CENTNER INDUSTRY
ActiveCENTNER INDUSTRY has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €66k and a net result of €22k. Equity is growing by ~17.4% per year across the filed fiscal years. Its solvency ranks better than 43% of 11195 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
73
/ 100
Healthy▲ +20 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency53▲+30
Growth78=
Stability100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity tight (current ratio 1.03 against 0.99 in 2024), and 66.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
33.3%
Return on assets
11.2%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-08-2026, 19 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
19 d late
2024
14 d late
2023
16 d late
2022
29 d late
2021
30 d late
2020
6 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€66k▲ 47.7%
2024 · €45k
2020: €22k
2021: €38k
2022: €57k
2023: €72k
2024: €45k
2020 → 2025
Total assets
€200k▼ 22.6%
2024 · €258k
2020: €280k
2021: €280k
2022: €291k
2023: €246k
2024: €258k
2020 → 2025
Net result
€22k▼ 13.8%
2024 · €26k
2020: €2k
2021: €15k
2022: €19k
2023: €15k
2024: €26k
2020 → 2025
Working capital
€4k
2024 · €-1k
2020: €36k
2021: €31k
2022: €31k
2023: €35k
2024: €-1k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€38k-€57k▲ 51.7%€72k▲ 26.2%€45k▼ 37.4%€66k▲ 47.7%
Operating result€27k-€29k▲ 6.8%€23k▼ 20.0%€43k▲ 83.4%€32k▼ 26.1%
Net result€15k-€19k▲ 25.8%€15k▼ 23.3%€26k▲ 73.6%€22k▼ 13.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 26% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €200k
Fixed assets
€62k▼ 21.6%
Current assets
€137k▼ 23.0%
Equity and liabilities €200k
Equity
€66k▲ 47.7%
Debt
€133k▼ 37.4%
The debt ratio falls from 82.5% to 66.7%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€49k▼
2024 · €62k
Cash flow
€39k▼
2024 · €45k
Solvency
33.3%▲
2024 · 17.5%
Current ratio
1.03▲
2024 · 0.99
Quick ratio
0.91▼
2024 · 0.91
Debt / equity
2.01▼
2024 · 4.73
ROE
33.5%▼
2024 · 57.5%
ROA
11.2%▲
2024 · 10.0%
Interest coverage
12.16▲
2024 · 8.90
Debt
€133k▼
2024 · €213k
Debt ≤ 1 year
€133k▼
2024 · €180k
Debt > 1 year
€0▼
2024 · €33k
Income taxes
€8k▼
2024 · €11k
Staff costs
€0▼
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€258k€200k▼
Fixed assets21/28€80k€62k▼
Intangible fixed assets21€77k€62k▼
Tangible fixed assets22/27€2k€805▼
Furniture and vehicles24€2k€805▼
Financial fixed assets28€222€150▼
Current assets29/58€178k€137k▼
Stocks and contracts in progress3€15k€17k▲
Stocks30/36€15k€17k▲
Amounts receivable within one year40/41€27k€34k▲
Trade receivables40€10k€33k▲
Other amounts receivable41€17k€2k▼
Cash at bank and in hand54/58€133k€83k▼
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€258k€200k▼
Equity10/15€45k€66k▲
Contributions10/11€20k€20k=
Reserves13€25k€46k▲
Distributable reserves133€25k€46k▲
Profit (loss) carried forward14€4€454▲
Amounts payable17/49€213k€133k▼
Amounts payable after more than one year17€33k€0▼
Other amounts payable178/9€33k€0▼
Amounts payable within one year42/48€180k€133k▼
Current portion of amounts payable after more than one year42€33k€33k=
Trade debts44€87k€50k▼
Suppliers440/4€87k€50k▼
Advances received on contracts in progress46€11k€0▼
Taxes, remuneration and social security45€5k€7k▲
Taxes450/3€5k€7k▲
Remuneration and social security454/9€168€0▼
Other amounts payable47/48€43k€43k▼
Income statement
Code20242025
Non-recurring operating income76A€14k€0▼
Remuneration, social security and pensions62€16k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€17k▼
Other operating charges640/8€1k€1k▲
Gross operating margin9900€79k€50k▼
Operating profit (loss)9901€43k€32k▼
Financial income75/76B€870€3k▲
Recurring financial income75€870€3k▲
Financial charges65/66B€7k€4k▼
Recurring financial charges65€7k€4k▼
Profit (loss) for the period before taxes9903€37k€30k▼
Income taxes67/77€11k€8k▼
Profit (loss) for the period9904€26k€22k▼
Profit (loss) for the period to be appropriated9905€26k€22k▼
Appropriation of the result
Profit (loss) to be appropriated9906€26k€22k▼
Profit (loss) brought forward from the previous period14P€2€4▲
Transfer from equity791/2€52k€0▼
Transfer to equity691/2€25k€21k▼
To the legal reserve6920€25k-
To other reserves6921-€21k
Profit to be distributed694/7€53k€833▼
Return on contributions (dividend)694€53k€833▼
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 19 days late
2025
14-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 14 days late
2024
31-12
Financial
Highest result since 2020net €26k ▲73.6%
Operating result €43k, net result €26k, both a record.
16-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 16 days late
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
06-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 6 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Verviers · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Liège 304800 VerviersGround area
2,200 m²
Building footprint
1,725 m²
Volume, LiDAR
15,019 m³
Parcel 63079D0377/00F004, Wallonia · tallest building 14.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Centner Industry
since 20192.296.955.248
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63079D0377/00F004 | Wallonia | 2,200 m² | 1 · 1,725 m² | 14.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
LouVik
BE 0899.476.743
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VERVE
BE 0478.893.750
Harelbeke · Eq €83k
DEWAELE TECHNICAL AGENCIES
BE 0416.844.731
Waregem · Eq €50k
Van den Berghe Company
BE 0443.218.338
Horebeke · Eq €47k
BELGIAN TEXTILE SERVICES
BE 0821.593.562
Verviers · Eq €38k
Of 71 companies in sector 46648 we hold annual accounts for 51. 26 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-12-2019
Fiscal year end31-12
Activities, NACEBEL
46648Wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.centner-industry.com
E-mail:centner@centner-industry.com