods61€5.58M€6.96M▲
Remuneration, social security and pensions62€4.55M€4.93M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€79k€86k▲
Provisions for liabilities and charges: additions (uses and reversals)635/8€258k€-258k▼
Other operating charges640/8€17k€17k▼
Non-recurring operating charges66A€8k€287k▲
Operating profit (loss)9901€859k€840k▼
Financial income75/76B€215k€347k▲
Recurring financial income75€215k€347k▲
Income from current assets751€215k€251k▲
Other financial income752/9€2€96k▲
Financial charges65/66B€-46k€-51k▼
Recurring financial charges65€-46k€-51k▼
Debt charges650€12k€7k▼
Write-downs on current assets other than stocks, contracts in progress and trade receivables: additions (reversals)651€-66k€-68k▼
Other financial charges652/9€9k€10k▲
Profit (loss) for the period before taxes9903€1.12M€1.24M▲
Income taxes67/77€290k€416k▲
Taxes670/3€309k€416k▲
Tax adjustments and reversals of tax provisions77€19k-
Profit (loss) for the period9904€830k€822k▼
Transfer from tax-exempt reserves789€105k-
Transfer to tax-exempt reserves689€379k€737k▲
Profit (loss) for the period to be appropriated9905€557k€85k▼
Appropriation of the result
Profit (loss) to be appropriated9906€558k€85k▼
Profit (loss) brought forward from the previous period14P€803€55▼
Transfer to equity691/2€472k-
To other reserves6921€472k-
Profit to be distributed694/7€85k€85k▼
Employees696€85k€85k▼
Social balance
Average headcount (FTE)908756.458.3▲
The notes to these accounts (51 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
21-07
NBB filing
Annual accounts filed
fiscal year 2024 · unclassified schema
2024
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · unclassified schema
2023
02-08
NBB filing
Annual accounts filed
fiscal year 2022 · unclassified schema · 2 days late
2022
31-12
Financial
Weakest financial yearnet €812k ▼53.3%
Net result drops to €812k, the lowest in the series; recovery starts the following year.
21-06
NBB filing
Annual accounts filed
fiscal year 2021 · unclassified schema
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · unclassified schema · 30 days late
2020
31-12
Financial
Equity above €10MEq €10.10M ▲6.5%
3 profitable years in a row build equity to €10.10M.
08-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 69 days late
2019
06-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 6 days late
2018
07-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 7 days late
2017
27-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 58 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ottignies-Louvain-la-Neuve · 3 establishment units since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Victor Horta 581348 Ottignies-Louvain-la-NeuveGround area
897 m²
Building footprint
576 m²
Volume, LiDAR
6,995 m³
2 parcels, Wallonia · tallest building 16.7 m, ±5 floors. Linked by address, not a title deed.
3 establishment units
CENTRAN
since 20052.149.590.274
Centran
since 20112.207.869.161
Centran
since 20142.232.930.793
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25386B0088/00B003 | Wallonia | 734 m² | 1 · 442 m² | 16.6 m · 4 fl. |
| 62805B0461/00R017 | Wallonia | 163 m² | 1 · 134 m² | 16.7 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
967600ZD1TOHJV289G59
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Of 29,889 companies in sector 62200 we hold annual accounts for 18,319. 718 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-09-2005
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
72100
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.