CENTORE
ActiveSummary
CENTORE has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.69M and a net result of €98k. Equity is growing by ~10% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability75=
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €130k at 30 days acceptable
Liquidity ample (current ratio 18.32 against 12.5 in 2024; short-term debt: 3.2% and cash: 8.8% of total assets), and 9.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
90.1%
Return on assets
5.2%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
31 d late
2023
30 d late
2022
31 d late
2021
31 d late
2020
31 d late
2019
103 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.69M▲ 6.2%
2024 · €1.59M
2018: €898klowest in 8 years
2019: €1.02M▲ +13.2% vs 2018
2020: €1.10M▲ +8.0% vs 2019
2021: €1.22M▲ +11.0% vs 2020
2022: €995k▼ -18.4% vs 2021
2023: €1.50M▲ +51.2% vs 2022
2024: €1.59M▲ +5.9% vs 2023
2025: €1.69M▲ +6.2% vs 2024highest in 8 years
2018 → 2025
Total assets
€1.88M▲ 1.5%
2024 · €1.85M
2018: €1.06Mlowest in 8 years
2019: €1.29M▲ +21.9% vs 2018
2020: €1.53M▲ +19.1% vs 2019
2021: €1.61M▲ +5.4% vs 2020
2022: €1.41M▼ -12.7% vs 2021
2023: €1.92M▲ +35.8% vs 2022highest in 8 years
2024: €1.85M▼ -3.4% vs 2023
2025: €1.88M▲ +1.5% vs 2024
2018 → 2025
Net result
€98k▲ 9.0%
2024 · €90k
2018: €85k
2019: €119k▲ +40.7% vs 2018
2020: €83k▼ -30.9% vs 2019lowest in 8 years
2021: €121k▲ +47.0% vs 2020
2022: €288k▲ +137% vs 2021
2023: €640k▲ +122% vs 2022highest in 8 years
2024: €90k▼ -85.9% vs 2023
2025: €98k▲ +9.0% vs 2024
2018 → 2025
Working capital
€1.04M▲ 9.2%
2024 · €949k
2018: €814k
2019: €819k▲ +0.7% vs 2018
2020: €891k▲ +8.7% vs 2019
2021: €1.01M▲ +13.3% vs 2020
2022: €779k▼ -22.9% vs 2021lowest in 8 years
2023: €874k▲ +12.3% vs 2022
2024: €949k▲ +8.6% vs 2023
2025: €1.04M▲ +9.2% vs 2024highest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.22M-€995k▼ 18.4%€1.50M▲ 51.2%€1.59M▲ 5.9%€1.69M▲ 6.2%
2021: €1.22M
2022: €995k▼ -18.4% vs 2021lowest in 5 years
2023: €1.50M▲ +51.2% vs 2022
2024: €1.59M▲ +5.9% vs 2023
2025: €1.69M▲ +6.2% vs 2024highest in 5 years
Operating result€159k-€412k▲ 159%€882k▲ 114%€116k▼ 86.9%€128k▲ 10.9%
2021: €159k
2022: €412k▲ +159% vs 2021
2023: €882k▲ +114% vs 2022highest in 5 years
2024: €116k▼ -86.9% vs 2023lowest in 5 years
2025: €128k▲ +10.9% vs 2024
Net result€121k-€288k▲ 137%€640k▲ 122%€90k▼ 85.9%€98k▲ 9.0%
2021: €121k
2022: €288k▲ +137% vs 2021
2023: €640k▲ +122% vs 2022highest in 5 years
2024: €90k▼ -85.9% vs 2023lowest in 5 years
2025: €98k▲ +9.0% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 11% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.88M
Fixed assets
€779k ▼ 4.7%
Current assets
€1.10M ▲ 6.3%
Equity and liabilities €1.88M
Equity
€1.69M ▲ 6.2%
Debt
€185k ▼ 27.8%
Debt's share of the balance-sheet total falls from 13.9% to 9.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€172k▲
2024 · €156k
Cash flow
€142k▲
2024 · €131k
Current ratio
18.32▲
2024 · 12.50
Debt to equity
0.11▼
2024 · 0.16
ROE
5.8%▲
2024 · 5.7%
ROA
5.2%▲
2024 · 4.9%
Interest coverage
41.85▼
2024 · 45.28
Debt ≤ 1 year
€60k▼
2024 · €83k
Debt > 1 year
€125k▼
2024 · €174k
Income taxes
€38k▲
2024 · €35k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.85M€1.88M▲
Fixed assets21/28€818k€779k▼
Tangible fixed assets22/27€418k€379k▼
Land and buildings22€386k€356k▼
Plant, machinery and equipment23€6k€9k▲
Furniture and vehicles24€12k€6k▼
Other tangible fixed assets26€14k€9k▼
Financial fixed assets28€400k€400k=
Current assets29/58€1.03M€1.10M▲
Amounts receivable within one year40/41€7k€115k▲
Other amounts receivable41€7k€115k▲
Current investments50/53€635k€792k▲
