CENTR'HABITAT
ActiveSummary
CENTR'HABITAT has been active since 1921 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €188.4m and a net result of €3.0m. Equity has been growing by about 6.1% per year since 2018. Its solvency ranks better than 60% of 5,801 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Overview
Official details
Source: KBO- Status
- Active since 01-01-1921 Normal situation
- Activity
- Development of residential building projects NACE 68121and 1 other
- Joint committee
- 339.02 Paritair Subcomité voor de erkende maatschappijen voor sociale huisvesting van het Waalse Gewest · annual accounts 2025
- Establishment unit
- 2.228.282.317 7100 La Louvière, since 01-01-1921
- Financial year end
- 31 December
- Peppol
- Reachable
Board and ownership
- GOBERT jacquesChair
- Dechenne Olivier de OrbaisManager · since 16-01-2006
- Thibaut VanbersyDirector
- Auditor
- Joiris - Rousseaux, Réviseurs d'entreprises associés
- Pêtrefounderact of 18-12-2023
- Ribaucourtfounderact of 18-12-2023
Financial position
- Bankruptcy probabilitywithin 12 months
- < 0.1%
- Turnover
- €29.4m
- ▲ 3.8%
- Profit
- €3.0m
- ▼ 6.0%
- Equity
- €188.4m
- ▼ 5.9%
- Total assets
- €370.9m
- ▼ 0.2%
- Employees on 31-12-2025
- 81
- =
Score breakdownlowers riskSize: turnover €29.4m, 78.6 FTE, total assets €370.9mFounded in 1921Liquidity: current ratio 3.23, cash €32.9mEquity €188.4m (50.8% of total assets)Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, medium-sized). It does better than 71% of them on solvency, 90% on liquidity, 72% on profitability and 42% on growth.
The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 7 accounts on average 22 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
Key points
- Positive: Largest company by equity in Hainaut, Real estate sectorin the Checked rankings No. 1 View
- Positive: 7 years of growth in a rowturnover 2025: €29.4m 7 years View
- Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
- Board changedlatest change 02-09-2026 · 21 in office 1 joined · 1 left View
Recent changes
- · Gazette deed 1 director appointed, 2 directors resigningAppointment: Fabienne Capot (director) · Resignations: Fabienne Capot (director) and Smolderen (director)
- · Gazette deed Appointment: Joiris - Rousseaux, Réviseurs d'entreprises associés (statutory auditor)Permanent representatives: Bernard Rousseaux and Pierre-Olivier ELSEN
- · Gazette deed Appointment: Joiris,Rousseaux & C° SRL (commissaire réviseur)
Comparable companies
These companies have the same main activity as CENTR'HABITAT: development of residential building projects (NACE 68121). They are comparable in size and age: total assets between €145m and €606m, founded between 1921 and 1955.
| Company | Total assets | Turnover |
|---|---|---|
| CENTR'HABITAT La Louvière | €370.9m | €29.4m |
| Toit & moi, immobilière sociale de la région montoise Mons | €318.8m | €25.9m |
| WOONBOOG Turnhout | €520.1m | €38.6m |
| WoonST Temse | €264.8m | €20.7m |
| LeefGoed Geel | €570.8m | €35.3m |
| VIVENDO Brugge | €605.9m | €44.9m |
| Le Logis Tournaisien Tournai | €145.2m | €10.9m |
Key facts about CENTR'HABITAT
- What is the company number of CENTR'HABITAT?
- The company number of CENTR'HABITAT is 0401.763.211. The VAT number is the same number with BE in front: BE 0401.763.211.
- Where is CENTR'HABITAT based?
- The registered office is at Rue Edouard Anseele(L.L) 48, 7100 La Louvière.Company details
- What does CENTR'HABITAT do?
- According to the KBO register, the main activity is development of residential building projects (NACE 68121).
- What is the legal form of CENTR'HABITAT?
- The legal form of CENTR'HABITAT is Private limited company (BV).
- When was CENTR'HABITAT founded?
- CENTR'HABITAT was founded on 01-01-1921.
- Is CENTR'HABITAT still active?
- Yes, CENTR'HABITAT is an active enterprise in the KBO register.
- How many employees does CENTR'HABITAT have?
- CENTR'HABITAT had an average of 78.6 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does CENTR'HABITAT fall under?
- In its 2025 annual accounts, CENTR'HABITAT states joint committee 339.02 (Paritair Subcomité voor de erkende maatschappijen voor sociale huisvesting van het Waalse Gewest).
- What is the turnover of CENTR'HABITAT?
- The turnover of CENTR'HABITAT was €29.4m in financial year 2025, according to the filed annual accounts.
- Is CENTR'HABITAT profitable?
- In financial year 2025, CENTR'HABITAT made a profit of €3.0m.
- Where can I find the annual accounts of CENTR'HABITAT?
- CENTR'HABITAT filed 49 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of CENTR'HABITAT due?
- CENTR'HABITAT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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