Skip to content

Central Heating Trade Bex

Active
Private limited companyfounded 1978active for 47 yearsSteenakkerstraat 21, 3590 Diepenbeek, BelgiumKBO/BCE: BE 0418.966.457
Summary

The computed 12-month bankruptcy probability of Central Heating Trade Bex is 2.3% (moderate). The annual accounts of Central Heating Trade Bex for financial year 2025 show a net loss of 84% of total assets and of 93% of the equity at the start of that year. The 2025 annual accounts show equity of €2,607 and a net result of -€32,481. Equity is shrinking by about 15% per year across the filed financial years. Its solvency ranks better than 5% of 600 sector peers (NACE 43, financial year 2026). The company has been active since 1978 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow ReportCompare
Central Heating Trade BexActiveChecked score 51/100
Risk analysis ReportCompare

Overview

Activity
Installation of electric heating, air conditioning, cooling and ventilation
NACE 43222
2nd oldest company in Diepenbeek, Construction sector1 site
Size
€38,450total assets 2025
Equity
€2,607
Loss
-€32,481
Turnover not published (abbreviated or micro format)
Financial health
51 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.3%
Structure
2025 accounts 4 days early1 of 3 deeds summarised
Why 51raises riskLoss of €32,481, the second in a row (financial year 2025)Sector: Specialised construction activities (NACE 43)Equity €2,607 (6.8% of total assets)lowers riskSize: total assets €38,450Show the evidence

Checked score

Score 2025
51 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 19% of its sector peers (NACE 43, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Weak
Solvency 32-35
equity 6.8% of total assets
Liquidity 60+11
short-term debt 3.7% · cash 8.0%
Profitability 0=
return on assets -84.5%
Bankruptcy probability, 12 months
2.3% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,621 companies, NACE 43, micro)
Last 24 months 11-2024: 0.5%lowest value 12-2024: 0.6%▲ +0.1 percentage points vs 11-2024 01-2025: 2.4%▲ +1.8 percentage points vs 12-2024 02-2025: 2.4%● unchanged vs 01-2025 03-2025: 2.4%● unchanged vs 02-2025 04-2025: 2.3%▼ -0.1 percentage points vs 03-2025 05-2025: 2.3%● unchanged vs 04-2025 06-2025: 2.3%● unchanged vs 05-2025 07-2025: 2.3%● unchanged vs 06-2025 08-2025: 2.4%▲ +0.1 percentage points vs 07-2025 09-2025: 2.3%▼ -0.1 percentage points vs 08-2025 10-2025: 2.6%▲ +0.3 percentage points vs 09-2025highest value 11-2025: 1.8%▼ -0.8 percentage points vs 10-2025 12-2025: 1.8%● unchanged vs 11-2025 01-2026: 1.8%● unchanged vs 12-2025 02-2026: 1.8%● unchanged vs 01-2026 03-2026: 1.8%● unchanged vs 02-2026 04-2026: 1.8%● unchanged vs 03-2026 05-2026: 1.8%● unchanged vs 04-2026 06-2026: 1.8%● unchanged vs 05-2026 07-2026: 1.8%● unchanged vs 06-2026 08-2026: 1.8%● unchanged vs 07-2026 09-2026: 1.8%● unchanged vs 08-2026 10-2026: 2.3%▲ +0.5 percentage points vs 09-2026
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 10.57, compared with 3.64 in 2024, above the usual 1.5; short-term debt: 3.7% and cash: 8% of total assets), but 93.2% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 12% on solvency, 58% on liquidity, 4% on profitability and 4% on growth.

The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · Loss of €32,481, the second in a row (financial year 2025)
NBB · annual accounts
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
lowers risk · Size: total assets €38,450
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Equity €2,607 (6.8% of total assets)
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
192122232425
2019 to 2025 · latest year -€32,481
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 27-10-2025, 4 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
4 days early
2024
41 days late
2023
on the day
2022
on the day
2021
2 days early
2019
27 days early
2018
50 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 6 days before the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 31-03-2026 is due by 31-10-2026. Nothing is late today. The company usually files around 31 October (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
31-03-2026 year end25-10-2026 today31-10-2026 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Weakest financial yearnet -€32,481
  3. Liquidity more than doubledcurrent ratio 10.57

Key points

  • Risk: 4 loss-making years in a rowloss financial year 2025 -€32,481 View
  • Caution: Among the weakest 5% on solvencysector median 49.8% · 600 companies -38.7% View
  • Active since 1978founded 04-12-1978 47 years View

By topic

Financials

Financial year
2025
Total assets
€38,450
Loss
-€32,481
Solvency
6.8%
Total assets▼ 54.0%
Net result
20192025
Go to Financials

Timeline

Events
49
Since
1980
Next accounts
by 31-10-2026
  1. 11-12-2024Annual accounts filed
  2. 08-03-2024Resignations: BEX Matthias Jacques René (director) and…
  3. 31-10-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Installation of electric heating, air conditioning, cooling and…NACE 43222
Founded
04-12-1978
Year ends
31-03
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
6
Who signs
Each director alone
Annual meeting
First Monday of September at 18:00
Go to Articles of association

Key facts about Central Heating Trade Bex

What is the company number of Central Heating Trade Bex?
0418.966.457. In Belgium the VAT number is the company number with BE in front: BE 0418.966.457.
Where is Central Heating Trade Bex based?
The registered office is at Steenakkerstraat 21, 3590 Diepenbeek.Company details
What does Central Heating Trade Bex do?
According to the KBO register, the main activity is installation of electric heating, air conditioning, cooling and ventilation (NACE 43222).
What is the legal form of Central Heating Trade Bex?
Private limited company (BV).
When was Central Heating Trade Bex founded?
On 04-12-1978.
Is Central Heating Trade Bex still active?
Yes, Central Heating Trade Bex is an active enterprise in the KBO register.
How many employees does Central Heating Trade Bex have?
On average 1 full-time equivalents in financial year 2021, according to the filed annual accounts.Financials
What is the turnover of Central Heating Trade Bex?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is Central Heating Trade Bex profitable?
In financial year 2025, Central Heating Trade Bex made a loss of €32,481.
Where can I find the annual accounts of Central Heating Trade Bex?
Central Heating Trade Bex filed 45 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Central Heating Trade Bex due?
By 31-10-2026, for financial year 2026.Timeline

Companies related to Central Heating Trade Bex

Go further with this company

How much credit can you give this customer, and on what payment terms?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

We would like to set cookies. That happens only with your consent. What we measure