Central Service
ActiveSummary
Central Service has been active since 1980 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €38k and a net result of €-31k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 32% of 2544 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability35▲+28
Solvency45▼-7
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.23 against 1.73 in 2024; short-term debt: 23.8% and cash: 17.6% of total assets), and 79.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Sector 95
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
20.4%
Return on assets
-16.3%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-31k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
33 d late
2023
13 d late
2022
17 d late
2021
716 d late
2020
39 d early
2019
38 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€38k▼ 44.5%
2024 · €69k
2018: €39k
2019: €80k
2020: €87k
2021: €130k
2022: €137k
2023: €116k
2024: €69k
2018 → 2025
Total assets
€187k▼ 25.9%
2024 · €253k
2018: €436k
2019: €446k
2020: €419k
2021: €447k
2022: €395k
2023: €341k
2024: €253k
2018 → 2025
Net result
€-31k▲ 36.2%
2024 · €-48k
2018: €12k
2019: €43k
2020: €8k
2021: €43k
2022: €7k
2023: €-21k
2024: €-48k
2018 → 2025
Working capital
€10k▼ 68.7%
2024 · €32k
2018: €16k
2019: €54k
2020: €47k
2021: €84k
2022: €63k
2023: €78k
2024: €32k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€130k-€137k▲ 5.5%€116k▼ 15.3%€69k▼ 41.1%€38k▼ 44.5%
Operating result€66k-€16k▼ 75.2%€-15k€-40k▼ 166%€-26k▲ 33.5%
Net result€43k-€7k▼ 83.4%€-21k€-48k▼ 128%€-31k▲ 36.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €26k in 2025 against €40k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €187k
Fixed assets
€132k ▼ 24.7%
Current assets
€55k ▼ 28.6%
Equity and liabilities €187k
Equity
€38k ▼ 44.5%
Debt
€149k ▼ 18.9%
Debt's share of the balance-sheet total rises from 72.8% to 79.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
€17k▲
2024 · €4k
Cash flow
€13k▲
2024 · €-4k
Current ratio
1.23▼
2024 · 1.73
Debt to equity
3.91▲
2024 · 2.68
ROE
-80.0%▼
2024 · -69.6%
ROA
-16.3%▲
2024 · -18.9%
Interest coverage
4.26▲
2024 · 0.82
Debt ≤ 1 year
€45k▲
2024 · €44k
Debt > 1 year
€104k▼
2024 · €140k
Income taxes
€141▼
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€253k€187k▼
Fixed assets21/28€176k€132k▼
Tangible fixed assets22/27€176k€132k▼
Land and buildings22€145k€109k▼
Plant, machinery and equipment23€40€0▼
Furniture and vehicles24€7k€4k▼
Other tangible fixed assets26€23k€19k▼
Current assets29/58€77k€55k▼
Stocks and contracts in progress3€11k€0▼
Stocks30/36€11k€0▼
Amounts receivable within one year40/41€16k€21k▲
Trade receivables40€1k€14k▲
Other amounts receivable41€15k€7k▼
Cash at bank and in hand54/58€48k€33k▼
Deferred charges and accrued income490/1€737€762▲
Equity and liabilities
Total equity and liabilities10/49€253k€187k▼
Equity10/15€69k€38k▼
Contributions10/11€19k€19k=
Reserves13€119k€119k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€117k€117k=
Profit (loss) carried forward14€-69k€-99k▼
Amounts payable17/49€184k€149k▼
Amounts payable after more than one year17€140k€104k▼
Financial debts170/4€140k€104k▼
Amounts payable within one year42/48€44k€45k▲
Current portion of amounts payable after more than one year42€34k€35k▲
Trade debts44€3k€2k▼
Suppliers440/4€3k€2k▼
Taxes, remuneration and social security45-€1k
Taxes450/3-€1k
Other amounts payable47/48€7k€7k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€44k€43k▼
Other operating charges640/8€5k€5k▲
Gross operating margin9900€9k€22k▲
Operating profit (loss)9901€-40k€-26k▲
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€5k€4k▼
Recurring financial charges65€5k€4k▼
Profit (loss) for the period before taxes9903€-45k€-30k▲
Income taxes67/77€3k€141▼
Profit (loss) for the period9904€-48k€-31k▲
Profit (loss) for the period to be appropriated9905€-48k€-31k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-69k€-99k▼
Profit (loss) brought forward from the previous period14P€-21k€-69k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-09
State Gazette act
Registered officeRegistered-office move2 facts ▸
State Gazette act
Registered office
Registered-office move2 facts ▸
- Board meeting, 22-06-2026
- Registered-office move, Nieuwstraat 3, 2970 Schilde
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
02-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 33 days late
2024
31-12
Financial
Weakest financial yearnet €-48k
Net result drops to €-48k, the lowest in the series; recovery starts the following year.
13-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 13 days late
16-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 716 days late
2023
17-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 17 days late
2021
31-12
Financial
Highest result since 2018net €43k ▲444%
Operating result €66k, net result €43k, both a record.
31-12
Financial
Equity above €100kEq €130k ▲49.1%
4 profitable years in a row build equity to €130k.
22-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
23-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
07-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
08-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
09-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ranst · 1 establishment unit since 1981
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vaartstraat 1962520 RanstGround area
2,864 m²
Building footprint
943 m²
Volume, LiDAR
3,657 m³
2 parcels, Flanders · tallest building 7.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
CENTRAL SERVICE
since 19812.018.466.268
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11031C0396/00D000 | Flanders | 2,470 m² | 1 · 811 m² | 7.2 m · 1 fl. |
| 11922C0061/00W000 | Flanders | 394 m² | 1 · 132 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
EUROS G3 SERVICES
BE 0864.020.372
Anderlecht · Eq €38,085
OOMS DIESELTECHNIEK
BE 0633.919.348
Rijkevorsel · Eq €38,023
BOLLEN
BE 0438.294.993
Liège · Eq €37,973
GARAGE LEKENS
BE 0448.631.829
Heusden-Zolder · Eq €38,303
L'ATELIER DES ARCADES
BE 1002.944.465
Watermaal-Bosvoorde · Eq €38,342
Of 7,375 companies in sector 95311 we hold annual accounts for 2,959. 1,963 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-12-1980
Fiscal year end31-12
Activities, NACEBEL 2025
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
47811Retail sale of cars and light vans (up to 3.5 tonnes)
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 45 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:luc.collard@icloud.com