Cash at bank and in hand54/58€364k€165k▼
Deferred charges and accrued income490/1€25k€24k▼
Equity and liabilities
Total equity and liabilities10/49€1.85M€1.88M▲
Equity10/15€1.59M€1.69M▲
Contributions10/11€155k€155k=
Reserves13€1.44M€1.54M▲
Distributable reserves133€1.44M€1.54M▲
Amounts payable17/49€257k€185k▼
Amounts payable after more than one year17€174k€125k▼
Financial debts170/4€174k€125k▼
Amounts payable within one year42/48€83k€60k▼
Current portion of amounts payable after more than one year42€48k€49k▲
Trade debts44€6k€6k▼
Suppliers440/4€6k€6k▼
Taxes, remuneration and social security45€1k€2k▲
Taxes450/3€1k€2k▲
Other amounts payable47/48€27k€3k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€40k€44k▲
Other operating charges640/8€3k€3k▲
Gross operating margin9900€159k€176k▲
Operating profit (loss)9901€116k€128k▲
Financial income75/76B€12k€12k▼
Recurring financial income75€12k€12k▼
Financial charges65/66B€3k€4k▲
Recurring financial charges65€3k€4k▲
Profit (loss) for the period before taxes9903€125k€136k▲
Income taxes67/77€35k€38k▲
Profit (loss) for the period9904€90k€98k▲
Profit (loss) for the period to be appropriated9905€90k€98k▲
Appropriation of the result
Profit (loss) to be appropriated9906€90k€98k▲
Transfer from equity791/2€1k-
Transfer to equity691/2€90k€98k▲
To other reserves6921€90k€98k▲
Profit to be distributed694/7€1k-
Return on contributions (dividend)694€1k-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €44k | €43k | €40k | €40k | €44k | ▲ 8.8% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | €-200k | - | - | - |
| Other operating charges640/8 | €3k | €3k | €203k | €3k | €3k | ▲ 2.8% |
| Gross operating margin9900 | €206k | €458k | €925k | €159k | €176k | ▲ 10.2% |
| Operating profit (loss)9901 | €159k | €412k | €882k | €116k | €128k | ▲ 10.9% |
| Financial income75/76B | €19k | €13k | €54k | €12k | €12k | ▼ 1.8% |
| Recurring financial income75 | €19k | €13k | €54k | €12k | €12k | ▼ 1.8% |
| Financial charges65/66B | €6k | €5k | €4k | €3k | €4k | ▲ 19.4% |
| Recurring financial charges65 | €6k | €5k | €4k | €3k | €4k | ▲ 19.4% |
| Profit (loss) for the period before taxes9903 | €172k | €420k | €931k | €125k | €136k | ▲ 9.4% |
| Income taxes67/77 | €51k | €132k | €291k | €35k | €38k | ▲ 10.4% |
| Profit (loss) for the period9904 | €121k | €288k | €640k | €90k | €98k | ▲ 9.0% |
| Profit (loss) for the period to be appropriated9905 | €121k | €288k | €640k | €90k | €98k | ▲ 9.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.61M | €1.41M | €1.92M | €1.85M | €1.88M | ▲ 1.5% |
| Fixed assets21/28 | €527k | €486k | €852k | €818k | €779k | ▼ 4.7% |
| Tangible fixed assets22/27 | €527k | €486k | €452k | €418k | €379k | ▼ 9.2% |
| Land and buildings22 | €483k | €448k | €417k | €386k | €356k | ▼ 8.0% |
| Plant, machinery and equipment23 | €4k | €4k | €7k | €6k | €9k | ▲ 58.8% |
| Furniture and vehicles24 | €12k | €10k | €8k | €12k | €6k | ▼ 51.9% |
| Other tangible fixed assets26 | €29k | €24k | €19k | €14k | €9k | ▼ 33.3% |
| Financial fixed assets28 | - | - | €400k | €400k | €400k | = |
| Current assets29/58 | €1.09M | €924k | €1.06M | €1.03M | €1.10M | ▲ 6.3% |
| Amounts receivable after more than one year29 | €165k | €50k | €50k | - | - | - |
| Other amounts receivable291 | €165k | €50k | €50k | - | - | - |
| Amounts receivable within one year40/41 | €482k | €162k | €83k | €7k | €115k | ▲ 1,493% |
| Trade receivables40 | €6k | - | - | - | - | - |
| Other amounts receivable41 | €476k | €162k | €83k | €7k | €115k | ▲ 1,493% |
| Current investments50/53 | €323k | €352k | €708k | €635k | €792k | ▲ 24.7% |
