CENTRALAPP
ActiveCENTRALAPP has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €526k and a net result of €28k. Equity is growing by ~7.5% per year across the filed fiscal years. Its solvency ranks better than 81% of 1546 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
88
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability74▲+2
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity ample (current ratio 3.46 against 3.92 in 2023; short-term debt: 18.9% and cash: 38.5% of total assets), and 24.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
75.4%
Return on assets
4%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 19-09-2025, 50 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
50 d late
2023
26 d late
2022
52 d late
2021
143 d late
2020
90 d late
2019
61 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€28k▲ 53.4%
2023 · €18k
2018: €-28k
2019: €96k
2020: €68k
2021: €50k
2022: €42k
2023: €18k
2018 → 2024
Working capital
€325k▲ 21.7%
2023 · €267k
2018: €201k
2019: €216k
2020: €276k
2021: €285k
2022: €296k
2023: €267k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€413k-€442k▲ 6.8%€479k▲ 8.6%€498k▲ 3.8%€526k▲ 5.7%
Operating result€46k-€35k▼ 24.8%€45k▲ 29.1%€27k▼ 40.0%€37k▲ 36.4%
Net result€68k-€50k▼ 26.8%€42k▼ 15.8%€18k▼ 56.4%€28k▲ 53.4%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 36% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €698k
Fixed assets
€241k▼ 10.9%
Current assets
€457k▲ 27.4%
Equity and liabilities €698k
Equity
€526k▲ 5.7%
Provisions
€40k=
Debt
€132k▲ 44.3%
The debt ratio rises from 14.5% to 18.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€195k▲
2023 · €164k
Cash flow
€187k▲
2023 · €156k
Solvency
75.4%▼
2023 · 79.1%
Current ratio
3.46▼
2023 · 3.92
Quick ratio
3.46▼
2023 · 3.92
Debt / equity
0.25▲
2023 · 0.18
ROE
5.4%▲
2023 · 3.7%
ROA
4.0%▲
2023 · 2.9%
Interest coverage
22.39▲
2023 · 19.41
Debt
€132k▲
2023 · €91k
Debt ≤ 1 year
€132k▲
2023 · €91k
Staff costs
€408k▲
2023 · €265k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€629k€698k▲
Fixed assets21/28€271k€241k▼
Intangible fixed assets21€257k€225k▼
Tangible fixed assets22/27€333€3k▲
Plant, machinery and equipment23€333€3k▲
Financial fixed assets28€13k€13k=
Current assets29/58€358k€457k▲
Amounts receivable within one year40/41€13k€188k▲
Trade receivables40-€176k
Other amounts receivable41€13k€12k▼
Cash at bank and in hand54/58€345k€269k▼
Deferred charges and accrued income490/1€9-
Equity and liabilities
Total equity and liabilities10/49€629k€698k▲
Equity10/15€498k€526k▲
Contributions10/11€439k€439k=
Capital10€439k€439k=
Issued capital100€439k€439k=
Profit (loss) carried forward14€59k€87k▲
Provisions and deferred taxes16€40k€40k=
Provisions for liabilities and charges160/5€40k€40k=
Other liabilities and charges164/5€40k€40k=
Amounts payable17/49€91k€132k▲
Amounts payable within one year42/48€91k€132k▲
Trade debts44€35k€44k▲
Suppliers440/4€35k€44k▲
Taxes, remuneration and social security45€43k€74k▲
Taxes450/3€9k€16k▲
Remuneration and social security454/9€33k€58k▲
Other amounts payable47/48€14k€14k▲
Income statement
Code20232024
Non-recurring operating income76A€105€10▼
Remuneration, social security and pensions62€265k€408k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€137k€158k▲
Provisions for liabilities and charges: additions (uses and reversals)635/8€4k-
Other operating charges640/8€2k€3k▲
Gross operating margin9900€435k€606k▲
Operating profit (loss)9901€27k€37k▲
Financial income75/76B€5€303▲
Recurring financial income75€5€303▲
Financial charges65/66B€8k€9k▲
Recurring financial charges65€8k€9k▲
Non-recurring financial charges66B-€0
Profit (loss) for the period before taxes9903€18k€28k▲
Profit (loss) for the period9904€18k€28k▲
Profit (loss) for the period to be appropriated9905€18k€28k▲
Appropriation of the result
Profit (loss) to be appropriated9906€59k€87k▲
Profit (loss) brought forward from the previous period14P€41k€59k▲
Social balance
Average headcount (FTE)90875.37.1▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
19-09
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 50 days late
2024
31-12
Financial
Equity above €500kEq €526k ▲5.7%
6 profitable years in a row build equity to €526k.
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 26 days late
2023
21-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 52 days late
2022
21-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 143 days late
2021
29-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 90 days late
2020
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 61 days late
2019
31-12
Financial
Back to profitnet €96k
Net result €96k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
01-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 1 day late
2017
25-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 56 days late
2016
29-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Louizalaan 541050 ElseneGround area
1,625 m²
Building footprint
1,286 m²
Volume, LiDAR
34,999 m³
Parcel 21807G0001/00L000, Brussels · tallest building 33.9 m, ±9 floors. Linked by address, not a title deed.
1 establishment unit
Louizalaan 54, 1050 Elsene
since 20142.227.103.667
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21807G0001/00L000 | Brussels | 1,625 m² | 1 · 1,286 m² | 33.9 m · 9 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Stor - it
BE 0810.058.975
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LOCALTOMORROW
BE 0760.681.720
Gent · Eq €527k
FOOD IT-SOLUTIONS
BE 0434.852.681
Nijlen · Eq €526k
APPLIKA
BE 0474.407.402
Kapelle-op-den-Bos · Eq €527k
7bytes
BE 0834.631.055
Wuustwezel · Eq €525k
Of 16,874 companies in sector 62100 we hold annual accounts for 8,779. 5,390 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded11-02-2014
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62020IT consultancy
62100Computer programming
62200Computer consultancy and computer facilities management
62030Computer programming, consultancy and related activities
62900Other information technology and computer services
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.