| Cash at bank and in hand54/58 | €117k | €352k | €197k | €364k | €165k | ▼ 54.6% |
| Deferred charges and accrued income490/1 | €475 | €8k | €25k | €25k | €24k | ▼ 3.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.61M | €1.41M | €1.92M | €1.85M | €1.88M | ▲ 1.5% |
| Equity10/15 | €1.22M | €995k | €1.50M | €1.59M | €1.69M | ▲ 6.2% |
| Contributions10/11 | €155k | €155k | €155k | €155k | €155k | = |
| Reserves13 | €1.06M | €840k | €1.35M | €1.44M | €1.54M | ▲ 6.8% |
| Non-distributable reserves130/1 | €17k | €17k | - | - | - | - |
| Reserves not available under the articles1311 | €17k | €17k | - | - | - | - |
| Distributable reserves133 | €1.05M | €823k | €1.35M | €1.44M | €1.54M | ▲ 6.8% |
| Amounts payable17/49 | €396k | €415k | €411k | €257k | €185k | ▼ 27.8% |
| Amounts payable after more than one year17 | €317k | €270k | €222k | €174k | €125k | ▼ 28.0% |
| Financial debts170/4 | €317k | €270k | €222k | €174k | €125k | ▼ 28.0% |
| Amounts payable within one year42/48 | €78k | €145k | €189k | €83k | €60k | ▼ 27.4% |
| Current portion of amounts payable after more than one year42 | €46k | €47k | €47k | €48k | €49k | ▲ 1.3% |
| Trade debts44 | €3k | €3k | €4k | €6k | €6k | ▼ 0.7% |
| Suppliers440/4 | €3k | €3k | €4k | €6k | €6k | ▼ 0.7% |
| Taxes, remuneration and social security45 | €28k | €94k | €73k | €1k | €2k | ▲ 44.0% |
| Taxes450/3 | €28k | €94k | €73k | €1k | €2k | ▲ 44.0% |
| Other amounts payable47/48 | €800 | €800 | €64k | €27k | €3k | ▼ 88.6% |
| Accrued charges and deferred income492/3 | €1k | - | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €121k | €288k | €640k | €90k | €98k | ▲ 9.0% |
| + Depreciation and write-downs630 | €44k | €43k | €40k | €40k | €44k | ▲ 8.8% |
| Operating cash flow (approximation) | €165k | €331k | €680k | €131k | €142k | ▲ 8.9% |
| Investment in fixed assets (approximation) | - | €-2k | €-406k | €-6k | €-6k | ▲ 5.5% |
| Change in cash | - | €235k | €-155k | €167k | €-199k | ▼ 219% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-12
Financial
Liquidity doublescurrent ratio 12.50
Current ratio from 5.63 to 12.50; short-term debt falls from €189k to €83k.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Highest result since 2018net €640k ▲122%
Operating result €882k, net result €640k, both a record.
31-12
Financial
Equity above €1MEq €1.50M ▲51.2%
6 profitable years in a row build equity to €1.50M.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Weakest financial yearnet €83k ▼30.9%
Net result drops to €83k, the lowest in the series; recovery starts the following year.
11-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 103 days late
2019
31-12
Financial
Equity above €1MEq €1.02M ▲13.2%
2 profitable years in a row build equity to €1.02M.
Show earlier events
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
13-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 44 days late
2017
12-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 43 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2012
Ground area
234 m²
Building footprint
103 m²
Volume, LiDAR
915 m³
Parcel 11303C0164/00B009, Flanders · tallest building 10.2 m, ±3 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Floraliënlaan 48, 2600 Antwerpen
since 20122.211.562.683
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11303C0164/00B009 | Flanders | 234 m² | 1 · 103 m² | 10.2 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Identification & contact
Identification
Legal formPrivate limited company
Founded01-02-2008
Fiscal year end31-12
Scores and ratios are computed by Checked and are not a credit decision.